U.S. saw its 4th-warmest year on record, fueled by a record-warm December - Shield Insurance Agency Blog

U.S. saw its 4th-warmest year on record, fueled by a record-warm December

Nation struck with 20 separate billion-dollar disasters in 2021

NOAA.gov | January 10, 2022 | Warmest year on record | Shield Insurance | Start a quote today!

On September 4, 2021, the Joint Base Lewis-McChord Soldiers and the Bureau of Land Management-California’s Folsom Lake Veterans Hand Crew constructed a handline, cleared brush, and dealt with hot spots north of Lake Davis and Portola during the largest wildfire of 2021–California’s Dixie Fire. The western wildfires of 2021 were one of 20 separate billion-dollar disasters that struck the United States last year. (Joe Bradshaw/Bureau of Land Management)

The year 2021 was marked by extremes across the U.S., including exceptional warmth, devastating severe weather and the second-highest number of billion-dollar weather and climate disasters on record.  

The nation also saw an active wildfire year across the West as the north Atlantic Basin stayed busy with its third most-active Atlantic hurricane season on record, according to scientists from NOAA’s National Centers for Environmental Information.

Here’s a recap of the climate and extreme weather events across the U.S. in 2021:

Climate by the numbers

December 2021 | Full year 2021 | 4th-warmest year on record

The December contiguous U.S. temperature was 39.3 degrees F, 6.7 degrees above average, making it the warmest December on record and exceeding the previous warmest December in 2015.

Ten states — Alabama, Arkansas, Kansas, Louisiana, Mississippi, Missouri, Nebraska, New Mexico, Oklahoma and Texas — also had their warmest Decembers on record.

For 2021, the average contiguous U.S. temperature was 54.5 degrees F, 2.5 degrees above the 20th-century average and ranked as the fourth-warmest year in the 127-year period of record. The six warmest years on record have all occurred since 2012.

Maine and New Hampshire had their second-warmest year on record with 19 additional states across the Northeast, Great Lakes, Plains and West experiencing a top-five warmest year. Meanwhile, Alaska’s average annual temperature was 26.4 degrees F, 0.4 of a degree above the long-term average and the coldest year since 2012.

Precipitation across the contiguous U.S. totaled 30.48 inches (0.54 of an inch above average), which placed 2021 in the middle third of the climate record. Massachusetts had its ninth-wettest year on record, while Montana ranked ninth driest on record for 2021.

According to the U.S. Drought Monitor, drought coverage remained fairly significant and steady throughout much of 2021, with a minimum extent of 43.4% occurring on May 25 and maximum coverage of 55.5% on December 7.

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Healthcare Enrollment Ends Soon - Shield Insurance Agency Blog

Healthcare Enrollment Ends Soon

The Deadline to register for healthcare ends January 15th. | Healthcare Enrollment

Let Carlos with Shield Insurance Agency get you signed up and covered.

You can call or text 616.777.3017 or email Carlos and get covered today!

Need other insurance? Shield Insurance Agency is locally owned and operated for over 20 years and can help with all your insurance needs!

Shield Insurance Carries Every Kind of Insurance Imaginable: Healthcare Enrollment

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Ransomware Persists Even as High-Profile Attacks Have Slowed

Claims Journal | By Eric Tucker and Alan Suderman | December 20, 2021 | Ransomware Attacks | Start A Quote Today!

WASHINGTON (AP)–In the months since President Joe Biden warned Russia’s Vladimir Putin that he needed to crack down on ransomware gangs in his country, there hasn’t been a massive attack like the one last May that resulted in gasoline shortages. But that’s small comfort to Ken Trzaska.

Trzaska is president of Lewis & Clark Community College, a small Illinois school that canceled classes for days after a ransomware attack last month that knocked critical computer systems offline.

“That first day,” Trzaska said, “I think all of us were probably up 20-plus hours, just moving through the process, trying to get our arms around what happened.”

Even if the United States isn’t currently enduring large-scale, front-page ransomware attacks on par with ones earlier this year that targeted the global meat supply or kept millions of Americans from filling their gas tanks, the problem hasn’t disappeared. In fact, the attack on Trzaska’s college was part of a barrage of lower-profile episodes that have upended the businesses, governments, schools and hospitals that were hit.

The college’s ordeal reflects the challenges the Biden administration faces in stamping out the threat _ and its uneven progress in doing so since ransomware became an urgent national security problem last spring.

U.S. officials have recaptured some ransom payments, cracked down on abuses of cryptocurrency, and made some arrests. Spy agencies have launched attacks against ransomware groups and the U.S. has pushed federal, state and local governments, as well as private industries, to boost protections.

Yet six months after Biden’s admonitions to Putin, it’s hard to tell whether hackers have eased up because of U.S. pressure. Smaller-scale attacks continue, with ransomware criminals continuing to operate from Russia with seeming impunity. Administration officials have given conflicting assessments about whether Russia’s behavior has changed since last summer. Further complicating matters, ransomware is no longer at the top of the U.S.-Russia agenda, with Washington focused on dissuading Putin from invading Ukraine.

Ransomware Attacks

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Flos Restaurant Gift Card given away from Shield Insurance Agency

Gift Card Winners Compliments of Shield Insurance Agency!

Friday, December 31, 2021

Every week, Shield Insurance Agency draws a winner of a local gift card from its clients and social media followers.

Why? Because we love giving stuff away!

Be sure to LIKE our Facebook Page to get yourself entered to win and see who the winners are!

Shield Insurance Agency has given away thousands of dollars in local gift cards over the last 20 years serving Michigan.

Look who is winning!

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Mood Disorder: Employers Have Employees Suffering

RiskAndInsurance.com | By: Raquel Moreno | Mood Disorder | Dec 8, 2021| Shield Blog | Start A Quote

Employers: More Likely Than Not, You Have an Employee Suffering from a Mood Disorder. How You Respond Matters

With the pandemic negatively impacting the mental health of 36% of U.S. adults, according to a recent NAMI study, providing support at work is now a business imperative.

If a silver lining can be found in the collective impact the world has experienced throughout the pandemic, perhaps greater awareness around mental health would be it.

“One of the positive things that came out of the pandemic is the de-stigmatizing of mental health,” Dr. Geralyn Datz, president and clinical director for Southern Behavioral Medicine Associates confirmed.

“It’s become okay to talk about mental health; you’ll even hear people say, ‘I’m anxious today’ or ‘[I’m] down today’ or what have you.”

Having the space to be more open about our moods, especially in the workplace, can even be a step toward prevention, as Dr. Ann Hawkins, founder and chief innovation officer for 24hr Virtual Clinic, noted.

It’s not just a matter of occasionally feeling happy, sad, cranky or upbeat. Moods can be “the precursor for many behavioral or mental health situations,” Hawkins said.

Overwhelmingly, U.S. adults are aware of the impact that one’s mood and mental health has on various facets of life. Eighty-six percent of adults who participated in a recent study by the National Alliance on Mental Illness (NAMI) agreed that “mood disorders can significantly interfere with thoughts, behavior, activity, and physical health.”

Examining the feedback from over 1,500 U.S. adults without a mood disorder, the study aimed at exploring today’s general perceptions on mood disorders, as well as the lived experiences of more than 2,000 U.S. adults diagnosed with a mood disorder and over 500 of their caregivers.

For over two decades, global and domestic studies have steadily confirmed that mood disorders, such as depression, account for the largest disease burden impacting workplace performance and safety.

The NAMI survey added to the body of evidence with 25% of adults with a mood disorder reporting a significant number of lost days at work or a loss of employment.

With 36% of U.S. adults confirming that the pandemic has had a negative impact on their overall mental health, and 25% reporting the pandemic having negatively impacted their productivity at work, helping people navigate their mental health at work is no longer optional for businesses looking to manage health-related costs.

“In this past year, mental health support went from a ‘nice-to-have’ to a business imperative,” Datz confirmed.

Costly Symptoms of Mood Disorders

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Shield Insurance is helping Roslyn & Maddox by donating $25 to the family for each non-client who gets a quote from Shield

Shield’s Referral Program is Changing Lives in the Local Community!

Shield Referral Program Supports Local Sparta, Michigan Family

Your referral can make a difference for Roslyn and Maddox who both have a form of Arthrogryposis Multiplex Congenital. Shield Insurance is helping this Sparta, MI family by donating $25 for each non-client who gets a quote from us.

No purchase is necessary!

CLICK HERE to get a quote and we’ll donate $25 to them! (Be sure to mention Roslyn and Maddox in the comment section!) You can also call or text the office (616) 896-4600 and one of our agents will take a few minutes of your time to offer up a quote. Don’t forget to mention Ros and Maddox

Your Referrals to Shield Insurance Agency Help a Local Family in Need

“The highest compliment we can receive is the referral of your friends, family & business associates. Thank you for your trust!”

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9 Things You MUST Do Today to Grow Your Small Business

SmallBizTrends.com | Published: Apr 29, 2018 Last Updated: Jan 22, 2021 | by Jeff Charles In Startup19

Growing a small business isn’t easy. It is one of the toughest challenges many face when they are looking to get out of the 9 – 5 daily grind.

The success of your small business depends on your efforts to grow profits using various methods. From employee training to marketing, every aspect of your business deserves attention.

Rapid growth doesn’t happen overnight, but there are several steps you must take to keep your business moving forward. It takes time and effort. However, when you start reaping the benefits, you will see that your effort is worth it. Here are some tips to consider if you wish to see your business grow.

How to Grow Your Small Business

Understand Your Customers

You can only develop products and services that will be a huge hit if you are attentive to the needs of your customers and prospects. One way to understand exactly what your customers want is through research and surveys.

You should be constantly inviting them to provide honest, even brutal feedback. Reviews and surveys are the best ways to get inside the mind of your customers. This makes it easier for you to develop products and services that are suitable to the current demands of the market. Moreover, it helps you understand the areas in which your company needs to improve.

Improve Customer Service

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Five Essentials to Include in Your Holiday Wellness Baskets

Creating a favor kit stocked with COVID-19 must-haves, from masks to hand sanitizer, is a thoughtful touch if you’re hosting a handful of guests this season.

MarthaStewart.com | By Blythe Copeland | November 24, 2020 | Holiday Wellness Baskets

Hosting a smaller-than-usual holiday gathering frees up time (and money) for extra-special touches you might not have been able to organize in past years—and there’s no better favor for 2020 than individual wellness baskets. They’re beneficial from a health perspective, says Dr. Stephen Kissler of the Harvard School of Public Health: “This is classic public health prevention stuff,” he says. “Empowering people to prevent illness in themselves and from spreading it to others is great. It’s exactly what we should be doing—and I think wellness baskets are a really good approach to that.”

And when stocked with handy essentials and wrapped in festive packaging, wellness baskets make your guests not just healthy, but happy, too. “Guests will immediately feel special on an individual level and will remember your party for months and even years to come,” says Jamie Kutchman Wynne, founder and CEO of custom gift box curators Marigold and Grey. “2020 hasn’t been the kindest and so it’s more important than ever to let people know that they matter to you. This one simple gesture of thoughtfulness will go a long way and could be just the expression of kindness and generosity they need for their spirits to be lifted.” Ahead, several essentials to include in your kits.

Holiday Wellness Baskets

Hand Sanitizer

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The Great Resignation is hitting these industries hardest

Fortune.com | MEGAN LEONHARDT | November 16, 2021 2:39 PM EST

The so-called Great Resignation picked up steam last week as quit rates reached record highs of 4.4 million in September alone, a whopping 3% of all Americans. But the trend of workers walking off the job isn’t consistent across all sectors. 

Quitting rates are especially high for in-person roles in traditionally lower-paying industries, according to the latest data released by the Bureau of Labor Statistics on Friday.

The industries hit hardest by quits in September are leisure and hospitality—including those who work in the arts and entertainment, as well as in restaurants and hotels—trade, transportation and utilities, professional services, and retail. 

When it comes to leisure and hospitality specifically, the industry logged nearly a million quits—987,000—with most coming from accommodation and food services workers.

Industries with highest percentages of workers quitting

The number of quits rose to a record high of 4.4 million in September 2021.

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4 hidden ways erodes your culture (and how to avoid them)

The Business Journal
By Heinan Landa  –  Contributing Writer | Aug 12, 2021, 4:05am EDT

More than a year after the pandemic turned much of the workforce virtual, fewer than 1 in 5 business owners intends to return to pre-pandemic office conditions, and the majority of U.S. workers want to maintain some regular telework schedule going forward.

Ultimately, most of us will settle into hybrid work where some employees are in the office and some are working remotely on any given day.

While hybrid work offers many benefits to our teams — and by extension our businesses — it also opens the door to a number of subtle culture killers that can do serious damage to engagement and retention.

Top 4 unexpected culture killers

1. Meetings

As tired as we may be of all-virtual meetings on Zoom or Teams, in this format each participant takes up the same amount of space, has the same means of contributing, and experiences that meeting the same way.

Now, consider a meeting where half the participants are in the office and half are at home. Can the remote participants distinguish who is speaking when? Do they have the same access to whiteboarding or visuals? How hard will it be for them to interject and be heard?

A return to the office also means a return to spontaneous chit-chat that snowballs into breakthrough ideas. Do you have a way to quickly pull more people into a conversation on the fly? Is collaborative note-taking an option?

2. Team-building

BizJournal.com

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