The Top 2023 Bathroom Trends, According to Designers

The Top 2023 Bathroom Trends, According to Designers

Ultimate relaxation and personal style are high in demand.

Better Homes & Gardens | By Kristina McGuirk | January 4, 2023 | Bathroom Trends | Shield Insurance

Bathroom design in 2023 will continue to build on themes emerging since 2020, including clean lines, easy-maintenance materials, and heavy doses of natural colors. At the same time, an underlying current is shifting our view of bathrooms from task-focused spaces to rooms designed for comfort.

According to Jean-Jacques L’Henaff, a design expert with LIXIL Global Design, the bathroom has transformed into a space focused on health, wellness, and relaxation. At the same time, larger home design trends are influencing aesthetic styles. As a result, personalization is driving a lot of the design choices, encouraging homeowners to create comfortable rooms with custom bathing experiences.

1. Fabulous Walk-in Showers

It seems that everyone agrees 2023 is the year of the shower. Pinterest Predicts identified an “elevated shower routine” among its top trends for the year. Similarly, 2023 Design Trends research by the National Kitchen and Bath Association (NKBA) and 2022 Bathroom Trends research from Houzz both report continued and increasing popularity in shower upgrades. This includes expanding shower sizes—two-person showers are preferred, according to the NKBA–as well as shower seats, multiple showerheads, and zero-entry showers for ageless accessibility

But walk-in showers don’t just have a functional focus: Michele Youell, an NKBA member and designer behind Natural Domain Interiors, points to design elements like sources of natural light, accent lighting, and visually stunning wall tiles that create an eye-catching shower when paired with the popular glass shower enclosure.

2. Removing Oversize Tubs

“While modern standalone tubs have been trending for several years, I have clients requesting removal of their large unused built-in tubs and reclaiming that space,” says Youell. Instead, that area is being repurposed for other trending bath design elements, such as expanded showers or bathroom linen closets. Removing a tub can also open a floor plan to create a bath that feels less crowded and more serene.

3. Spa Bathroom Trends

There’s a shifting mindset when it comes to bathroom design: instead of seeing bathrooms as strictly task-focused, consider them as spaces in which to relax and take care of your body. “It can help heal a sore body when you have the flu, or it can even help with sore muscles from skiing,” says Lauren Schulte, NKBA member and owner and designer of Monarch Kitchen Design Studio.

Although showers are trending in favor of tubs generally, 2023 bathroom design is all about personalization, which means a rainfall shower for some, a soaking tub for others, or both. Steam showers are an increasingly popular solution, often including a bench or seating to encourage relaxation. “I am also designing with a lot of open shelves so clients can roll towels like you would see at a luxury spa and incorporate soft inviting colors to help it feel zen,” says Schulte.

Natural and dimmable lighting, and incorporating more greenery, are similar spa-inspired trends noted by Houzz. Altering the floor plan and creating separate spaces, like partitioning off the toilet for more privacy, is another way to get a spa-like bathing experience. 

4. Wood Vanity Bathroom Trends

Painted finishes, especially white, have been the dominant choice for bathroom vanities of all shapes and sizes for years. But in 2023, expect to see a lot more natural wood on bathroom vanities and cabinets. Both Houzz and the NKBA are seeing wood coming in close second to (if not surpassing) the once-domineering white vanities. Cane and wood-pattern inserts were also added to the NKBA’s vanity styles for the first time this year. This increasing appeal of wood complements the rapid rise of modern organic style and warm colors that we’ve seen in the last two years. 

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How to Cut Home Heating Costs This Winter

How to Cut Home Heating Costs This Winter

Consumer Reports | By Janet Siroto | November 3, 2022 | Home Heating | Home Insurance

These smart moves will keep your house toasty without blowing your home heating budget

For the typical American household, utility bills are about $2,000 a year, according to the most recent Department of Energy figures. Heating an average home accounts for about $900 of that. So you want to keep the warm air you pay for inside instead of flying out through drafty windows, wonky doors that don’t fit their frames, and under-insulated attics and basements. Weatherizing your home is job No. 1 and may whittle down heating and cooling costs by 20 percent annually (or about $220), the DOE says. Keeping your heat and hot water systems running smoothly and taking advantage of available rebates and tax credits may save you even more.

Schedule a Checkup

Professional servicing of your heating system (typically $150 to $500 for an entire heating, ventilating, and air conditioning system) will include everything from replacing dirty filters to checking for safety issues like potential carbon monoxide leaks. A heating system that’s running efficiently may save you money. For instance, the DOE says a well-maintained heat pump can use up to 25 percent less fuel than a neglected one. “Ideally, have this done in what’s known as the swing season, before the real cold kicks in,” says Larry Zarker, CEO of the Building Performance Institute, a nonprofit credentialing and standards-setting organization for the industry. Also check air filters from time to time for dust and dirt, and change them if they’re dirty.

Decide Whether to Have an Energy Audit on Your Home Heating System

Think you’d benefit from details on your home’s energy performance? A trained energy assessor can evaluate it for issues like insufficient insulation or a heating system that might warrant replacement—and help develop a plan to improve efficiency and lower your energy bills. This can cost $210 to $670 but may uncover ways to lower your monthly energy bills by up to 30 percent, according to the DOE.

The Home Performance with Energy Star program, a collaboration between the DOE and the Environmental Protection Agency, matches consumers in 20 states with reputable home performance contractors for assessments.

Other options that you might want to consider include the Home Energy Score program, an auditor registered with the Residential Energy Services Network, and a local certified inspector from the Building Performance Institute, which sets standards for energy audits and certifies analysts. Utilities may offer free audits, but they’re not always thorough, Zarker says.

Insulate Your Hot-Water System

Slipping foam “sleeves” (about $11 each) around water pipes in or near exterior walls may save up to $80 per year and reduce the risk of pipes freezing if temperatures dip below zero. Wrap a heat jacket (about $30 to $45) around your hot-water heater (if your utility company allows it) and it won’t have to work as hard.

Sleuth Out Leaky Doors, Windows, and More

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What Are REITs and How to Invest in Them

What is a REIT and How to Invest in Them

From what a REIT is to how it invests, here’s how to make money from these real estate vehicles.

US News.com | By Paulina Likos and Coryanne Hicks | May 18, 2021, at 4:17 p.m. | REITs

The Ultimate Guide to REITs

A real estate investment trust, or REIT, is a company that owns, operates or finances income-producing real estate.

This is often done by pooling investors’ money to buy and possibly manage commercial or residential buildings. The company then collects rent from its tenants and passes that income onto investors in the form of high dividends.

“REITs are publicly traded companies that exist purely to own real estate or real estate-related assets and allow investors exposure to real estate,” says Jeff Saul, co-CEO and co-founder at Nativ based in New York City. “You can think of a REIT as analogous to an (exchange-traded fund) in the stock world – this is a basket of diversified real estate assets (could be loans or direct equity investments) that is actively managed by qualified real estate investment managers.”

As REIT shareholders, investors get exposure to real estate without the headaches of owning, operating or directly financing properties.

Types of REIT

There are two broad categories of real estate investment trusts: equity REITs and mortgage REITs, or mREITs. Most REITs are equity REITs, which own or operate income-producing real estate such as apartment buildings, offices or shopping centers.

Each advisor has been vetted by SmartAsset and is legally bound to act in your best interests. If you’re ready to be matched with local advisors that will help you achieve your financial goals, get started now.

Equity REITs typically invest in a particular type of property. For example, retail REITs invest in shopping centers, while residential REITs invest in apartment complexes, single-family homes and even student housing. There are other types of equity REITs, too, such as:

  • Lodging and resort REITs, which invest in hotels and resorts.
  • Self-storage REITs, which invest in storage facilities.
  • Data center REITs, which invest in data storage centers.
  • Infrastructure REITs, which invest in infrastructures such as pipelines and cellular towers.
  • Industrial REITs, which invest in facilities such as distribution centers and warehouses.
  • Timberland REITs, which specialize in harvesting and selling timber.

If a REIT invests in a mix of property types, it’s called a diversified REIT. If the properties it owns and manages don’t fit into any other category, it’s called a specialty REIT. Examples of specialty REITs include Lamar Advertising Co. (ticker: LAMR), an advertising real estate provider, and Gladstone Land Corp. (LAND), a REIT investing in the agricultural market, leasing land to farmers.

Mortgage REITs finance commercial and residential properties by investing in mortgages and mortgage-backed securities. These can be agency mortgages secured by Fannie Mae, Freddie Mac or Ginnie Mae, nonagency mortgages or commercial mortgages. Mortgage REITs typically specialize in either commercial or residential mortgages but some invest in both.

These REITs borrow money to buy mortgages paying a higher interest rate. The difference between the rate the REIT pays lenders and the one it receives from investments, called the interest rate spread, is how it generates income and ultimately pays dividends for investors.

How a REIT Works

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Shield Insurance Blog - 100th Anniversary of Fire Prevention Week

100th Anniversary of Fire Prevention Week

NFPA.org | 2022 Campaign | Fire Prevention Week

Join NFPA® in celebrating the 100th anniversary of Fire Prevention Week™ (FPW). This year’s FPW campaign, “Fire won’t wait. Plan your escape™”, works to educate everyone about simple but important actions they can take to keep themselves and those around them safe from home fires.

Today’s homes burn faster than ever. You may have as little as two minutes (or even less time) to safely escape a home fire from the time the smoke alarm sounds. Your ability to get out of a home during a fire depends on early warning from smoke alarms and advance planning.

Home fire escape planning and practicing

It is important for everyone to plan and practice a home fire escape. Everyone needs to be prepared in advance, so that they know what to do when the smoke alarm sounds. Given that every home is different, every home fire escape plan will also be different.

Have a plan for everyone in the home. Children, older adults, and people with disabilities may need assistance to wake up and get out. Make sure that someone will help them!

Smoke alarms

Smoke alarms sense smoke well before you can, alerting you to danger. Smoke alarms need to be in every bedroom, outside of the sleeping areas (like a hallway), and on each level (including the basement) of your home. Do not put smoke alarms in your kitchen or bathrooms.

Choose an alarm that is listed with a testing laboratory, meaning it has met certain standards for protection.

For the best protection, use combination smoke and carbon monoxide alarms that are interconnected throughout the home. These can be installed by a qualified electrician, so that when one sounds, they all sound. This ensures you can hear the alarm no matter where in your home the alarm originates.

Importance of fire prevention

In a fire, mere seconds can mean the difference between a safe escape and a tragedy. Fire safety education isn’t just for school children. Teenagers, adults, and the elderly are also at risk in fires, making it important for every member of the community to take some time every October during Fire Prevention Week to make sure they understand how to stay safe in case of a fire.

On this site, you’ll find loads of educational resources to make sure that every person knows what to do in case of a fire. We have everything from apps to videos to printables and much more, to make sure you have the resources you need to keep your family, your community, and your city safe.

Learn more about Fire Prevention at this great website!


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The Drawbacks of Not Having Renters Insurance

The Drawbacks of Not Having Renters Insurance

As a renter, you might feel like you don’t need insurance. After all, your landlord has insurance, right? And your belongings aren’t worth that much, right? Wrong. There are many drawbacks to not having renters insurance. Shield Insurance Agency in Michigan provides you with this guide to navigate the issues around not having this coverage. 

The Drawbacks of Not Having Renters Insurance

1. You Could Be Held Liable for Damages

Did you know that you could be held liable if someone is injured on your property? If a guest trips and falls in your apartment, for example, you could be sued for their medical bills. Without coverage, you’ll pay those bills out of your own pocket. This can quickly become very expensive, especially if the injury is serious.

2. Your Personal Belongings Won’t Be Covered by Your Landlord’s Insurance

Your landlord’s insurance policy covers the building itself, but it does not cover your personal belongings. If there is a fire or another type of disaster, you would have to replace everything yourself. This can be very costly, even if you don’t have a lot of possessions.

3. You Might Be Kicked Out of Your Apartment

Some landlords require their tenants to have renters insurance. If you don’t have it and your landlord finds out, they could give you notice to vacate the property. This means you would have to find somewhere else to live, which can be very difficult on short notice.

4. You Could Miss Out on Important Coverage

Renters insurance doesn’t just protect your belongings; it also provides liability coverage and can even help with temporary living expenses if your apartment is damaged and you have to move out. Without renters insurance, you could be left without a place to live while your apartment is being repaired.

Get Renters Insurance in Michigan

As you can see, there are many potential drawbacks to not having renters insurance. It’s important to weigh the pros and cons before deciding whether or not to purchase a policy. Shield Insurance Agency can help you find the right renter’s insurance policy for your needs. Give us a call today to get a free quote.


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DIFS Alerts Consumers to Recurring Scam and How to Avoid It

Tips Following Northern Michigan Tornado

FROM: Michigan Department of Insurance and Financial Services Offers Insurance Tips Following Northern Michigan Tornado

Media Contact: Laura Hall, (517) 290-3779, DIFS-press@michigan.gov 
Consumer Hotline: 877-999-6442, Michigan.gov/DIFScomplaints

FOR IMMEDIATE RELEASE: May 23, 2022

(LANSING, MICH) As residents across northern Michigan assess the damage and begin to recover from Friday afternoon’s tornado, the Michigan Department of Insurance and Financial Services (DIFS) is providing tips to assist residents when working with insurance companies to file claims and repair damages.

“DIFS stands ready to assist the residents of northern Michigan as they begin to recover from the incredible devastation wrought by Friday’s tornado, hailstorm, and power outages,” said DIFS Director Anita Fox. “It is important that those who have experienced damage understand their rights and responsibilities when filing insurance claims. They should carefully review their policies and work with their agents and insurers to see what coverage is available to them. DIFS is available to answer questions and assist consumers 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442.”

Anyone impacted by storm damage should:

  • Contact their insurance company’s claims hotline and/or agent to report the claim. Have the policy number and other relevant information readily available. DIFS has prepared an Insurance Claims Tracking Sheet to make this process easier.
  • Take steps to protect the property and prevent further loss. Be sure to keep receipts for any purchases of supplies that are needed to protect the property.
  • Document the loss. Take pictures or videos of the damaged items and do not get rid of the items until instructed to do so by the insurance company.
  • Review insurance policies to understand their coverage and discuss with their agent or insurer if there are any questions.
  • If there is water damage to a home or other structure, consumers should tell their insurance company that there is water damage and they are looking to determine what coverage is available. Consumers should not simply state that the damage is due to a flood as there may be additional causes for water damage, such as storm-related rainwater intrusion, sewer backup, or failing sump pump, that may be covered under the policy.
  • If there is damage to a vehicle, consumers should contact their auto insurance company. They may have coverage for the damage if they carry comprehensive coverage on their auto policy.

More Information

Additional disaster recovery information is available on the DIFS website.

DIFS encourages consumers to first attempt to resolve any claim disputes directly with their insurance company. If a resolution cannot be reached, DIFS will help try to resolve disputes. To learn more and file a complaint, visit Michigan.gov/DIFScomplaints. Anyone with questions or concerns about their insurance coverage is asked to call the DIFS toll-free hotline 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442.

The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan residents. For more information, visit Michigan.gov/DIFS or follow the Department on FacebookTwitter, or LinkedIn.


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Flos Restaurant Gift Card given away from Shield Insurance Agency

Gift Card Winners Compliments of Shield Insurance Agency!

Friday, December 31, 2021

Every week, Shield Insurance Agency draws a winner of a local gift card from its clients and social media followers.

Why? Because we love giving stuff away!

Be sure to LIKE our Facebook Page to get yourself entered to win and see who the winners are!

Shield Insurance Agency has given away thousands of dollars in local gift cards over the last 20 years serving Michigan.

Look who is winning!

Shield Insurance Weekly Gift Card Winner
Shield Insurance Weekly Winner
Target Gift Winner from Shield Insurance Agency in Michigan
Subway Giftcard Winner from Shield Insurance
Meijer gift card winner from Shield Insurance Agency
Shield Insurance Agency Lowes Gift Card Winner
Shield Insurance Agency Denny's Gift Card Winner
Shield Insurance Agency Cracker Barrel Gift Card Winner
Shield Insurance Agency Meijer Gift Card Winner
Shield Insurance Agency Lowes Gift Card Winner!
Shield Insurance Agency Target Gift Card Winner!
Shield Insurance Agency Red Robin Gift Card Winner
Panera Bread Gift Card Winner at Shield Insurance Agency
Subway Gift Card Winner at Shield Insurance Agency
Shield Insurance gives away another local gift card!
Target Shield Insurance Gift Card Give A Way
Red Robin Gift Card Winner at Shield Insurance Agency

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Shield Insurance is helping Roslyn & Maddox by donating $25 to the family for each non-client who gets a quote from Shield

Shield Referral Program Supports Local Family

Shield Referral Program Supports Local Sparta, Michigan Family

Your Referrals to Shield Insurance Agency Help a Local Family in Need

Your referral can make a difference for Roslyn and Maddox who both have a form of Arthrogryposis Multiplex Congenital. Shield Insurance is helping this Sparta, MI family by donating $25 for each non-client who gets a quote from us.

No purchase necessary!

CLICK HERE to get a quote and we’ll donate $25 to them! (Be sure to mention Roslyn and Maddox in the comment section!) You can also call or text the office (616) 896-4600 and one of our agents will take a few minutes of your time to offer up a quote. Don’t forget to mention Ros and Maddox

“The highest compliment we can receive is the referral of your friends, family & business associates. Thank you for your trust!”

Meet Roslyn
Roslyn and Shield Insurance Agency Referral Program

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e—and make it more organized, functional, and flexible . . . for whatever comes next - Shield Insurance Agency Blog

DIY Updates Your Home Needs Right Now

How to protect your home living space—and make it more organized, functional, and flexible . . . for whatever comes next

By Perry Santanachote, October 07, 2021

With 2020 being what it was and hindsight being 20/20, we’ve learned a lot about new ways of living—with a pandemic, climate change, and working (and working out) at home. We also know a few things we would do differently. But through it all, our appreciation for our homes has never been greater.

Whether you like it or not, you might still find yourself spending more time at home than normal this winter—but this time, you and your home will be ready.

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Shield Insurance Agency Home Office in Hudsonville, Michigan

Happy Halloween to All!

Shield Insurance Agency wishes everyone a Safe and Happy Halloween!

Stop by the office, any time of the year, and we will have some treats for everyone!

We are located at 3214 Chicago Drive in Hudsonville, MI

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