Shield Insurance Agency Meijer Gift Card Winner

Gift Card Winners Compliments of Shield Insurance Agency!

Friday, October 22, 2021

Every week, Shield Insurance Agency draws a winner of a local gift card from its clients and social media followers.

Be sure to LIKE our Facebook Page to get yourself entered to win and see who the winners are!

Shield Insurance Agency has given away thousands of dollars in local gift cards over the last 20 years serving Michigan.

Shield Insurance Agency Lowes Gift Card Winner!
Shield Insurance Agency Target Gift Card Winner!
Shield Insurance Agency Red Robin Gift Card Winner
Panera Bread Gift Card Winner at Shield Insurance Agency
Subway Gift Card Winner at Shield Insurance Agency
Shield Insurance gives away another local gift card!
Target Shield Insurance Gift Card Give A Way
Red Robin Gift Card Winner at Shield Insurance Agency

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Your Referrals to Shield Insurance Agency Help a Local Family in Need

Shield Referral Program Supports Local Family

Shield Referral Program Supports Local Sparta, Michigan Family

Your Referrals to Shield Insurance Agency Help a Local Family in Need

Your referral can make a difference for Roslyn and Maddox who both have a form of Arthrogryposis Multiplex Congenital. Shield Insurance is helping this Sparta, MI family by donating $25 for each non-client who gets a quote from us.

No purchase necessary!

CLICK HERE to get a quote and we’ll donate $25 to them! (Be sure to mention Roslyn and Maddox in the comment section!) You can also call or text the office (616) 896-4600 and one of our agents will take a few minutes of your time to offer up a quote. Don’t forget to mention Ros and Maddox

“The highest compliment we can receive is the referral of your friends, family & business associates. Thank you for your trust!”

Meet Roslyn
Roslyn and Shield Insurance Agency Referral Program

More great stories featuring Roslyn…

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Shield Insurance Agency - Types of insurance and the insurance companies Shield is proud to represent

Shield Insurance Agency Product List

Types of Insurance Shield Agency Provides

Shield Insurance Agency has been in business for so many years, we can shop a lot of different companies for a lot of different types of insurance to be sure you get what you need for the price you can afford. Check out the list!

Personal

  • Auto Insurance
  • Boat Insurance
  • Condo Insurance
  • Dental Insurance
  • Disability Insurance
  • Event Insurance
  • Farm Insurance
  • Flood Insurance
  • Health Insurance
  • Homeowners Insurance
  • Mobile Homeowners Insurance
  • Motorcycle Insurance
  • Motorhome Insurance
  • Recreational Vehicle Insurance
  • Renter Insurance
  • Term Life Insurance

Business

  • Auto Facilities
  • Bond Insurance
  • Business Interruption
  • Cannabusiness
  • Church Insurance
  • Commercial Auto
  • Commercial Property Insurance
  • Contractor Insurance
  • Cyber Liability Insurance
  • General Liability Insurance
  • Group Health Insurance
  • Group Life Insurance
  • Liability Insurance
  • Professional Liability Insurance
  • Security Bond Insurance
  • Workers Compensation

Insurance Companies Shield Agency is Proud to Represent

AAA
Accident Fund
Aegis
Ambetter
American Modern
ASI
Assurity
Berkshire Hathaway GUARD
Berkshire Hathaway Homestate
Blue Cross Blue Shield/BCN
Bristol West
Companion Life
Conifer
Delta Dental

Foremost
Freemont
Genworth
Golden Rule
Grange
Hanover
HAP
Hiscox
Humana
ING
Liberty Mutual
Liberty Union
Medishare
Molina Healthcare
National General
Nationwide

North American Company
Philadelphia
Principal Financial Group
Priority Health
Progressive
Reinsurepro
RLI
Safeco
State Auto
Superior Flood
The Hartford
Transamerica
Travelers
United Healthcare
Unum
Wolverine


Check out Shield Agency Recent Blogs…

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When Disaster Strikes What to Put in Your Medication Go Bag - Shield Insurance Agency Blog

When Disaster Strikes: What to Put in Your Medication Go Bag

Atlantic hurricane season is a good reminder that everyone should prepare this potentially lifesaving kit

By Consumer ReportsLast updated: July 05, 2021

A well-stocked Medication Go Bag can be used to soothe a cut or burn—or to save your life during a hurricane, flood, fire, or other emergencies.  

But it’s important not to wait until you’re faced with the need to leave your home in a hurry to assemble your medication go bag, says Geoffrey C. Wall, Pharm.D., a professor of pharmacy practice at Drake University in Des Moines, Iowa.

Whether you buy a kit from a drugstore or build it yourself, Wall recommends that all households keep a medication go bag on hand. It should contain the essentials, including: 

  • At least seven days’ worth of over-the-counter and prescription medications you take on a regular basis. Label the containers clearly, and include a printed-out list of everything you take and the regimen for each medication, plus a copy of your health insurance card (in case you need medical care while you’re away from your home).
  • An antihistamine for allergic reactions, such as diphenhydramine (Benadryl Allergy and generic) or loratadine (Claritin and generic).
  • Pain relievers, including acetaminophen (Tylenol and generic), aspirin, ibuprofen (Advil, Motrin IB, and generic), or naproxen (Aleve and generic).
  • Stomach and antidiarrheal remedies, including loperamide (Imodium and generic) and bismuth subsalicylate (Kaopectate, Pepto-Bismol, and generic).
  • An antacid for heartburn, such as Maalox, Mylanta, Rolaids, Tums, or generic.
  • Antiseptic wipes; an antibiotic ointment such as Neosporin, Bacitracin Plus, Curad, or generic (use only for infected wounds); and bandages, gauze, and tape, for treating burns, cuts, and wounds.
  • Mosquito repellent to prevent bites, and aloe gel, hydrocortisone cream, or calamine lotion to soothe bites and skin irritation.
  • An eyewash solution for flushing out eye irritants.
  • Water-purification tablets.
  • Scissors.
  • Thermometer.
  • Tweezers.

If you and your family have special medical needs, you can build a more sophisticated medication go bag—for example, one that contains hearing aids with extra batteries, an epinephrine auto-injector, glasses, contact lenses, or syringes.

Fill Prescriptions in Advance

For prescriptions, you and your family members take, consider asking your doctor for 60- or 90-day refills rather than a month’s worth. That way, you’re more likely to have extras on hand for your medication go bag. (This can also save you money.)

Always fill prescriptions on the first day you become eligible for a refill, rather than waiting until the day you run out. If you are able to obtain an emergency supply, establish a plan for rotating your go-bag supply so that it remains up to date. And remember to check medications periodically to ensure that they have not expired.

“During an emergency, some states allow pharmacists to dispense an emergency supply of medications without doctor authorization,” Wall says. But, he adds, “certainly if a known potential disaster, such as a hurricane, is predicted, make sure you have prescription meds and supplies before it hits.”

You might also ask your health insurance company to assist you in obtaining enough medication and supplies to have on hand.

Storing and Maintaining Your Kit

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How to Get Rid of Ants - Shield Insurance Agency Blog

How to Get Rid of Ants

By: Francisco Guzman | Updated: Aug 13, 2021

Ants invade homes for one reason: food. Whether you left crumbs on the kitchen table or forgot to take the trash out, where there’s food, there are ants. Ants aren’t all bad. They help to clean up dead animals and naturally create topsoil as they burrow into the ground. But they can also pose a danger to you and your home.

Ant bites aren’t only annoying, they can trigger an allergic reaction in some people. A typical ant bite can cause pain and discomfort, but bites from a fire ant can lead to difficulty breathing, difficulty swallowing, nausea, and dizziness. While fire ants pack a big sting, other ants can do different types of damage.

Carpenter ants, similar to termites, can cause damage to your home’s walls, decks, doorframes, and other wooden materials. These ants create nests in wooden areas that are moist and starting to decay and cause damage by tunneling through the wood.

But if your home has become infested with ants, don’t worry. Getting rid of them is fast, easy, and cheap. Most of our suggestions below use ingredients that are safe to use around babies and pets. Here are some home remedies to quickly and successfully rid your house of ants.

How to Get Rid of Ants

  • White vinegar: Mix a solution of one part white vinegar to one part water or just use straight vinegar. Wipe your counters, tables, appliances, and jars with the solution to kill ants and prevent them from returning. Although you won’t be able to smell the scent after a while, ants will.
  • Hand soap: Spray a soapy water solution into holes and crevices that may be the entry point for ants in your home. Soap is an effective remedy for preventing ants from entering your home because it removes the scent of ant pheromones, which ants use to communicate with each other.
  • Lemon juice: Similar to vinegar and hand soap, lemon juice can remove an ant’s scent trail. Mix one part lemon juice with three parts water and spray the solution on entryways or around your home.
  • Baking soda: Mix one part baking soda with one part powdered sugar (ants love sweet things) and place it in an area where you see ants. Once they eat the baking soda mix, it will react with an acidic material in their stomachs and usually kills them.
  • Cinnamon: You can use two different types of cinnamon to either kill or repel ants. Mix cinnamon essential oil with water to use as a spray-on ant trail and around cracks in your home. You can also sprinkle powdered cinnamon around openings, which will suffocate ants when they inhale it.
  • Mint: Ants are not fans of mint, especially peppermint. Mix 10 to 20 drops of peppermint essential oils with 2 cups of water and spray the mixture in places where you find ants. Make sure to keep the mixture away from pets.
  • Black pepper/cayenne pepper: If you find an anthill in or near your home, sprinkle black pepper or cayenne pepper into their nest. The spicy powder will prevent them from coming back but won’t kill them.
  • Borax: Although this is not child-friendly, borax is considered a very effective way to kill household ants. That’s because borax kills ants slowly so they have time to take the bait back to the colony for other ants to eat. Sprinkle it in powder form or mix 1.5 tablespoons of borax with a half-cup of sugar and 1.5 cups of warm water. Spray the liquid into ant nests or set it in a small container as bait. (You can also make a paste of borax and honey or corn syrup and set it out). Make sure to keep borax away from babies and young children, because it can cause skin irritations and headaches.

Click here for the rest of the story…

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Money Saving Pool Maintenance Tips - Shield Insurance Agency Blog

Money-Saving Pool Maintenance Tips

10 Money-Saving Pool Maintenance Tips & Tricks

A pool is a huge investment, and it’s worth every penny when you jump into the crystal-clear water on a scorching summer day. Maintaining your investment takes daily effort during pool season, but it doesn’t have to be a huge time commitment. Make pool maintenance as easy and cost efficient as possible with these easy tips.

1. Add Chlorine After Dark

The sun’s heat can weaken the efficiency of chemicals you add to the pool, which means you go through chemicals more quickly. When you need to shock the pool with chlorine, wait until evening to do it. The chlorine will have all night to kill unwanted organisms, and the water is clear by morning.

2. Set Alarms to Test Pool Water

Regularly testing your water is a critical part of pool maintenance. It’s better to make small adjustments now than to let a problem grow to the point that you need to bring in professional help to restore the right chemical balance. Set an alarm on your phone for twice a week so you never forget this task. Test after heavy rainstorms too.

3. Clean Tiles With Vinegar

Vinegar may help remove calcium deposits that cling to your pool tile above the water line. Pour a little white vinegar onto a soft cloth and try buffing a section of tile with it. Follow with a second cloth dampened with water.

4. Treat Metal Stains With Vitamin Tablets

Sometimes, brownish or greenish metal stains appear on the walls or floor of a pool. They often happen because something metal, like a hair pin, has been dropped into the pool. Some pool owners say that rubbing a vitamin C tablet or powder over the affected area lightens or removes metal stains thanks to the ascorbic acid in vitamin C

5. Throw in Tennis Balls

It’s best not to think too long about all the oils that accumulate on the surface of your pool water from the people who swim in it. Instead, toss a few tennis balls in the water when it’s not in use. As they bob around, they should soak up any oils they encounter. (Just make sure there are no little kids or pets around who will want to dive in to collect those balls!)

6. Discourage Bugs With Dryer Sheets

Nothing ruins a perfect pool day like a buzzing bee that refuses to leave. Scented dryer sheets discourage insect activity, so try tucking them into the landscaping around your pool. If you don’t have bushes and potted plants around to hold dryer sheets, try attaching them to garden stakes and plunging the stakes into the grass or dirt around the pool.

Click here for the rest of the story

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Reducing safety risks for a returning and deconditioned workforce - Shield Insurance Agency Blog

Reducing safety risks for a returning and deconditioned workforce

The pandemic-era trend toward layoffs and early retirement means today’s workforce has less training and experience than in March 2020. On top of that, a year at home has physically changed our bodies, resulting in what experts call a “deconditioned workforce.” Unfortunately, this less trained and deconditioned workforce poses new safety risks for companies, particularly in more risk-prone industries like manufacturing, trucking, and construction. It is important for businesses to consider the safety risks associated with this trend and what they can do to help reduce workplace injury as employees return to work. 

With an accelerated vaccine rollout and the President’s expectation of getting “closer to normal” by July 4, 2021, many companies are thinking about moving back to regular operations before the end of the year. Despite this progress, it’s clear that the pandemic has made a lasting impact on our workforce—and the safety implications of returning to work need to be carefully considered.

Early retirement makes an impact

As a result of the pandemic, many older Americans working in heavily impacted industries retired sooner than planned. According to a study by The Schwartz Center, more than 1 million workers left the workforce between August 2020 and January 2021. In the last year, the unemployment rate for older workers has been significantly higher than mid-career workers—a rare occurrence in the job market.

For companies that laid off a large percentage of their workforce during the pandemic, this means that new hires will have significantly less training and experience than their predecessors. Compounding this problem is the fact that many workers are joining new industries due to COVID-19; according to a study by McKinsey, more than 100 million workers globally, or 1 in 16 people, will need to change occupations because of the pandemic.

All of these factors equate to increased risk for companies—especially those in certain sectors. According to David Perez, chief underwriting officer of Global Risk Solutions at Liberty Mutual Insurance: “In any job with a high safety risk, like construction, trucking, or manufacturing, untrained workers present tremendous exposure for accidents to occur.” In high-risk industries where training and experience prevent workplace injury, there is now a much more significant burden on employers to help keep untrained employees safe. 

A deconditioned workforce

Even for experienced employees returning to work, there is a greater risk of workplace injury when they come back to their jobs, post-pandemic. This is the result of worker deconditioning, or the degeneration of physical fitness and flexibility from lack of use. Bottom line? After more than a year of sitting at home, many of us simply aren’t as prepared to do physical labor as we were before the pandemic.

How bad is the problem? According to HumanTech, every day that we don’t use our muscles, we lose 1-3% of our strength. Months of sedentary behavior changes our bodies—and we can’t rebuild that strength overnight. Other factors, like reduced cardiovascular fitness and reduced flexibility, also contribute to workplace injury, particularly in the construction and manufacturing industries. It will take weeks or even months for workers to regain the strength they had before the pandemic. In the meantime, companies need to be aware of the increased risk and adjust their insurance policies to reflect that change.

Reduce risk, invest in training

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Pandemic’s Bolstered Claims Technology - Shield Insurance Agency Blog

Pandemic’s Bolstered Claims Technology

Workers Expect Savvy Claims Technology: Here’s How the Pandemic’s Bolstered Claims Technology During Uncertain Times

The COVID-19 pandemic sped up the adoption of claims technology, but many tools were already in place and poised for growth.

Even apart from the COVID-19 pandemic, 2020 was a significant year. According to the NOAA, 22 separate weather events including severe storms, wildfires, and cyclones totaled $95 billion in damages.

While many types of insurance bear the brunt of these disasters, workers’ compensation carriers, tasked with critical care needs that affect workers and their families, need special strategies to deliver care when catastrophe strikes.

For many organizations, these strategies utilize technology, built-in redundancies and, stepped-up conveniences like a direct deposit to ensure continuity of care, no matter the weather.

“We have to be ready for it all — hurricanes, floods, fires,” said Mark Bilger, CIO of One Call.

“In general, disaster recovery and business continuity are a staple of well-run IT management for any organization. Specifically, in claims and insurance, it’s heightened because of the critical care for injured workers.”

Especially in the wake of the COVID-19 crisis, workers’ comp claims teams were challenged with the immediate expansion of remote work, resulting in necessary changes that are likely to endure even after the pandemic concludes.

“Before work from home, One Call had a few concentrated contact centers,” Bilger said.

“After work from home, we look a lot more like the internet. We’re dispersed and we had to make major upgrades to our virtual private network, essentially 10-fold. We went from 1 gigabit to 10-gigabit capacity. We strengthened our endpoint protections and it went from firewalls in our locations to everybody’s home becoming the One Call network.”

This growth in gigabit capacity is not isolated to the workers’ comp industry; reports indicate that pandemic-related growth has resulted in an estimated global wireless gigabit market size of $19 million in 2021 and is projected to reach $70 million by 2026.

In tandem with the global wireless market, gigabit size is the growth of cloud computing. Gartner forecasted 18.4% growth in a 2020 report to a total of $304.9 billion, noting that “the proportion of IT spending that is shifting to the cloud will accelerate in the aftermath of the COVID-19 crisis, with cloud projected to make up 14.2% of the total global enterprise IT spending market in 2024, up from 9.1% in 2020.”

Workers Expect Claims Tech

Expectations have been set by regulation and digitization in the 21st Century that even in the wake of a natural disaster, services will continue.

“One of the technology solutions that we have had for a few years but that we pushed during COVID and any other type of catastrophic event is our claimant app, MyCare,” said Michael Jamason, SVP, business operations at CorVel.

“It gives the injured worker the ability to manage their pharmacy information, phone numbers for points of contact regarding their claim, information about payments being made to their accounts, and they can even establish their direct deposit in the app.”

Pharmacy information is especially important during disaster when medications are destroyed due to property damage or lost in an evacuation.

“We were able to utilize our partnership with our PBM to allow people to get early refills, and with mail order, we were able to even change the amounts of medication given,” said Melissa Burke, head of managed care and clinical, AmTrust.

“We expanded into other needs like telemedicine, ensuring that we have different types of providers available. We were able to expand that and ensure access in all of our states where allowed by regulatory governance, including digital doctor networks. Something important there too is transitioning injured employees. Typically a telehealth solution would be either on the frontend or the backend of a claim. We wanted to make sure that we could go back and forth depending on the state of the catastrophe,” Burke added.

Indeed, telemedicine expansion is at the forefront of many workers’ comp claims organizations’ radar. According to Mitchell’s “The Future of Technology in Work Comp 2020” industry survey, “many respondents believe that telemedicine will have the biggest impact on the industry within the next five years (32%), followed closely by artificial intelligence (30%) and predictive analytics (20%).”

The survey was conducted before the COVID-19 pandemic, which likely would have boosted telemedicine’s impact on the results due to significant expansions.

For many industry leaders though, the specific technological solution is not as significant as the strategy behind the solutions. “We have to ensure continuity of care and benefits,” said Michele Tucker, CorVel’s VP of EC operations.

“Any interruption — whether it’s a natural disaster or anything else — impacts many lives and families. We’ve been doing some regular testing with payments and system recovery so redundancy is set up, and if we have an office impacted, our system allows for immediate replication and the pickup of services by another office.”

Growth Brings Security Risks

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Farmers Market - Shield Insurance Agency Blog

Stop by the Farmers Market in Hudsonville!

TODAY June 2, 2021 9am to 1pm

at the Terra Square

Stop by to meet Joe, Sean and his wife Kat, and register to win a robot vacuum or local gift cards!!

All the details can be found at the Chamber website be sure to check it out and visit the market!


TERRA SQUARE FARMERS MARKET Shield Insurance Agency

The home of Hudsonville’s Farmers Market.
Hudsonville farmers are passionate about bringing the community together over farm fresh produce they have been growing for generations. The Terra Square Farmer’s Market will be a place where we inspire healthy, full, and abundant living. Growing together, food and community.

Click here to visit the web site for all the detais !

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Shield Insurance Nominated for Business Excellence Award - Shield Insurance Agency Blog

Shield Insurance Nominated for Business Excellence Award

Shield Insurance Nominated for Business Excellence Award by Hudsonville Chamber of Commerce

Big News from the Hudsonville Chamber of Commerce!

It’s Awards Season!


The Chamber is SO excited to be hosting the Chamber Awards once again this year!

Here are our nominees for the 2021 Awards!

::::: drumroll :::::

Business Excellence Award

  • Hudsonville Physical Therapy
  • Advent Physical Therapy
  • Shield Insurance Agency

Leadership Award

  • Dr. Therese House-Vereeke
  • Patrick Waterman
  • Mary Jane Schreur

Spark Award

  • Hand 2 Hand Ministries
  • Meijer
  • Joy 99

The winners of the Awards will be announced at our official Awards Ceremony MEAL. June 17th at noon at the Pinnacle Center.

Make sure to get registered, we hope to see you there!

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