Author: Shield Insurance Agency

Life insurance for retirees: What you need to know

Life insurance for retirees: What you need to know

Posted on by Shield Insurance Agency

Shield Insurance Agency Blog | Life Insurance | Contact Us Today!

As we reach our retirement years, many of us start to consider what kind of legacy we want to leave behind. One crucial aspect of this planning is life insurance. In this blog post, we will explore the importance of life insurance for retirees and the options available to ensure financial security and peace of mind.

Retired Without Life Insurance

It’s a common misconception that life insurance is only for the young and employed. However, the reality is that retirees can also benefit greatly from having life insurance. Whether you have outstanding debts, want to leave an inheritance for your loved ones, or simply want to cover your final expenses, life insurance can provide essential financial protection.

Senior Life Insurance Options

There are several life insurance options specifically designed for seniors. These include term, whole, and guaranteed universal life insurance. Each type has its own features and benefits, catering to different needs and financial situations.

Getting Covered After Retirement

While it may seem challenging to get life insurance coverage after retirement, it’s certainly not impossible. Many insurance companies offer specific policies tailored to the needs of retirees. By exploring your options and understanding the available coverage, you can find a policy that suits your requirements.

Life Insurance Without Age Limit

Contrary to popular belief, there are life insurance policies available that do not have age limits. These policies can be a great option for retirees who want to ensure their loved ones are financially secure after they’re gone.

Future Planning and Insurance Options

When planning for retirement, it’s essential to consider future financial needs. Life insurance is a crucial component of this planning, providing peace of mind and financial security for you and your family. Understanding the available insurance options is key to making informed decisions.

Shield Insurance Agency Represents Over 50 Insurance Companies

When it comes to choosing the right life insurance policy, having options is crucial. Shield Insurance Agency can help you find the perfect policy to meet your unique needs and budget.

Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK, and an agent will be in touch soon.

In conclusion, life insurance for retirees is a vital aspect of financial planning. By understanding the available options and seeking the guidance of professionals, retirees can ensure financial security and leave a meaningful legacy for their loved ones. Contact Shield Insurance Agency today to explore your life insurance options and secure your financial future.

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The Art of Shielding Your Wealth_ Expert Techniques _ Shield Insurance Agency Blog

The Art of Shielding Your Wealth: Expert Techniques

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Shield Insurance Agency Blog | Shielding Your Wealth | Start A Quote at this Link!

Protecting and preserving your wealth is a paramount concern for many individuals and families. With the right planning strategies and risk management techniques, you can achieve financial security and legal protection for your assets. At Shield Insurance Agency, we specialize in providing expert guidance and tailored solutions for estate planning, financial safeguarding, and wealth preservation.

Insurance is a critical component of any comprehensive protection plan. By working with Shield Insurance Agency, you gain access to over 45 insurance companies, ensuring that you receive the most competitive rates and comprehensive coverage options available in the market. Our team of experienced agents is dedicated to helping you navigate the complex landscape of insurance and guide you towards making informed decisions that align with your long-term financial goals.

Estate planning is a crucial aspect of securing your wealth for future generations. It involves meticulous consideration of legal protection and preservation of assets. Our experts can assist you in developing a robust estate plan that addresses your specific needs and ensures that your wealth is distributed according to your wishes. We understand the nuances of estate planning and can provide the guidance you need to safeguard your legacy.

Financial security is not just about accumulating wealth; it’s also about protecting that wealth from unforeseen circumstances. Our protection tips encompass a wide range of insurance products, including life insurance, disability insurance, and long-term care insurance. By implementing these risk management strategies, you can fortify your financial security and shield yourself and your loved ones from potential financial hardships.

Wealth preservation is a long-term endeavor that requires careful consideration and proactive measures. Shield Insurance Agency is committed to helping you implement wealth preservation strategies that mitigate risk and maximize the longevity of your assets. Whether it’s through trusts, annuities, or specialized insurance products, we can tailor a plan that safeguards your wealth for the future.

At Shield Insurance Agency, we recognize the importance of personalized service and comprehensive solutions. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon. Our team is dedicated to ensuring that every client receives the highest level of attention and expertise. Let us help you master the art of shielding your wealth with expert techniques and sound insurance advice.

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Ways to Secure Your Property_ The Ultimate Guide to Beating Post-Storm Scams _ Shield Insurance Agency Blog

Ways to Secure Your Property: The Ultimate Guide to Beating Post-Storm Scams

Posted on by Shield Insurance Agency

Shield Insurance Blog | Storm Scams | Call 616-896-4600

After a bad storm hits and damages your property, it’s important to stay vigilant to avoid being scammed. Dealing with the aftermath of a storm can be stressful and overwhelming, but being aware of potential storm scams and knowing what to look out for can help you protect yourself and your property. As an insurance salesman with years of experience, I’ve seen how homeowners can fall victim to unscrupulous individuals looking to take advantage of a difficult situation. In this blog, I’ll provide you with essential advice on how to protect yourself and your property from scammers after storm damage.

The first and most crucial step to take after your property has been damaged by a storm is to contact your insurance company. Your insurance provider can guide you through the process and help you understand what your policy covers. They may also have a list of recommended businesses to work with, which can be a good starting point for finding reliable contractors to repair the damage.

Storm Scams Have Tempting Offers

One of the most common tactics used by scammers is to offer their services at remarkably low prices. While it may be tempting to opt for the cheapest option, it’s essential to remember that if something sounds too good to be true, it probably is. Scammers may promise to provide top-notch services at rock-bottom prices, but in reality, they may deliver substandard work or even disappear after receiving payment. As a homeowner, it’s crucial to remain vigilant and not be swayed by unrealistically low quotes.

When assessing potential contractors to repair storm damage, watch out for red flags, such as high-pressure sales tactics and unsolicited contact through social media. Reputable contractors will provide you with a detailed quote and give you the time to make an informed decision without pressure. As a rule of thumb, always seek multiple quotes to gain an understanding of the typical costs involved. Additionally, researching the contractors’ backgrounds and verifying their credentials is crucial. You can start by searching for their company names online to ensure their legitimacy.

Storm Scams will NOT Provide Legal References

For contractors offering services like roofing, siding, and cement work, always request their license numbers and verify them through official channels. In many regions, you can look up a contractor’s license number through government websites. This step ensures that the contractor is qualified to perform the work and is operating legally. Taking these precautionary measures can significantly reduce the risk of falling victim to scam artists posing as legitimate contractors.

Lastly, once you’ve selected a contractor to work on repairing your storm-damaged property, ensure that everything is put in writing before any work begins. A reputable contractor will provide a detailed contract outlining the scope of work, materials to be used, costs, and a timeline for completion. It’s essential to thoroughly review and understand the contract before signing to avoid potential disputes in the future.

In conclusion, dealing with storm damage to your property can be challenging, especially when faced with the possibility of encountering scammers. By staying informed and following the suggestions outlined in this blog, you can protect yourself from falling victim to unscrupulous individuals looking to exploit your misfortune. Remember to reach out to your insurance company for guidance, seek multiple quotes, verify contractors’ credentials, and ensure that all agreements are put in writing. By taking these steps, you can safeguard your property and avoid being burned by storm damage scams.

Shield Insurance Agency represents over 40 insurance companies. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

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Thunderstorm Safety Be prepared for thunderstorms and severe weather Shield Insurance Agency Blog

Thunderstorm Safety: Be prepared for thunderstorms and severe weather.

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The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us

Need Help Now?

If you are in immediate need of help, please contact your local Red Cross or find an open shelter. American Red Cross Zeeland, MI · (616) 396-6545

Thunderstorms are dangerous storms with lightning. A lightning strike can kill you. Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

But we can take action to prepare. Prepare now to protect yourself, your loved ones, and your home.

What Should You Do Before a Thunderstorm?

Identify a Sturdy Building and Practice Drills

  • You need to get inside a sturdy building before a thunderstorm hits. A sturdy building is a structure with walls and a foundation. Once you have identified a sturdy building, plan to shelter in the basement or a small, interior, windowless room on the lowest level to provide additional protection from high winds. Plan to stay inside until weather forecasts indicate it is safe to leave.
  • Mobile, manufactured, trailer homes, and recreational vehicles (RVs) are not safe in high winds. If you live in one of these structures, you need to identify a sturdy building nearby that you can get to quickly.
  • Practice drills with everyone in your household, so everyone knows where to go and what to do before a thunderstorm hits.

Plan to Stay Connected

  • Sign up for free emergency alerts from your local government.
  • Plan to monitor local weather and news.
  • Have a backup battery or a way to charge your cell phone.
  • In case of a power outage, have a battery-powered radio.
  • Understand the types of alerts that you may receive and have a plan to respond:
    • A WATCH means Be Prepared! 
    • A WARNING means Take Action! 

Learn Emergency Skills to survive a major Thunderstorm

  • Learn First Aid and CPR. 
  • Utilities may be offline. Be prepared to live without power, gas, and water. Plan for your electrical needs, including cell phones and medical equipment.

Protect Your Home during the Thunderstorm

  • Make a list of items outside your home you will need to tie down or put away so that they don’t blow away or fly through a window during high winds. When a High Wind, Severe Thunderstorm, or Tornado Watch, is issued, immediately secure these items to avoid damage or injury once the wind starts picking up.
  • Secure objects that would be unsafe to bring inside, such as gas grills and propane tanks.
  • Trim or remove trees close enough to fall on your home.
  • Keep drains, gutters, and downspouts clean.
  • Find out if your home is prone to flooding. If it is, consider:
    • Installing a sump pump with battery backup.
    • Elevating the heating system, water heater, and electrical panel.
  • Review your home insurance policy. Check to see if you are covered for flood damage.

Click here to Download the Thunderstorm Safety Checklist and read the full article from the Red Cross

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Discover the Added Value of Renter's Insurance in Michigan

Discover the Added Value of Renter’s Insurance in Michigan

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Shield Insurance Blog | Renter’s Insurance | Contact Our Office Today!

If you’re renting an apartment or house in Michigan, you’ve probably considered getting renters insurance. But what exactly does a renters insurance plan in Michigan offer, and how can it benefit you? In this comprehensive guide, we’ll explore the value that comes with having renters insurance in Michigan, and why it’s essential for all renters in the Great Lakes State.

Renter’s Insurance Michigan: Protecting Your Rental Home

Renters insurance in Michigan is designed to protect your personal belongings and provide liability coverage in the event of unexpected disasters or accidents. Whether you’re renting a downtown apartment in Detroit or a cozy house in Ann Arbor, renters insurance offers valuable protection for your possessions and peace of mind for you as a tenant.

Rental Insurance Value: Safeguarding Your Assets

One of the significant benefits of having renters insurance in Michigan is the protection it provides for your personal property. From furniture and electronics to clothing and jewelry, your belongings are safeguarded against perils such as fire, theft, vandalism, and more. With the right insurance plan, you can rest easy knowing that your valuables are covered.

Michigan Insurance Plan: Coverage Tailored to Your Needs

When it comes to renters insurance, Michigan residents have access to a wide range of coverage options to suit their individual needs. Whether you’re looking for basic coverage or additional protection for high-value items, there’s a Michigan insurance plan that can be tailored to provide the right level of security for your belongings.

Rental Policy Michigan: Understanding Your Coverage

Understanding the specifics of your rental policy in Michigan is crucial to ensuring you have the right level of protection. Your policy may include coverage for additional living expenses if your rental becomes uninhabitable due to a covered loss, as well as liability coverage in case someone is injured while visiting your rental property.

Renter Protection Michigan: Peace of Mind for Tenants

Renters insurance in Michigan doesn’t just protect your belongings; it also offers liability coverage, which can help shield you from financial responsibility if you accidentally cause damage to your rental or injure someone while on the property. This added protection provides peace of mind for tenants, knowing that they have a safety net in place.

Renter’s Insurance Coverage: Maximizing Your Security

With the right renters insurance coverage, Michigan renters can maximize their security and minimize financial risks. From protecting your assets to providing liability coverage, a comprehensive renters insurance plan offers a robust safety net, giving you the confidence to enjoy your rental home without worrying about unexpected mishaps.

Michigan Rental Policy Benefits: Why Renter’s Insurance Matters

The benefits of having renters insurance in Michigan extend far beyond just protecting your belongings. It’s a valuable tool that can provide financial security and peace of mind, offering benefits such as coverage for additional living expenses, liability protection, and more. By understanding the benefits of a Michigan rental policy, you can make an informed decision about securing the right coverage for your rental home.

Whether you’re renting in Detroit, Grand Rapids, Lansing, or any other city in Michigan, having the right renter’s insurance plan is crucial for safeguarding your assets and protecting yourself from unexpected liabilities. Shield Insurance Agency represents over 45 insurance companies and can help you find the perfect renter’s insurance plan tailored to your needs. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK, and an agent will be in touch soon.

In conclusion, renters insurance in Michigan offers valuable protection for tenants, ensuring that you’re covered in the event of unforeseen circumstances. By understanding the value, coverage, and benefits that come with a renters insurance plan, you can make an informed decision to secure your rental home and enjoy greater peace of mind.

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Navigating Michigan Auto Insurance Understanding Collision Coverage Shield Insurance Agency Blog

Navigating Michigan Auto Insurance: Understanding Collision Coverage

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Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today!

Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies. This blog post aims to provide a clear explanation of the three primary collision options available to Michigan drivers: Standard Collision, Broad Form Collision, and Limited Collision.

Standard Collision Coverage

Standard collision coverage is the most basic form of collision insurance available in Michigan. This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

For example, if your car is damaged in an accident and the repair costs are $5,000, and you have a $500 deductible, you would pay the $500, and your insurance company would cover the remaining $4,500.

Broad Form Collision Coverage

Broad form collision coverage is an enhanced version of collision insurance that provides additional benefits compared to standard collision insurance. With broad form collision coverage, your insurance company will pay for damages to your vehicle regardless of fault, and you are only responsible for paying the deductible if you are more than 50% at fault for the accident.

For example, if your car is damaged in an accident, and it is determined that you are 40% at fault for the accident, you would not have to pay your deductible. Your insurance company would cover the repair costs up to the actual cash value of your vehicle, minus any applicable depreciation.

Limited Collision Options

Limited collision coverage is another option available to Michigan drivers. With limited collision coverage, you are only covered if you are not at fault in a collision loss. Going back to the broad form collision example, if the situation was reversed and you rear-ended another car, you would be responsible for the entire cost of repairing your vehicle. Due to this coverage limitation, limited collision coverage is not acceptable to lenders if your car is financed.

Which Option Is Right for You?

Choosing between standard collision, broad form collision, and limited coverage ultimately depends on your personal preferences and financial situation. Broad form collision coverage may be a better option for those who want more comprehensive protection and are willing to pay a higher premium for it. Standard collision coverage may be a more cost-effective option for those who are willing to take on more financial responsibility in the event of an accident. Limited coverage is a more restrictive option that may not be suitable for everyone, especially if you have a financed vehicle.

Understanding the options available in Michigan auto insurance is crucial for making informed decisions about your coverage. Standard collision, broad form collision, and limited collision coverage each have their benefits and drawbacks, and the right choice for you will depend on your individual needs and circumstances. Be sure to review your insurance policy and speak with your insurance agent to ensure you have the coverage that best suits your needs.

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Russ Cook Runs 385 Marathons In 352 Days, Becomes First Man To Run Entire Length Of Africa

Russ Cook Runs 385 Marathons In 352 Days, Becomes First Man To Run Entire Length Of Africa

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SunnySkyz | April 8, 2024 | Russ Cook | Shield Blog | Click here for a quote on your insurance

Russ Cook, a 27-year-old from Worthing, West Sussex, has etched his name in the annals of history by accomplishing a remarkable feat: becoming the first person ever to run the entire length of Africa.

His incredible journey spanned 16 countries, covering a distance equivalent to 385 marathons, and concluded after 352 days of unwavering determination and perseverance.

Setting off from South Africa’s southernmost point on April 22, 2023, Russ Cook embarked on a monumental quest to traverse the vast and diverse terrain of the African continent.

From bustling cities to dense rainforests, towering mountains, and the unforgiving expanse of the Sahara Desert, he braved every obstacle in his path with indomitable spirit.

However, Russ’s journey was not without its share of challenges and dangers. Along the way, he encountered harrowing incidents, including a terrifying armed robbery in Angola where he and his support team were stripped of their belongings at gunpoint.

In another chilling ordeal, he was kidnapped by a gang in Congo, armed with machetes, and transported deep into the jungle before being rescued by his vigilant team.

Reflecting on these perilous encounters, Russ confessed, “I’ll be honest. It was the scariest, scariest couple of days ever of my life,” during an interview with Good Morning Britain.

Despite facing adversities that would deter most, Russ remained resolute in his mission. Even when confronted with health issues, such as blood in his urine and debilitating back pain, he pressed on, running more than a marathon’s distance each day.

Russ Cook was faced with logistical problems

Only compelled to pause for logistical reasons, like visa requirements, or when medical professionals intervened, Russ’s commitment to his cause never wavered.

There were moments of sheer exhaustion and despair, including instances where he couldn’t keep food down for over 24 hours and endured sleepless nights.

As Russ approached the culmination of his monumental journey, he was greeted by a wave of support from around the globe. Joined by enthusiastic well-wishers for the final leg of his odyssey, he crossed the finish line in Tunisia on April 7, 2024, marking the triumphant conclusion of an extraordinary adventure.

In addition to his personal triumph, Russ’s incredible feat has also been a beacon of hope for many. Through his awe-inspiring endeavor, he has raised over £700,000 for charity, embodying the power of altruism and compassion.

Click here for the full story…

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Life Insurance Demystified: Whole Life vs. Term Life - Which is Right for You?

Life Insurance Demystified: Whole Life vs. Term Life – Which is Right for You?

Posted on by Shield Insurance Agency

Shield Insurance Blog | Term Life | Contact the office to get started!

Shield Insurance Agency offers TERM LIFE Insurance, ask us why we donn't recommend Whole or Universal Life Insurance

When it comes to life insurance, many people find themselves overwhelmed by the options available. With so many different types of policies and coverage options, it can be challenging to determine which one is right for you and your family. Two of the most common types of life insurance are whole life and term life insurance. In this blog post, we will demystify these two types of policies and help you make an informed decision.

Whole Life Insurance: A Lifetime of Protection

Whole life insurance, as the name suggests, provides coverage for your entire life. This type of policy offers a death benefit to your beneficiaries upon your passing, regardless of when that may be. Additionally, whole life insurance policies have a cash value component that grows over time. This cash value can be borrowed against or withdrawn, providing a source of funds for emergencies or other financial needs.

One of the key advantages of whole life insurance is its permanence. As long as you continue to pay your premiums, your coverage remains in force. This can provide peace of mind, knowing that your loved ones will be protected no matter when you pass away. Whole life insurance also offers a level premium, meaning your premium amount remains the same throughout the life of the policy.

However, whole life insurance tends to be more expensive than term life insurance. The cash value component and the lifelong coverage come at a higher cost. Additionally, the investment component of whole life insurance may not provide the same returns as other investment options. If you are looking for a more affordable option or are primarily concerned with providing financial protection for a specific period, term life insurance may be a better fit for you.

Term Life Insurance: Affordable Protection for a Specific Period

Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years. This type of policy offers a death benefit to your beneficiaries if you pass away during the term. Term life insurance is often chosen by individuals who want to ensure their loved ones are financially protected during a specific period, such as when they have young children or a mortgage to pay off.

Term Life is More Affordable

One of the main advantages of term life insurance is its affordability. Since it provides coverage for a limited period, the premiums tend to be lower compared to whole life insurance. This can be especially beneficial for individuals on a tight budget or those who only need coverage for a specific period.

Term Life has zero Cash Value at the end of term

However, it’s important to note that term life insurance does not have a cash value component. Once the term ends, the coverage ceases, and there is no return on the premiums paid. If you outlive the term, you will need to purchase a new policy, which may come at a higher cost due to age and potential health changes.

Choosing the Right Policy for You

When deciding between whole life and term life insurance, it’s essential to consider your specific needs and financial goals. Here are a few factors to consider:

1. Financial obligations: Evaluate your current and future financial obligations. Do you have dependents who rely on your income? Do you have a mortgage or other debts that need to be paid off? Whole life insurance may be a better fit if you want to ensure lifelong financial protection for your loved ones.

2. Budget: Consider your budget and how much you can afford to spend on life insurance premiums. If you are on a tight budget or only need coverage for a specific period, term life insurance may be a more affordable option.

3. Investment goals: Assess your investment goals and risk tolerance. Whole life insurance policies have an investment component, but they may not provide the same returns as other investment options. If you are looking for higher returns on your investments, you may want to explore other investment avenues and opt for term life insurance instead.

4. Long-term planning: Think about your long-term financial planning. Are you looking for a policy that can provide a source of funds for emergencies or other financial needs? Whole life insurance’s cash value component can be beneficial in such cases.

Ultimately, the decision between whole life and term life insurance depends on your unique circumstances and priorities. It’s crucial to consult with a financial advisor or insurance professional who can help you navigate the options and make an informed decision.

In conclusion, life insurance is an essential tool for protecting your loved ones’ financial future. Whole life insurance offers lifelong coverage and a cash value component, while term life insurance provides affordable protection for a specific period. By considering your financial obligations, budget, investment goals, and long-term planning, you can determine which type of policy is right for you. Remember, life insurance is a personal decision, and what works for one person may not work for another.

Shield Insurance Agency represents over 40 insurance companies. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.’,

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Restaurant's Quest For Mystery 'French Fry Girl' Ends In Heartwarming Discovery

Restaurant’s Quest For Mystery ‘ French Fry Girl ‘ Ends In Heartwarming Discovery

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SunnySkyz.com | March 28, 2024 | French Fry Girl | Shield Insurance Agency Blog

It was the biggest mystery in the state of Oklahoma. A mystery that involves what sounded over the phone to be a preschooler who really wanted some “Fwench Fwies.”

In late February, Noble Smokin’ Joes BBQ in Oklahoma found itself bombarded with persistent calls from children, all with the same peculiar request: French fries delivered straight to their doorstep.

SunnySkyz | March 28, 2024 | French Fry Girl | Shield Insurance Blog

It was the biggest mystery in the state of Oklahoma. A mystery that involves what sounded over the phone to be a preschooler who really wanted some “Fwench Fwies.”

In late February, Noble Smokin’ Joes BBQ in Oklahoma found itself bombarded with persistent calls from children, all with the same peculiar request: French fries delivered straight to their doorstep.

Somer Williams, the restaurant owner, found herself at the center of an unexpected saga.

“It was last Monday when I picked up the phone at the restaurant,” Williams recalled in an interview. “A voice that sounded like it came from a very young child asked me if she could have some French fries,” she added. “I told her I was glad to help but needed to speak to an adult- the voice told me a parent was not close by.”

Day after day, the calls persisted. Eventually, more young voices had joined the French Fry girl on the phone.

“Another girl said they would try to come to the restaurant, but their car was broken down- she said it would cost 15 dollars to repair,” Williams said. “Suddenly they wanted two Fwench Fwies and two dwinks. One told me they were in pre-K and I said, ‘No way’ and they said, ‘Yes, way’.”

The continuous calls prompted Williams to take action. She turned to social media, hoping to unravel the mystery behind the mysterious callers.

French Fry Girl Facebook Post

“I posted on Facebook trying to figure out who was on the other end of the line,” Williams explained. Little did she know, her posts would go viral, drawing attention from people across the globe who eagerly followed the unfolding story.

Determined to crack the case, Williams devised a clever plan to elicit information during the next call. “I’m going to give a French fry party to your school if I can talk to your mom,” she declared to the persistent callers. However, the children remained elusive, with one even posing as a parent during the conversation.

Undeterred, Williams seized upon a crucial clue – the name of their dog, Beethoven. With this information in hand, she embarked on a mission, contacting nearby elementary schools in search of the French fry enthusiasts.

“When everyone heard about Beethoven, it was clear that this was a sure way to find them!” Williams exclaimed. The schools rallied behind the cause, making announcements over the intercom in a collective effort to solve the mystery.

“When everyone heard about Beethoven it was clear that this was a sure way to find them! One school made an all call over the intercom for anyone who owns a dog named Beethoven to come to the office. All the schools got really invested. I’m pretty sure all the kids did too in hopes the French fry kid was in their class so they could have the French fry party,” Williams said.

Finally, the breakthrough came when Katherine I. Daily Elementary identified the hungry culprits: Emily, Miley, and Linda.

french fry girl
Williams (right) and the three mystery callers

On March 26, 2024, the much-anticipated French fry parties became a reality, as the trio of friends celebrated with their classmates, thanks to Williams’ determination and the collaborative spirit of the community.

“It was really fun trying to find them,” Williams confessed. “I did not know it would go so worldwide.”

Click here for the full story and some great pictures!

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Young Drivers and worried about insurance costs? Here's what you need to know! 🚘

Young Drivers and worried about insurance costs? Here’s what you need to know!

Posted on by Shield Insurance Agency

Shield Insurance Agency Blog | Young Drivers | Auto Insurance | Start A Quote!

Young drivers have heard horror stories about the exorbitant insurance premiums that young people have to pay. It’s a common belief that insurance costs for young individuals are sky-high, making it difficult for them to afford coverage. But is this really true? In this blog post, we will explore the cost of insurance for young people and debunk the myth of high premiums. We will also provide you with some tips on how to find affordable insurance options tailored to your needs.

The Cost of Insurance for Young Drivers: Separating Fact from Fiction

When it comes to insurance costs for young people, there are many misconceptions that need to be addressed. While it’s true that young drivers are statistically more likely to be involved in accidents, insurance companies take various factors into account when determining premiums. These factors include driving record, type of vehicle, location, and even credit score. Therefore, it’s not fair to assume that all young individuals will automatically face high insurance rates.

Finding Affordable Insurance Options for Young Drivers

Contrary to popular belief, there are several ways for young adults to find affordable insurance options. One of the most effective ways is to shop around and compare quotes from different insurance companies. Shield Insurance Agency, for example, represents over 45 insurance companies, giving you a wide range of options to choose from. By contacting Shield Insurance Agency at (616) 896-4600 or visiting their website, you can get a free quote tailored to your specific needs.

Tips for Reducing Insurance Expenses for Young Drivers

While insurance rates for young policyholders may be higher compared to older individuals, there are steps you can take to reduce your premiums. Here are some tips for young drivers looking to save on insurance costs:

1. Maintain a clean driving record: Avoid traffic violations and accidents to demonstrate responsible driving behavior. Insurance companies reward safe drivers with lower premiums.

2. Take a defensive driving course: Completing a defensive driving course can not only improve your driving skills but also make you eligible for discounts on your insurance premiums.

3. Opt for a safe and practical vehicle: Insurance rates for young adults can be influenced by the type of vehicle they drive. Choosing a safe and practical car with good safety ratings can help lower your insurance costs.

4. Consider bundling your insurance policies: If you have multiple insurance needs, such as auto and renter’s insurance, bundling them with the same insurance company can often lead to discounts.

Contrary to popular belief, young adults do not necessarily have to pay exorbitant insurance premiums. While insurance rates for young drivers may be higher compared to older individuals, there are ways to find affordable options tailored to your needs. By shopping around, comparing quotes, and taking advantage of discounts, you can reduce your insurance expenses. Remember, Shield Insurance Agency represents over 45 insurance companies and can provide you with a free quote to help you find the best coverage at the best price. Contact Shield Insurance Agency at (616) 896-4600 or visit their website to start the quoting process today. Don’t let the myth of high insurance premiums deter you from getting the coverage you need.

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