Best Emergency Supplies to Have at the Ready

From Fire Starters to First Aid Kits, These Are the Best Emergency Supplies to Have at the Ready

Emergencies happen — be it snow storms, wildfires, or tornados. Here are some of the best emergency supplies to make sure you’re prepared

Rolling Stones | OSCAR HARTZOG | Emergency Supplies | Shield Insurance Quoting Portal | Shield Home

NO MATTER WHERE you live, emergencies can (and do) happen. But whether it’s snow storms, tornados, wildfires, or hurricanes, the danger of serious emergencies can almost always be mitigated by investing in the best emergency supplies.

But choosing the right emergency gear — or just figuring out what types of emergency supplies you should have — can be tricky. To make things easier, we’ve created a checklist of the best emergency supplies to help your household stay safe in the worst-case scenarios.

What Are the Best Emergency Supplies?

When stocking up on the best emergency supplies, you’ll want to start by considering what needs your emergency stash has to meet. Namely, you’ll need food and water, first aid supplies, and light and heat. If you want to go beyond the basics, we also recommend adding power, shelter (like an emergency tent), and survival tools to your emergency supplies checklist.

No matter what kind of emergency supply you’re looking at — be it a multi-tool, a camping stove, or an emergency food supply — be sure it’s well-built and capable of staying in working order while shelved. The best emergency supplies can be tucked away and taken out months, if not years later, and still function properly.

Read on for a full checklist of the best emergency supplies to stock up on now.

1. Survivor Filter Pro

The most important thing to secure in most emergency situations is clean drinking water. One way to create an emergency water supply is to buy a water tank that you fill up if you know an emergency is on the horizon (i.e. if there’s a tornado warning).

But a more efficient option for securing drinking water is to get an emergency water filter, such as this Survivor Filter Pro. The compact rig uses a pump mechanism to suck up water, run it through a filter, and pump out 500 milliliters of clean drinking water per minute. It’s also very lightweight (half a pound), so you can transport it if need be.

2. Leatherman Wave+

A reliable multi-tool has always been part of our everyday carry, but they become absolutely essential when disaster strikes. Our favorite multi-tool is this Leatherman Wave+, which packs 18 tools in a small package, measuring just four inches when closed. Inside, you’ll find basics like knives, scissors, screwdrivers, and pliers, as well as some good extras like a saw and a wire stripper.

3. Judy Mover Max

Survival kits are a great way to create an emergency supplies stash with just one purchase. Good examples include the Oprah-endorsed Judy Mover Max, which has water and food, safety and warmth, and tools and first aid — all in one ultra-durable, weatherproof backpack. It has enough supplies to sustain four people for 72 hours, and you don’t have to worry about grabbing multiple items during an evacuation.

4. Mountain House Classic Bucket of Emergency Supplies

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Flood Insurance 101: Understanding the Basics

Flooding is one of the most common and destructive natural disasters in the United States, and it can happen anywhere. If you live in an area that is prone to flooding, it’s important to understand the basics of flood insurance and how it can protect your home and belongings. At Shield Insurance Agency, we understand the importance of flood insurance in Michigan, which is why we have created this guide to help you understand the basics.

Flood Insurance: The Basics

First, it’s important to understand that standard homeowners insurance policies do not cover damage caused by flooding. You will need to purchase a separate flood insurance policy in order to be protected. Flood insurance is available through the National Flood Insurance Program (NFIP), and it can be purchased through Shield Insurance Agency.

Flood insurance policies are divided into two types: building coverage and content coverage. Building coverage covers the structure of your home and any permanently attached fixtures, such as built-in appliances and cabinetry. Contents coverage covers personal possessions such as furniture, clothing, and electronics. You can purchase both types of coverage, or just one depending on your needs.

When purchasing flood insurance, it’s important to understand the difference between a preferred risk policy and a standard policy. Preferred risk policies offer lower rates for properties in low-to-moderate risk areas and are generally less expensive than standard policies. However, it’s important to note that even if you live in a low-risk area, you are still at risk of flooding.

Give Us A Call

At Shield Insurance Agency, we understand that purchasing flood insurance can be overwhelming, which is why we are dedicated to helping our customers in Michigan understand the basics of flood insurance and find the right coverage to protect their homes and belongings.

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DIFS Alerts Consumers to Recurring Scam and How to Avoid It

Tips Following Northern Michigan Tornado

FROM: Michigan Department of Insurance and Financial Services Offers Insurance Tips Following Northern Michigan Tornado

Media Contact: Laura Hall, (517) 290-3779, DIFS-press@michigan.gov 
Consumer Hotline: 877-999-6442, Michigan.gov/DIFScomplaints

FOR IMMEDIATE RELEASE: May 23, 2022

(LANSING, MICH) As residents across northern Michigan assess the damage and begin to recover from Friday afternoon’s tornado, the Michigan Department of Insurance and Financial Services (DIFS) is providing tips to assist residents when working with insurance companies to file claims and repair damages.

“DIFS stands ready to assist the residents of northern Michigan as they begin to recover from the incredible devastation wrought by Friday’s tornado, hailstorm, and power outages,” said DIFS Director Anita Fox. “It is important that those who have experienced damage understand their rights and responsibilities when filing insurance claims. They should carefully review their policies and work with their agents and insurers to see what coverage is available to them. DIFS is available to answer questions and assist consumers 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442.”

Anyone impacted by storm damage should:

  • Contact their insurance company’s claims hotline and/or agent to report the claim. Have the policy number and other relevant information readily available. DIFS has prepared an Insurance Claims Tracking Sheet to make this process easier.
  • Take steps to protect the property and prevent further loss. Be sure to keep receipts for any purchases of supplies that are needed to protect the property.
  • Document the loss. Take pictures or videos of the damaged items and do not get rid of the items until instructed to do so by the insurance company.
  • Review insurance policies to understand their coverage and discuss with their agent or insurer if there are any questions.
  • If there is water damage to a home or other structure, consumers should tell their insurance company that there is water damage and they are looking to determine what coverage is available. Consumers should not simply state that the damage is due to a flood as there may be additional causes for water damage, such as storm-related rainwater intrusion, sewer backup, or failing sump pump, that may be covered under the policy.
  • If there is damage to a vehicle, consumers should contact their auto insurance company. They may have coverage for the damage if they carry comprehensive coverage on their auto policy.

More Information

Additional disaster recovery information is available on the DIFS website.

DIFS encourages consumers to first attempt to resolve any claim disputes directly with their insurance company. If a resolution cannot be reached, DIFS will help try to resolve disputes. To learn more and file a complaint, visit Michigan.gov/DIFScomplaints. Anyone with questions or concerns about their insurance coverage is asked to call the DIFS toll-free hotline 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442.

The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan residents. For more information, visit Michigan.gov/DIFS or follow the Department on FacebookTwitter, or LinkedIn.


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April Showers Bring May Flowers - Shield Insurance Agency Blog

April Showers Bring May Flowers

April Showers Bring May Flowers

For me, spring and fall are by far my favorite seasons.  After a long, cold winter it was so nice to be outside this past weekend and enjoy the sunshine!  I am so thankful to live in a location that gets to experience all four seasons.  As I was outside this weekend I could not help but stop & look around.  The creation seems to be bursting with life!  There were buds on almost every tree, the flowering trees seemed to explode over the weekend and the spring flowers are appearing everywhere.
     In a household with 4 teenagers, spring is very busy at our house with school activities, sports, year-end school programs, graduations, college finals, work, etc.  Everyone seems to be hustling about, going here, going there.  What about your household?  If it’s anything like mine, there are times when you feel you can’t even catch your breath.
     My challenge for myself and my family (and you too) is to try to schedule – yes schedule – time to take a break and enjoy some quiet time outside.  Enjoy the outdoors, the beautiful city that we live in, the nature around us.  It’s amazing how therapeutic listening to birds singing while soaking up the sunshine and smelling the fresh spring air is.  So take a break!  Allow yourself to relax and enjoy the beautiful spring season.

Submitted by Tammy

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Shield Agency Flood Insurance

Considering A Home In A Flood Zone? What You Need To Know About Flood Insurance

Water views are fantastic, but the thought of a flood in your home can be scary. Flood insurance works to protect homeowners against the devastation that can be caused by a flood. Here, we’ll take a look at what you need to know if you’re considering buying a home that requires flood insurance.

Who Needs Flood Insurance?

The Federal Emergency Management Agency (FEMA) determines a flood zone as an area that has a 1% or greater chance of flooding in the coming year. Changes in water levels can mean that a home may be in a flood zone one year, but not the next.

If you’re considering purchasing a home in a flood zone, you’ll need to have flood insurance in order to move forward with the purchase of your new home. Sometimes, flood insurance is covered as a part of homeowner’s association (HOA) fees. In other cases, homeowners need to purchase flood insurance on their own.

What Does Flood Insurance Cover?

Thankfully, your flood insurance policy may cover all direct damage related to a flood. In the event of a flood, your insurance policy may cover functional aspects of your home (such as a sewer system that has backed up as a result of a flood), and damage to personal items. It’s important to note that your policy is specific to you and your home, and you’ll need to work with your insurance agent to fully understand your flood insurance coverage.

Need Flood Insurance? We’re Here To Help.

Reach out to Shield Insurance Agency, serving Michigan, for more information about how a flood insurance policy can help keep you, your family, and your home protected against the unexpected.

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Flos Restaurant Gift Card given away from Shield Insurance Agency

Gift Card Winners Compliments of Shield Insurance Agency!

Friday, December 31, 2021

Every week, Shield Insurance Agency draws a winner of a local gift card from its clients and social media followers.

Why? Because we love giving stuff away!

Be sure to LIKE our Facebook Page to get yourself entered to win and see who the winners are!

Shield Insurance Agency has given away thousands of dollars in local gift cards over the last 20 years serving Michigan.

Look who is winning!

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Shield Insurance Weekly Winner
Target Gift Winner from Shield Insurance Agency in Michigan
Subway Giftcard Winner from Shield Insurance
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Shield Insurance Agency Lowes Gift Card Winner!
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Subway Gift Card Winner at Shield Insurance Agency
Shield Insurance gives away another local gift card!
Target Shield Insurance Gift Card Give A Way
Red Robin Gift Card Winner at Shield Insurance Agency

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Teens Build Bus Stop Shelter for 5-Year-old Wheelchair User, Protecting Him From Harsh Weather - Shield Insurance Blog

Teens Build Bus Stop Shelter for 5-Year-old Wheelchair User, Protecting Him From Harsh Weather

GoodNewsNetwork | By Ailsa Ross | Dec 20, 2021

Teenagers have built a bus stop shelter for a five-year-old boy who uses a wheelchair after noticing he got wet while waiting for the school bus in winter.

Five-year-old Ryder Killam has had to battle rain, wind, and snow for about 15 minutes every day, using only a patio umbrella as protection.

But after hearing about his problem, local students in Bradford, Rhode Island, got to work and built him his own bus shelter for the bottom of his driveway during their construction lessons.

Ryder’s father Tim said, “Ryder uses it every day before school and his nurses wait inside it every day while they await his return home.

“He does like to go hang out in it from time to time as his fort as well.

“This project brought out community together a bit, it showed that there is still so much good in this world and town!”

Bus Stop Shelter

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Shield Insurance is helping Roslyn & Maddox by donating $25 to the family for each non-client who gets a quote from Shield

Shield Referral Program Supports Local Family

Shield Referral Program Supports Local Sparta, Michigan Family

Your Referrals to Shield Insurance Agency Help a Local Family in Need

Your referral can make a difference for Roslyn and Maddox who both have a form of Arthrogryposis Multiplex Congenital. Shield Insurance is helping this Sparta, MI family by donating $25 for each non-client who gets a quote from us.

No purchase necessary!

CLICK HERE to get a quote and we’ll donate $25 to them! (Be sure to mention Roslyn and Maddox in the comment section!) You can also call or text the office (616) 896-4600 and one of our agents will take a few minutes of your time to offer up a quote. Don’t forget to mention Ros and Maddox

“The highest compliment we can receive is the referral of your friends, family & business associates. Thank you for your trust!”

Meet Roslyn
Roslyn and Shield Insurance Agency Referral Program

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Shield Insurance Agency Home Office in Hudsonville, Michigan

Happy Halloween to All!

Shield Insurance Agency wishes everyone a Safe and Happy Halloween!

Stop by the office, any time of the year, and we will have some treats for everyone!

We are located at 3214 Chicago Drive in Hudsonville, MI

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Shield Insurance Agency - Types of insurance and the insurance companies Shield is proud to represent

Shield Insurance Agency Product List

Types of Insurance Shield Agency Provides

Shield Insurance Agency has been in business for so many years, we can shop a lot of different companies for a lot of different types of insurance to be sure you get what you need for the price you can afford. Check out the list!

Personal

  • Auto Insurance
  • Boat Insurance
  • Condo Insurance
  • Dental Insurance
  • Disability Insurance
  • Event Insurance
  • Farm Insurance
  • Flood Insurance
  • Health Insurance
  • Homeowners Insurance
  • Mobile Homeowners Insurance
  • Motorcycle Insurance
  • Motorhome Insurance
  • Recreational Vehicle Insurance
  • Renter Insurance
  • Term Life Insurance

Business

  • Auto Facilities
  • Bond Insurance
  • Business Interruption
  • Cannabusiness
  • Church Insurance
  • Commercial Auto
  • Commercial Property Insurance
  • Contractor Insurance
  • Cyber Liability Insurance
  • General Liability Insurance
  • Group Health Insurance
  • Group Life Insurance
  • Liability Insurance
  • Professional Liability Insurance
  • Security Bond Insurance
  • Workers Compensation

Insurance Companies Shield Agency is Proud to Represent

AAA
Accident Fund
Aegis
Ambetter
American Modern
ASI
Assurity
Berkshire Hathaway GUARD
Berkshire Hathaway Homestate
Blue Cross Blue Shield/BCN
Bristol West
Companion Life
Conifer
Delta Dental

Foremost
Freemont
Genworth
Golden Rule
Grange
Hanover
HAP
Hiscox
Humana
ING
Liberty Mutual
Liberty Union
Medishare
Molina Healthcare
National General
Nationwide

North American Company
Philadelphia
Principal Financial Group
Priority Health
Progressive
Reinsurepro
RLI
Safeco
State Auto
Superior Flood
The Hartford
Transamerica
Travelers
United Healthcare
Unum
Wolverine


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