Working as a contractor in Michigan is something that many residents enjoy as a career. The skills and demand that come with this career also come with the need for contractor insurance, especially when working on a customer's property. Below are the benefits of contractor insurance that keep you compliant and your customers happy in or around the Hudsonville, MI area.
Any type of contractor that takes on special construction or building projects for hire should consider purchasing contractors insurance. This includes the following industries:
Because many of these have contractors hired out by a company or privately by a resident, they need to have the right insurance to protect themselves and their customers.
In the event that you damage your customers' property while working, you will be responsible for covering the damage and getting it repaired. With contractor insurance, you are able to get a liability coverage policy where you can make a claim and your insurance will cover the cost of repairs.
Should one of your customers get hurt physically on your equipment or company property that was left sitting out, you could be sued for bodily injury. With your contractor's insurance policy, you have help to cover the cost of any medical expenses and additional costs associated with the claim.
In other situations where one of your employees is overheard speaking ill of your client or their property, your business could be sued for slander and personal damages, especially if they are a business owner. Again, your contractor's insurance policy will cover these situations and give you the protection you need?
If you are a contractor in Michigan, more specifically in the Hudsonville, MI area, give our agents at Shield Insurance Agency a call today to get a quote for your contractor's insurance policy. We look forward to getting you the coverage you need soon.