Navigating Medicare in Michigan Doesn't Have to Be Hard.

Name: Shield Insurance Agency
Address: 3214 Chicago Dr, Hudsonville, MI, 49426
Telephone: 616-896-4600

You’ve worked hard for your retirement. Let our local team at Shield Agency help you find the right Medicare coverage—at no extra cost to you.

Call 616-896-4600 Take Our Medicare Questionnaire

We Speak Plain English, Not Insurance Jargon

Medicare can feel overwhelming. As your local Michigan neighbors, we sit down with you to review your doctors, prescriptions, and budget. We'll answer your questions and help you compare plans so you can choose with confidence.

The 4 Parts of Medicare Explained

Part A: Hospital Insurance

Helps cover inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Most people do not pay a premium for Part A.

Part B: Medical Insurance

Helps cover doctors' services, outpatient care, medical supplies, and preventive services. The standard Part B premium is determined annually by Medicare. Most beneficiaries pay the standard amount, though higher earners may pay more based on income.

Part C: Medicare Advantage

An "all-in-one" alternative to Original Medicare. These plans are offered by private companies approved by Medicare and bundle Parts A, B, and usually Part D.

Part D: Prescription Drug

Helps cover the cost of prescription medications.

When to Enroll or Change Your Plan

Missing a deadline can lead to lifetime penalties. Here is what you need to know:

Initial Enrollment Period (IEP)

Your first chance to sign up. It’s a 7-month window that includes the 3 months before you turn 65, your birthday month, and the 3 months after.

Annual Enrollment Period (AEP)

Oct 15 - Dec 7: The time each year when you can change your Medicare Advantage or Part D drug plan for the upcoming year.

Medicare Advantage OEP

Jan 1 - Mar 31: If you are already enrolled in a Medicare Advantage plan, you can switch to a different MA plan or return to Original Medicare.

General Enrollment Period (GEP)

Jan 1 - Mar 31: For those who missed their IEP to sign up for Part A and/or B for the first time. Coverage begins July 1st.

Special Enrollment Periods (SEPs)

Certain Qualifying Life Events (QLEs) create unique windows to enroll or switch plans, including:

Moving to a new service area (especially within or into Michigan).
Losing your current health coverage.
Becoming eligible for Extra Help.

Contact Shield Agency immediately after a life change to check your eligibility.

Ready to Simplify Your Medicare?

Don’t try to figure it out alone. Give our local experts a call or answer a few quick questions online to get started.

Call Us: 616-896-4600 Start the Medicare Questionnaire

We do not offer every plan available in your area. Currently we represent 8 organizations which offer products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.