Skip to content
Click to Call Import My Insurance
Shield Insurance Agency

3214 Chicago Dr
Hudsonville, MI 49426

Get Directions

Michigan Health & Dental Insurance Coverage

Health & Dental Insurance in Michigan

Dental Insurance

Delta Dental

Click here for Dental Insurance

Health Insurance

If you are approaching age 65 we can help you get all set up for Medicare! Just give Brianna a call at 616-777-3012, or email or fill out THIS QUICK FORM and we'll get right back to you!

If you are under 65 you may call or text us direct at 616-896-4600 or click here to get a free and fast health insurance quote. You may also accept the quote and start being covered at the end of the questionnaire if you wish! (NO-ONE except Andy Simmons will see what you input) And please let us know if you saw one of our ads.

Learn More

We can help you navigate your health insurance options. We are certified to sell the new Affordable Care Act (ACA) health insurance plans ON or OFF the Marketplace.

We represent several companies including, Blue Cross, Priority, United Health Care, and Humana so we can definitely find a plan that fits your needs.

First of all, there’s one decision that will be simple – whether or not to use an agent. You have nothing to lose and a lot to gain by using an agent. Also, it does not cost you more!! Many people think that if they use an agent, their insurance premiums are higher. Nope!

Once you learn what your tax credit will be (or not) and research the plans a bit by clicking the quoting link above, you can give us an email or a call and we’ll help discuss your plan options.

If you are sure you won’t qualify for a tax credit, then I would recommend signing up for a Priority Health plan since, in my opinion, they have the best combination of price, customer service, and coverage. Click Here to sign up in 5 minutes.

Open Enrollment is from November 1 to December 15, which means that there are only certain ways that you can purchase a new plan outside of open enrollment. To see if you are eligible to sign up outside of open enrollment, please Click Here If you are not eligible to purchase a new policy, you will have to wait until the next open enrollment period, OR,

Some folks are choosing to purchase Short Term policies which are significantly less expensive than the new ACA policies so you would still end up money-ahead. To get a quote for that, please Click Here We usually recommend the ‘Medical Plus’ plan.

Some Math behind the logic of the tax credit…..

If your household makes less than 250% of the Federal poverty level (FPL), then signing up ON the Marketplace will benefit you most. Especially since you will not only receive help paying your premium (Advance Premium Tax Credit = APTC), but you’ll also get help paying your deductible and other things to help reduce your out of pocket exposure (Cost Sharing Reductions = CSR). If you make between 250% and 400% of the FPL, then you will get a tax credit, but it won’t be as much (You’ll just get the APTC.)

Example of estimating (using fake numbers!)

  • If you estimate $40K, you would earn a $500 tax credit per month
  • If you estimate $50K, you would earn a $400 tax credit per month

So if you estimate $40K, but you actually earn $50K, then you would have to pay back $1,200 when you do your taxes. [ (500-400)x12]

But the opposite is also true… if you estimate $50K, but only make $40K, then you get $1,200 added to your tax returns

Federal poverty Level Chart (eff. 1/25/19 – estimated household income (Adjusted Gross – line 37 of your fed 1040 tax form is not 100% accurate, but it is the easiest way to get a very close estimate). More specific details found here.


Use the chart below to determine your potential tax credit for 2020. The household size would be for the people that you claim on your taxes, whether they will be on the plan or not. More details found here.


eff 1/25/23
federal poverty level chart
Household size 100% 138% 150% 200% 250% 400%
1 14,580 20,120 21870 29160 36,450 58,320
2 19,720 27,214 29580 39440 49,300 78,880
3 24,860 34,307 37290 49720 62,150 99,440
4 30,000 41,400 45000 60000 75,000 120,000
5 35,140 48,493 52710 70280 87,850 140,560
6 40,280 55,586 60420 80560 100,700 161,120
7 45,420 62,680 68130 90840 113,550 181,680
8 50,560 69,773 75840 101120 126,400 202,240
each additional 5,140 7,093 7710 10280 12,850 20,560
What you should qualify for and choose... Medicaid Medicaid 94% Silver plan includes huge CSR!!! 87% Silver plan includes CSR!! 73% Silver plan includes CSR! no CSR, but APTC, so choose any plan


Medishare Banner

Sharing Lives, Faith and Resources

For thousands of years, Christians have come together to care for each other and carry each other’s burdens. In 1993, a formalized approach to sharing healthcare burdens began with the Medi-Share program. Today, more than 25 years later, the Medi-Share program now serves more than 400,000+ members, with more than $3 billion dollars in medical bills shared and discounted since inception.

We’re licensed to sell Medi-Share. Please Click Hereto learn more about the program. If you are healthy and Christian, this could be a great idea for you.

Ramsey Slide Banner


Please call or email us any time and we’d be happy to walk you through this process. We can usually get you fully signed up in under 15 minutes. 616-777-3012, or email


Since 2006, Shield Insurance Agency has been an Endorsed Local Provider with Dave Ramsey.

Servicing States

  • Michigan
  • Arizona
  • Florida
  • Illinois
  • Indiana
  • Missouri
  • North Carolina
  • Ohio
  • Utah


Shield Insurance Agency has around a 4.9 Google Review Score with over 100 reviews. Check them out below!

Read Our Reviews
  • AAA
  • Accident Fund
  • Aegis
  • Ambetter
  • American Modern
  • AmeriTrust Group
  • Assurity
  • Assurity
  • Blue Cross Blue Shield/BCN
  • Berkshire Hathaway GUARD
  • Berkshire Hathaway Homestate
  • Bristol West
  • Companion Life
  • Conifer
  • Delta Dental
  • Foremost
  • Fremont
  • Genworth
  • Golden Rule
  • Grange
  • Hanover
  • HAP
  • Hiscox
  • Humana
  • ING
  • Liberty Mutual
  • Liberty Union
  • Medishare
  • Molina Healthcare
  • National General
  • Nationwide
  • North American Company
  • Philadelphia
  • Principal Financial Group
  • Priority Health
  • Progressive
  • reinsurepro
  • RLI
  • Safeco
  • State Auto
  • Superior Flood
  • The Hartford
  • Transamerica
  • Travelers
  • United Healthcare
  • Unum
  • Wolverine