National Hispanic Heritage Month

Posted on September 20, 2021August 21, 2023 by Shield Insurance Agency

National Hispanic Heritage Month from September 15 to October 15

source: Hispanic Heritage Month | Shield Insurance Home

About National Hispanic Heritage Month

Each year, Americans observe National Hispanic Heritage Month from September 15 to October 15, by celebrating the histories, cultures, and contributions of American citizens whose ancestors came from Spain, Mexico, the Caribbean, and Central and South America.

The observation started in 1968 as Hispanic Heritage Week under President Lyndon Johnson and was expanded by President Ronald Reagan in 1988 to cover a 30-day period starting on September 15 and ending on October 15. It was enacted into law on August 17, 1988, on the approval of Public Law 100-402.

The day of September 15 is significant because it is the anniversary of independence for Latin American countries Costa Rica, El Salvador, Guatemala, Honduras, and Nicaragua. In addition, Mexico and Chile celebrate their independence days on September 16 and September 18, respectively. Also, Columbus Day or Día de la Raza, which is October 12, falls within this 30 day period.

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Shield Insurance Agency - Types of insurance and the insurance companies Shield is proud to represent

Shield Insurance Agency Product List

Posted on September 15, 2021August 21, 2023 by Shield Insurance Agency

Shield Insurance Agency | Start A Quote Today!

Types of Insurance Shield Insurance Agency Provides

Shield Insurance Agency has been in business for so many years, we can shop a lot of different companies for a lot of different types of insurance to be sure you get what you need for the price you can afford. Check out the list!

Personal

Auto Insurance
Boat Insurance
Condo Insurance
Dental Insurance
Disability Insurance
Event Insurance
Farm Insurance
Flood Insurance
Health Insurance
Homeowners Insurance
Mobile Homeowners Insurance
Motorcycle Insurance
Motorhome Insurance
Recreational Vehicle Insurance
Renter Insurance
Term Life Insurance

Business

Auto Facilities
Bond Insurance
Business Interruption
Cannabusiness
Church Insurance
Commercial Auto
Commercial Property Insurance
Contractor Insurance
Cyber Liability Insurance
General Liability Insurance
Group Health Insurance
Group Life Insurance
Liability Insurance
Professional Liability Insurance
Security Bond Insurance
Workers Compensation

Insurance Companies Shield Insurance Agency is Proud to Represent

AAA
Accident Fund
Aegis
Ambetter
American Modern
ASI
Assurity
Berkshire Hathaway GUARD
Berkshire Hathaway Homestate
Blue Cross Blue Shield/BCN
Bristol West
Companion Life
Conifer
Delta Dental

Foremost
Freemont
Genworth
Golden Rule
Grange
Hanover
HAP
Hiscox
Humana
ING
Liberty Mutual
Liberty Union
Medishare
Molina Healthcare
National General
Nationwide

North American Company
Philadelphia
Principal Financial Group
Priority Health
Progressive
Reinsurepro
RLI
Safeco
State Auto
Superior Flood
The Hartford
Transamerica
Travelers
United Healthcare
Unum
Wolverine

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What every new homeowner should know about home insurance

Posted on September 13, 2021September 13, 2021 by admin

Your home is most likely the biggest investment you will ever make in your life. That makes protecting your investment even more important. Home insurance protects lots of different things and all of them are customizable. You need to make sure you have the right type and amount of home insurance. Your independent insurance agent is here to help you make that choice. In Michigan, Shield Insurance Agency has a team of experts who are here for you.

You can choose the type of content coverage you want

Two types of content coverage are available to homeowners. The less expensive option is actual cash value. This pays you what something is worth today. What that means is your 10-year-old washing machine won’t have the value you need to get a new washing machine today. If you want to be able to actually replace things, you need to have replacement cost coverage.

Many things are a liability

Part of your home insurance is liability coverage. This protects you and the members of your family from lawsuits against you. It also pays for medical expenses if someone is hurt while visiting your home. If you have a dog, a pool, or a trampoline, you are at increased risk and should take that into account when choosing the amount of liability coverage you choose.

Home insurance doesn’t cover everything

Like most types of insurance, home insurance has some exclusions. Some may surprise you. Flooding is not a covered peril. Sewer backup is also not covered. Earthquakes and other types of earth movement are also excluded. Termite damage as well as other pest damage is not covered, since as a homeowner it is up to you to protect your home from these types of damage.

When you are ready to get your home insurance, Shield Insurance Agency will be here to help.

How to Survive a Prolonged Power Outage

Posted on September 6, 2021November 9, 2021 by Shield Insurance Agency

By Haniya Rae | Published February 16, 2021 | Updated August 29, 2021 | Consumer Reports

Approach appliances with caution, use gas to cook, and more tips on how to safely get through a power outage.

1. Write Important Information on Paper

During a power outage, your cell phone is your lifeline and you’re likely to want to keep it charged in case of an emergency.

Because you can’t depend on your phone indefinitely, write down phone numbers and addresses you might need, such as a nearby hospital, a school that’s providing supplies, the local library or storm shelter, or other public places that might have power—places where you’ll be able to go to recharge your electronics and contact loved ones.

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How to Create Healthy Habits — and Get them to Stick

Posted on September 6, 2021August 21, 2023 by Shield Insurance Agency

Healthy Habits | by Michelle Crouch, AARP, May 5, 2021, | Shield Insurance Blog | Start A Quote Today!

Science-based advice on how to become a better you as we enter a post-pandemic world

As COVID-19 vaccinations continue to roll out across the country and life slowly starts to return to normal, experts say it’s a great time to reevaluate your habits and consider making changes to improve your health and well-being. Research shows that the start of any new phase — be it the resumption of post-pandemic life, turning a year older or the invigorating days of spring — can serve as powerful psychological motivation to kick-start new habits. It’s called the fresh-start effect.

The end of the pandemic is “this momentous, collective fresh start that has all the features you need if you want to jump-start change,” says Katy Milkman, a behavioral scientist at the Wharton School of the University of Pennsylvania and author of the new book How to Change. “Maybe you didn’t achieve your fitness goals or build better routines, but that was the ‘old you’ during the pandemic. The new you can do it in this new era.”

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What Jane Austen can teach us about resilience

Posted on September 6, 2021November 17, 2021 by Shield Insurance Agency

By Heloise Wood | 2nd February 2021 | The BBC

What Jane Austen can teach us about resilience

Sales figures would suggest I’m far from the only one relying on her humor and heart to get me through these strange days. In the UK, as Kiera O’Brien, charts and data editor of the Bookseller, notes, Austen experienced a sales rise of 20% in the UK between 15 June and 7 November last year, compared to the same period in 2019. Last December saw the 245th anniversary of her birth and her popularity only seems to be getting stronger.ADVERTISE

Her novels may be mischaracterized as romantic escapism, but at their core, they have a lot to say about perseverance – and it makes them perfect reading, for now, writes Heloise Wood.

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10 Hacks to Keep Your Home Cool Without AC

Posted on September 6, 2021August 21, 2023 by Shield Insurance Agency

By Fred Decker | July 9, 2020 | eHow.com | Cool Without AC

Turning on an air conditioner is the quick and easy answer to hot days, but AC isn’t always available. Even when it is, there are downsides: It can drive up your power bill dramatically, and it’s not exactly the most eco-friendly appliance in your home. Keep your home cool with out ac with these 10 smart home hacks, which are good for the planet and your pocketbook.

1. DIY Cooling for Where You Are

It’s a lot of work to cool the whole house when really all you need to do is cool the spot where you are. You can make a simple DIY desktop mini air conditioner unit with just a few inexpensive pieces, including a USB fan, a plastic bucket, and some disposable containers. It does a fine job of keeping you comfy at your desk, or while you’re watching TV from your favorite chair. You can follow the same basic steps to make a larger version from a foam picnic cooler, if you wish, and cool a small room.

2. Be Smart About Appliance Use

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How to Protect Your Brain Health Now

Posted on September 6, 2021August 21, 2023 by Shield Insurance Agency

The pandemic can be hard on your memory, too. Here, from a new report, are tips for building resiliency

by Hallie Levine, AARP, March 8, 2021 | Brain Health

“While a COVID-19 infection itself can directly harm your brain, months of isolation can take a toll as well,” says Sarah Lenz Lock, executive director of the Global Council on Brain Health (GCBH), an independent collaborative of scientists, doctors, and policy experts convened by AARP to provide trusted information on brain health. That’s why the council has released a report on how the brain health of older adults has been affected by the pandemic and what research is needed to address the problem. Along with the latest scientific findings, the report includes tips for older adults to adopt.

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Money disagreements can destroy families. Here’s how to prevent that from happening

Posted on September 6, 2021August 21, 2023 by Shield Insurance Agency

Michelle Fox |AUG 25 202112:06 PM EDT | UPDATED WED, AUG 25 202110:53 PM EDT | CNBC.COM | Money disagreements

Money disagreements over money can ruin relationships.

To be sure, families will not always agree on all financial matters. It is how you handle the situation that counts.

“Money is emotional,” said licensed marriage and family therapist Dr. George James, chief innovation officer, and senior staff therapist at the non-profit Council for Relationships.

“Try to communicate about money,” he added. “Don’t make it this thing that no one talks about.”

For Derek and Jocelyn Porter, who own a Philadelphia-based children’s entertainment business called D&J Costumes, it was a disagreement over whether to buy a new $60,000 car that brought them to a stalemate.

Jocelyn Porter, who appeared on CNBC’s “Money Court” along with her husband, wants to get a new Mercedes to replace her old car, which is having transmission problems.

“I have had my E350 Mercedes for the last five years,” Jocelyn Porter said. “It adds a touch of class and quality to my business.”

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19 Mistakes People Make With Houseplants

Posted on September 6, 2021November 9, 2021 by Shield Insurance Agency

Experts share common missteps in “plant parenting” and how to get it right.

By Caroline Bologna | 08/16/2021 06:00pm EDT | Updated August 17, 2021 | Huffpost.com

If you follow interior design influencers or otherwise keep up with trends in home decor, you’ve likely noticed the mania around houseplants. Indeed, over the past few years, millennials, in particular, have developed a love affair with all things green.

But as newcomers to the indoor plant world quickly learn, keeping your indoor flora alive can be challenging. The leaves may turn brown, wilt away, develop spots or otherwise fail to thrive. Still, there’s no need to despair!

“Plant parents of all skill levels have trouble with houseplants at one time or another, so don’t worry or be afraid to try, try again!” Liam Heeks, manager of Tula Plants & Design, told HuffPost.

To help new and aspiring plant parents, we asked experts to share the biggest mistakes they see people make with their houseplants. Read on for 19 approaches to avoid (and their advice for getting it right).