Flood Insurance 101

Flood Insurance 101: Understanding the Basics

Flood Insurance | Shield Insurance Agency | Self-Quoting Portal

Flooding is one of the most common and destructive natural disasters in the United States, and it can happen anywhere. If you live in an area that is prone to flooding, it’s important to understand the basics of flood insurance and how it can protect your home and belongings. At Shield Insurance Agency, we understand the importance of flood insurance in Michigan, which is why we have created this guide to help you understand the basics.

Flood Insurance: The Basics

First, it’s important to understand that standard homeowners insurance policies do not cover damage caused by flooding. You will need to purchase a separate flood insurance policy in order to be protected. Flood insurance is available through the National Flood Insurance Program (NFIP), and it can be purchased through Shield Insurance Agency.

Flood insurance policies are divided into two types: building coverage and content coverage. Building coverage covers the structure of your home and any permanently attached fixtures, such as built-in appliances and cabinetry. Contents coverage covers personal possessions such as furniture, clothing, and electronics. You can purchase both types of coverage, or just one depending on your needs.

When purchasing flood insurance, it’s important to understand the difference between a preferred risk policy and a standard policy. Preferred risk policies offer lower rates for properties in low-to-moderate risk areas and are generally less expensive than standard policies. However, it’s important to note that even if you live in a low-risk area, you are still at risk of flooding.

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At Shield Insurance Agency, we understand that purchasing flood insurance can be overwhelming, which is why we are dedicated to helping our customers in Michigan understand the basics of flood insurance and find the right coverage to protect their homes and belongings.

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International Snowmobile Safety and Awareness Week

International Snowmobile Safety and Awareness Week

NationalToday.com | January 21, 2023 | Snowmobile Safety | Snowmobile Insurance

International Snowmobile Safety and Awareness Week starts on the third Saturday of January every year. Did you know that it has been more than 70 years since the first snowmobile was made? Snowmobiles are vehicles designed and built to be used in the snow. They’re a fun way to go about in places where there is heavy snowfall and are enjoyed by millions all over the world as a winter sport. But it does not come without safety concerns. Snowmobiles can quickly become dangerous if not used with the necessary precautions. International Snowmobile Safety and Awareness Week was created to spread awareness among the people about the safety precautions one needs to ensure before using a snowmobile, to keep them and the people around them safe.

HISTORY OF INTERNATIONAL SNOWMOBILE SAFETY AND AWARENESS WEEK

Sledding has been a popular recreational activity for many centuries. However, the motorized sled was invented in 1927 by a mechanic in Valcourt Quebec named Joseph-Armand Bombardier. Bombardier made the first-ever motorized sled by using a propeller. A few years later in 1927, the motor toboggan was made. Bombardier used the wheel and track system to further improve his invention, and thus in 1935, the first snowmobile was made.

In the coming years, Bombardier would make modifications to the snowmobile, which became immensely popular. He patented the first seven-member snowmobile in 1937 and the 12-member capacity one in 1941. Bombardier’s snowmobiles turned out to be extremely useful for people, especially people working in the law enforcement, fire service, hospital emergency services, etc. Some of these vehicles were modified for military use and used by American troops in World War II.

By the 1960s, new snowmobiles with powerful engines emerged. It was popular among people around the world who lived in frigid regions where there was heavy snowfall. People enjoyed snowmobiles as a recreational activity and as a winter sport. It was also useful for going from place to place during the times heavy snowfall would block the roads.

Many incidents of accidents and mishaps involving snowmobiles were reported. Many were also concerned about fuel usage and its impact on the environment. In 1993, International Snowmobile Safety and Awareness Week was created to encourage people to use necessary safety equipment like helmets and protective gear and to use snowmobiles made by authorized companies that produce snowmobiles that undergo strict pollution checks.

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Save 20% or more on your heating costs this winter.

Slash Your Heating Costs This Winter

Zen Business.com | By Patricia Schaefer | December 1, 2022 | Heating Costs | Shield Home Insurance

Use these low-cost and no-cost ways to lower your heating bill, regardless of your heat source. Read on if you’d like to save 20% or more on your heating bills this winter.

The cost of heating your home — and your home office — could put a huge hole in your budget this winter whether you heat with oil, gas, or electric. Even if you get the best price for heating oil in your area, for instance, you might need to spend more than $5,000 to keep your home warm.

But there are steps you can take to potentially save you 20% or more on heating costs when those penetrating arctic winds start to blow. For those on limited budgets, there are many ways to lower heating bills that don’t cost a dime. There are also weatherization applications that require anywhere from a small to middling investment of cash, yet these applications will subsequently lower both energy consumption and future heating bills. Over time, these investments can be expected to more than pay for themselves.

Cost-Free Ways to Lower Heating Bills

  • Lower your thermostat. Try reducing your usual daytime temperature by at least one degree. For each lowered degree, you’ll save one to three percent off those heating bills. At night, turn down the thermostat to 60 degrees. It’s much healthier, you’ll feel better when you awaken, and you’ll save money. If you go away for a weekend or more, lower the thermostat to 55 degrees.
  • Run bathroom and kitchen exhaust fans less. Exhaust fans pull warm air out of the house and let in cooler air that will need to be heated. Use fans only when necessary.
  • If you have a service contract with a heating provider, it will usually include an annual check and tune-up of your heating system. Don’t rely on the company to contact you about scheduling this service. Be sure it’s performed annually before winter arrives; doing so can save up to 10% on heating bills.
  • Close the damper on your fireplace when not in use. If not, your chimney will draw warm air out of the room and create a draft.
  • Close off unused spaces (attic, garage, basement, spare bedrooms, storage areas, etc.) or heat only those rooms that you use. If your heating system has vents, close off heating vents in unused rooms.
  • If you have ceiling fans, reverse the switch so they blow upward toward the ceiling. The reverse air circulation promotes heating efficiency in the winter.
  • Reduce your hot water heater temperature to 115-120 degrees.
  • Keep blinds and drapes open on sun-exposed windows during the day. Close these same drapes at night to help impede the escape of heat.
  • Dust builds up on radiators and baseboard heating vents, and then reduces the amount of heat that can get into a room. Dust and vacuum these surfaces often.
  • Prune branches from trees and bushes that block the sun’s rays into your home. 
  • If possible, sign up for a budget plan with your heating provider. Although this will not reduce the actual yearly dollar amount, it will make your bill-paying more manageable when spread evenly over a 12-month period.
  • When you add energy-efficient items to your home, check for possible tax breaks or discounts on homeowner insurance policies.
  • Check with local utility companies for free energy audits. Certain energy-saving devices may also be provided and installed free of charge. Lower-income households typically qualify for these free products and services.

Lower heating costs with energy-saving devices and services

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The Top 2023 Bathroom Trends, According to Designers

The Top 2023 Bathroom Trends, According to Designers

Ultimate relaxation and personal style are high in demand.

Better Homes & Gardens | By Kristina McGuirk | January 4, 2023 | Bathroom Trends | Shield Insurance

Bathroom design in 2023 will continue to build on themes emerging since 2020, including clean lines, easy-maintenance materials, and heavy doses of natural colors. At the same time, an underlying current is shifting our view of bathrooms from task-focused spaces to rooms designed for comfort.

According to Jean-Jacques L’Henaff, a design expert with LIXIL Global Design, the bathroom has transformed into a space focused on health, wellness, and relaxation. At the same time, larger home design trends are influencing aesthetic styles. As a result, personalization is driving a lot of the design choices, encouraging homeowners to create comfortable rooms with custom bathing experiences.

1. Fabulous Walk-in Showers

It seems that everyone agrees 2023 is the year of the shower. Pinterest Predicts identified an “elevated shower routine” among its top trends for the year. Similarly, 2023 Design Trends research by the National Kitchen and Bath Association (NKBA) and 2022 Bathroom Trends research from Houzz both report continued and increasing popularity in shower upgrades. This includes expanding shower sizes—two-person showers are preferred, according to the NKBA–as well as shower seats, multiple showerheads, and zero-entry showers for ageless accessibility

But walk-in showers don’t just have a functional focus: Michele Youell, an NKBA member and designer behind Natural Domain Interiors, points to design elements like sources of natural light, accent lighting, and visually stunning wall tiles that create an eye-catching shower when paired with the popular glass shower enclosure.

2. Removing Oversize Tubs

“While modern standalone tubs have been trending for several years, I have clients requesting removal of their large unused built-in tubs and reclaiming that space,” says Youell. Instead, that area is being repurposed for other trending bath design elements, such as expanded showers or bathroom linen closets. Removing a tub can also open a floor plan to create a bath that feels less crowded and more serene.

3. Spa Bathroom Trends

There’s a shifting mindset when it comes to bathroom design: instead of seeing bathrooms as strictly task-focused, consider them as spaces in which to relax and take care of your body. “It can help heal a sore body when you have the flu, or it can even help with sore muscles from skiing,” says Lauren Schulte, NKBA member and owner and designer of Monarch Kitchen Design Studio.

Although showers are trending in favor of tubs generally, 2023 bathroom design is all about personalization, which means a rainfall shower for some, a soaking tub for others, or both. Steam showers are an increasingly popular solution, often including a bench or seating to encourage relaxation. “I am also designing with a lot of open shelves so clients can roll towels like you would see at a luxury spa and incorporate soft inviting colors to help it feel zen,” says Schulte.

Natural and dimmable lighting, and incorporating more greenery, are similar spa-inspired trends noted by Houzz. Altering the floor plan and creating separate spaces, like partitioning off the toilet for more privacy, is another way to get a spa-like bathing experience. 

4. Wood Vanity Bathroom Trends

Painted finishes, especially white, have been the dominant choice for bathroom vanities of all shapes and sizes for years. But in 2023, expect to see a lot more natural wood on bathroom vanities and cabinets. Both Houzz and the NKBA are seeing wood coming in close second to (if not surpassing) the once-domineering white vanities. Cane and wood-pattern inserts were also added to the NKBA’s vanity styles for the first time this year. This increasing appeal of wood complements the rapid rise of modern organic style and warm colors that we’ve seen in the last two years. 

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10 Practical Science-Backed Ways Leaders Can Support Their Employees’ Mental Health During Challenges

10 Practical Science-Backed Ways Leaders Can Support Their Employees’ Mental Health During Challenges

Happier.com | BY NATALY KOGAN | Mental Health | Health Insurance

As a leader, your job is not to manage people or projects — it’s to manage mental health, including your own.

During this really challenging time (understatement of the year!) that can be really intense and since we don’t learn about emotional fitness skills in MBA or leadership development programs, you don’t always know what to do.

The first thing you can do is make your and your team’s emotional and mental health your number one priority. You can’t give what you don’t have and your team members can’t give what they don’t have. If everyone is depleted and overwhelmed, it doesn’t matter how many motivating talks you give. As mountains of research show, we can’t do great work unless we fuel our well-being first.

Since the pandemic broke out, I’ve done 100+ virtual sessions on emotional fitness skills for teams and leaders and have led 3 virtual leadership development groups, to help leaders bring their full capacity to the challenges they are facing right now — and help people they lead do the same. 

Here are my 10 favorite science-backed tips to help you strengthen the emotional and mental health of people you lead — starting with your own.

10 Practical Science-Backed Ways Leaders Can Support Their Employees’ Mental Health During Challenges

1. Practice emotional awareness and openness

Whether you like it or not, as a leader, your emotions have an amplified effect on everyone else. So begin by practicing emotional awareness: Check in with yourself by asking “How am I feeling? What is my energy like?” (Do this first thing in the morning and before meetings.)

When your emotions vary from the norm (upset, stressed, more tense than usual) acknowledge them openly by telling people a little bit about why you feel that way. You don’t need to write a novel about your feelings — just share enough so the other person knows what’s up. This reduces stress and wasted energy for people trying to guess why you’re acting differently and gives them permission to share their emotions more openly.

2. Check-in and listen


Be intentional about checking in with your colleagues one on one to ask them how they are doing. This practice has 2 steps: (1) Ask them how they are and then (2) listen, giving them your full attention, without multi-tasking or trying to fix or give advice. During this challenging time when everyone feels more isolated, checking in with others is a powerful way to create moments of genuine human connection. (And no, you don’t always need to do it on Zoom — scheduling a quick check-in call works great!)

3. Practice Gratitude


During challenges and difficulties, the human brain’s natural negativity bias — being more sensitive to what’s wrong or negative — is in overdrive, making it easy to become overwhelmed with negative thoughts and even hopelessness. Practicing gratitude openly is the best way to counter the negativity spiral. 

Add Gratitude Bookends to your meetings: Begin a meeting by sharing something specific you’re grateful for or expressing your gratitude for someone else and at the end of the meeting, ask someone to do the same. This simple practice elevates the importance of gratitude for your team, encourages people to practice it on their own, and makes meetings more productive and collaborative.

4. Create no-meeting days

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New Crash Data Highlights Need for Better Rear-Seat Protection

New Crash Data Highlights Need for Better Rear-Seat Protection

Consumer Reports | Jen Stockburger & Benjamin Preston | Dec 13, 2022 | Crash Data | Auto Insurance

IIHS pushes for proven front-seat safety technology to improve rear-seat passenger safety

The Insurance Institute for Highway Safety released its first crash ratings for a rear-seated dummy in its moderate frontal overlap crash test, a scenario the nonprofit has been running for some time. The rear-seat results mark the first frontal crash-test ratings in the U.S. focused on rear passengers, and the next step as IIHS continues to push for improved crash safety. However, the first round of the new testing showed that there is still work to be done to better protect rear-seat passengers.

“In our rear-seat safety features ratings, we reward manufacturers that put proven front-seat safety technologies in the rear seats,” says Emily Thomas, manager of auto safety for CR’s Auto Test Center. “The new ratings from IIHS have the potential to expand the implementation of these technologies, which can improve crash outcomes for rear occupants.”

The update IIHS has made to its moderate-overlap frontal crash test includes a Hybrid III crash-test dummy that represents a small adult or a 12-year-old child sitting in the rear outboard seat. The moderate-overlap test in combination with the small-overlap frontal and side-impact tests are key crash-related elements of a vehicle’s IIHS crashworthiness score.

The first round of testing covered 15 small SUVs, showing an overall imbalance in protection between front- and rear-seat passengers. The new testing focuses on the dummy’s potential for head, neck, chest, and thigh injuries; head contact with the vehicle interior; and the potential for seat belts to move from proper belt placement to higher injury risk areas on the dummy.

Among the models tested, IIHS found that only the Ford Escape and Volvo XC40 protected the rear occupant well enough to earn a Good rating overall—IIHS’ highest score. The Toyota RAV4 earned a second-tier Acceptable rating, while the Audi Q3, Nissan Rogue, and Subaru Forester received the second-from-bottom Marginal rating. Another nine SUVs—the Buick Encore, Chevrolet Equinox, Honda CR-V, Honda HR-V, Hyundai Tucson, Jeep Compass, Jeep Renegade, Mazda CX-5, and Mitsubishi Eclipse Cross—received the lowest rating, Poor. (Note that these tests were conducted on the previous generation CR-V, HR-V, and Tucson.)

The new IIHS test data complements Consumer Reports’ existing rear-seat safety features ratings, which combines CR’s longstanding work in evaluating a vehicle’s potential for child safety through child car seat and booster seat fit with crash-protection features intended for rear occupants of all ages and sizes. In its scoring, CR evaluates the presence of features already proved to provide benefits for front occupants, such as head restraints of adequate height and advanced seat-belt features that improve both fit and crash performance. Features that have become nearly universal in the front seat—namely adjustable upper seat-belt anchors and seat-belt pretensioners and load limiters—have been slow to become standard features in the back seat. In its new testing, IIHS illustrates those features’ potential to improve a vehicle’s rear-seat crash scores.

“In the front seat, crash tensioners (pretensioners) tighten the seat belts the instant a crash begins so that the occupant’s body begins to slow with the vehicle. Then, as the tightened belt stops the occupant from flying forward, force limiters allow some of the webbing to spool out to reduce the risk of chest injuries,” says IIHS.

Although this is the first time Hybrid III crash dummies are being used in the rear seat in frontal crash testing in the U.S., they have been part of safety testing in Europe—in the European New Car Assessment Program, or Euro NCAP—since 2015. In Europe, manufacturers moved quickly to include advanced seat-belt technology in rear seats as standard equipment to improve the injury outcomes for rear passengers.

“Manufacturers have been slower to include this technology in U.S.-market vehicles, but these new ratings should spur huge safety improvements for rear-seat passengers,” says Thomas. “Over the years, IIHS and Euro NCAP have shown the significant influence consumer crash-testing programs can have on the marketplace.”

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10 Things You Need to Know About Social Security

10 Things You Need to Know About Social Security

Answers to frequently asked questions about your retirement benefits

AARP | Andy Markowitz | Updated June 21, 2022 | Social Security | Life Insurance

Social Security provides benefits to more than 65 million people, and those monthly payments have an enormous impact on older Americans’ financial health. According to Census Bureau data:

  • Social Security accounts for at least 50 percent of income for more than half of households headed by someone 65 or older.
  • It provides nearly 80 percent of income for 1 in 5 such households.
  • It keeps more than 26.5 million people from falling below the poverty line.

An institution that looms so large in American life is bound to generate questions about what it does and how it works. Here are the answers to some of the most frequently asked questions about Social Security. You’ll find more detailed information on these issues in AARP’s Social Security Resource Center.

1. Is Social Security just for retired workers?

No. As of April 2022, 72.7 percent of beneficiaries were retirees. The remainder were spouses, ex-spouses and children of retirees (4.3 percent); disabled workers and their families (14 percent); and survivors of deceased beneficiaries (9 percent).

2. At what age can I start collecting Social Security benefits?

You can begin receiving retirement benefits at age 62, but your payments will be more significant if you wait until your full retirement age (66 years and 4 months for people born in 1956, gradually rising over the next few years to 67). If you are eligible for survivor benefits or Social Security Disability Insurance (SSDI), you can start collecting earlier.

3. How do I sign up for Social Security?

You can apply for retirementspousal or disability benefits online, by phone at 800-772-1213, or at your local Social Security office. For survivor benefits, you can apply by phone or in person. Local offices reopened to walk-in traffic in April after being largely closed to visitors for more than two years due to the COVID-19 pandemic. Still, the Social Security Administration (SSA) strongly recommends calling ahead to make an appointment.

4. How long do I need to work to become eligible for benefits?

For retirement benefits, at least 10 years. Social Security uses a system of credits, which you collect by working and paying Social Security taxes. You can earn up to four credits a year, and you need 40 credits to qualify for retirement benefits. The credit threshold may be lower for disability benefits.

No, you can receive benefits while working. But if you are below full retirement age and earn more than a certain amount, your monthly benefits will be temporarily reduced. Once you reach full retirement age, the reduction is eliminated, and your benefits will be increased to make up for what was lost over time.

5. Must I stop working to collect retirement benefits?

No, you can receive benefits while working. But if you are below full retirement age and earn more than a certain amount, your monthly benefits will be temporarily reduced. Once you reach full retirement age, the reduction is eliminated, and your benefits will be increased to make up for what was lost over time.

6. How much will I get from Social Security?

That depends on a number of factors, most crucially your lifetime earnings from work in which you paid Social Security taxes. Social Security takes your 35 highest-earnings years, calculates an inflation-adjusted average, and plugs that into a progressive formula that determines your “basic” benefit. The amount will also be affected by how old you are when you claim benefits. You won’t know it for sure until you file, but you can use the AARP Social Security Calculator to get an estimate.

7. What’s the maximum monthly Social Security benefit? 

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There's a shortage of vets to treat farm animals. Pandemic pets are partly to blame

There’s a shortage of vets to treat farm animals. Pandemic pets are partly to blame

NPR.org | SCOTT NEUMAN | December 19, 20225:00 AM ET | Farm Animals | Farm & Ranch Insurance

One night last spring, Andy Berry, a livestock farmer in Mississippi, was working the phone. One of his cows was experiencing a life-threatening breech birth and his regular veterinarian, 40 minutes away, was unavailable.

Berry, who is also executive vice president of the Mississippi Cattlemen’s Association, spent two hours calling around for help, finally reaching another vet, who immediately made the one-hour drive to his farm in rural Jefferson Davis County.

By the time she arrived, it was too late. “Ultimately, we ended up losing both the cow and the calf,” Berry, 48, says. “Between the time it took to get to the farm and the complications of the labor, it was too much.”

The death of the cow and calf cost him about $1,800, he says.

Experiences similar to Berry’s are becoming more common across the country. For decades, farmers have endured a shortage of rural veterinarians – the kind who specialize in care for animals like cows, pigs and sheep. But the problem is now at an all-time high – with 500 counties across 46 states reporting critical shortages this year, according to the U.S. Department of Agriculture.

Some counties have no vets to treat farm animals

“We are losing animals because we just have no one to come to the farm in time to save them,” said Sen. Cindy Hyde-Smith (R-Miss.) in a Dec. 6 hearing of the Senate Committee on Agriculture, Nutrition and Forestry. “We have counties in Mississippi that don’t even have a large animal veterinarian.”

The shortage is mirrored by a growth in the number of veterinarians that Americans are much more familiar with – those who take care of the family pet. Since at least the early 2000s, more veterinarians have chosen the better pay and more reasonable work hours that go with a practice that focuses primarily or exclusively on “companion” animals. With the COVID-19 pandemic-driven spike in pet ownership, demand – and salaries – for companion animal veterinarians have increased rapidly, according to the American Veterinary Medical Association, or AVMA.

The implications of this shortfall go beyond the farm. Some farmers and the AVMA warn that without enough vets on the front line, the food supply chain is vulnerable to diseases such as foot and mouth and swine flu.

“Food-animal veterinarians are a front-line defense in the surveillance, prevention, treatment, and control of animal diseases,” AVMA President Dr. Lori Teller wrote in an email to NPR. “Veterinarians help to protect the health and welfare of animals that produce eggs, milk, meat, wool, and other protein and fiber products,” she says.

Teller says that among veterinary school graduates, nearly half are choosing to work exclusively with companion animals, with another 8% selecting mixed practices, where they might treat a dog and cat one day and a cow the next. Fewer than 3% of recent graduates choose to work exclusively with food animals, with others deciding to pursue advanced degrees or go into specialties, such as horse care.

The burnout problem

Despite the clear need, many who start out working with food animals find that the grueling and sometimes dangerous work leads to burnout.

Dr. Remington Pettit, 37, has seen both sides of the profession. She grew up in rural Oklahoma, and attended veterinary school at Oklahoma State University. When Pettit graduated, she chose to work in mixed practices, focusing on the treatment of horses and cattle in her native state.

“I worked the sale barn,” Pettit says, referring to cattle auctions. “I did spay-neuter. I did farm calls. I did emergencies. It was all hours of the day, 365 days a year.” In the rural area she covered, a considerable amount of driving to appointments made the days even longer.

About five years ago, she hit a breaking point. Pettit, 37, was still carrying university debt, and just starting a family. For her, it was mainly exhaustion and the physical toll of working with large animals that prompted a switch to companion animals – where she says she makes double the money she did just a few years ago. But the physical demands of the job and its inherent dangers were also factors in her decision, she says.

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Merry Christmas from all of us at Shield Insurance Agency

30+ Best Christmas Poems For Kids!

LoveLivesOn.com | Christmas | Shield Insurance Agency

Merry Christmas from the entire staff at Shield Insurance Agency!

We hope you enjoy these holiday poems with your family and friends.


Looking for Christmas poems for kids?

Look no further with our ultimate collection of holiday poems that have been specially curated with children in mind.  (We’ve also organized the poems by age group to make your life a little easier over this busy holiday season.

You are sure to find Christmas poems that your kids will love, whether they are using it in a craft activity, school or church performance, or simply to enjoy reading aloud with you.

Christmas Poems for Kids Aged 3 to 5

This first Christmas poem is perfect for kindergarteners and easy to memorize.

I Like to See Christmas

Author Unknown

I like to see the stockings
I like to see the gifts
I like to see the bells
I like to see the tree
And I like to see Santa
Looking at me!

~

When it comes to Christmas poems for kids, this one is a favourite!  It is also easy to incorporate into craft activities.

Peppermint Stick

Author Unknown

I took a lick
Of a peppermint stick
And oh it tasted yummy!

It used to be
On the Christmas tree
But now it’s in my tummy!

~

This is a childhood classic when it comes to holiday poetry.  The analogy in this Christmas poem is that little children are like little pine trees, waiting to grow up.

Little Pine Tree

Author Unknown

I’m a little pine tree
As you can see,
All the other pine trees
Are bigger than me.
Maybe when I grow up
Then I’ll be
A great big merry Christmas tree!

~

Does your family have a special angel that sits on the top of your Christmas tree?  If yes, then this Christmas poem written for children in kindergartener is sure to delight!

A Christmas Angel

By Denise Burke

Oh, I wish I was an angel on the tree
Oh, I wish I was an angel on the tree
I’d give every girl and boy
Lots of Christmas peace and joy
Oh, I wish I was an angel on the tree

~

No collection of Christmas poems for kids would be complete without this next poem.

It would be a wonderful poem for a group of five children to recite at a Christmas concert, either at school or elsewhere.

Have the group of five kids recite lines 1, 7, 8, and 9 of the poem in unison.  Also, have each child recite one line on a solo basis (for the remaining lines – lines 2 to 6).

Five Little Reindeer

Author Unknown

Five little reindeer playing in the snow
The first one said, “Can you see my nose glow?”
The second one said, “Listen to me sing!”
The third one said, “I can hear the bells ring.”
The fourth one said, “Let’s eat the pie!”
The fifth one said, “I’m ready to fly.”
Then clomp went their hooves
And the snow fell white
As the five little reindeer flew out of sight.

~

This next Christmas poem for kids reminds us how much fun the holiday season is!

Christmas is a Day Full of Joy

Author Unknown

Christmas is a day full of joy,
Ask any girl or boy.

Santa’s reindeer fly up high,
By the twinkling stars in the sky.

Children love a snowball fight,
Although its freezing day and night.

~

Did you grow up having this next poem read to you on Christmas Eve?  Children all over the world love this Christmas poem, with its promise of reindeer, Santa, and presents.  It is a classic for a reason!

Magic Reindeer Food

Author Unknown

Be sure to take this magic food
and sprinkle it on the lawn.

On Christmas Eve, Santa’s reindeers
travel miles before the dawn.

The smell of oats and glitter
will guide them on their way.

And you’ll wake up to Santa’s gifts
on merry Christmas day!

~

Who doesn’t love Santa?  This next Christmas poem is beloved by kindergarteners and older children alike.

For more Children’s Christmas Poems, click here…


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38 Best Christmas Ideas for a Festive Bash

38 Best Christmas Ideas for a Festive Bash

Guaranteed to keep your Christmas party rockin’ around the tree all night

CountryLiving.com | BY JULIA LUDLAM | UPDATED: DEC 1, 2022 | Shield Home Insurance

Are you planning on having a merry little Christmas with your loved ones? Invite friends and family over to celebrate the holiday season with these festive Christmas party ideas! We’ve rounded up some of our best ideas to make prepping for parties just as fun as throwing them. So, settle in for a holiday decoration derby or Christmas movie marathon. Just don’t forget your favorite winter drink recipe and a slice of fruitcake.

For those with a crafty holiday spirit, you’ll love our crafter-noon parties. From making Christmas wreaths to hosting a fun (and helpful) gift-wrapping party, we have enough ideas to last you the entire season—and then some! Relax and make ornaments with your friends (with our favorite DIY Christmas ornament ideas and tutorials to get you started, no less) or kick it old school with a salt dough crafting extravaganza. You can even throw a cookie swap party where guests are invited to bring their favorites and share Christmas cookie recipes.

If your friends aren’t the crafty type, which we can totally understand in the hustle and bustle of the holiday season, we’ve got ideas for you too. Throw a fun holiday soiree inspired by your favorite Christmas movie, go for a classic holiday dinner party, or get competitive with a Christmas gift exchange. Start the evening by serving your guests some delicious Country Living-approved Christmas appetizers. You can even throw together a hot chocolate bar if you’ve got a slow cooker to keep things warm and toasty. If you’re in the mood for something savory, fondue can feed a crowd and keep everyone entertained all evening long. All your friends will need to do is bring their Christmas cheer!

1 Ice-Skating Christmas Party

Gather your friends for some winter revelry. Embrace the cold weather and serve up some Hot Buttered Rum with Vanilla Ice Cream Balls and your favorite Christmas cookies for an ice-skating party. No snow? No problem. Throw on a scarf and make it a porch party.

2 Movie Marathon Christmas Party

Build a fire, curl up with your family and friends, and get in the spirit of Christmas with your favorite holiday classics, like The Polar ExpressHome Alone, and Miracle on 34th Street. Serve fresh popcorn with optional popcorn seasonings like parmesan black pepper, cinnamon sugar, or everything bagel for a holiday treat. Don’t forget the toasted marshmallow hot cocoa and the theatre candy brownies. To make things extra fun, ask guests to play Binge-Watch Bingo using buttons or popcorn to mark the squares.

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3 Candy Cane Crafting Party

Invite friends over to craft fresh holiday decor out of peppermint sticks and candy canes. The season’s most ubiquitous treat is more versatile than you think! Besides candy canes, peppermint sticks and peppermints, hot glue gunsred cotton stringglass pillar candle holders, and festive ribbons are just a few must-haves.

4 Holiday Snack Exchange

Like a cookie exchange, invite your pals to come over with their favorite savory holiday snack like these sweet and spicy coated nuts. Turn on your favorite holiday playlist, sip on some hot cocoa, and send everyone home with a cute container of treats like these hexagon jars adorned with a cinnamon stick and striped ribbon.

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