Merry Christmas from all of us at Shield Insurance Agency

30+ Best Christmas Poems For Kids!

LoveLivesOn.com | Christmas | Shield Insurance Agency

Merry Christmas from the entire staff at Shield Insurance Agency!

We hope you enjoy these holiday poems with your family and friends.


Looking for Christmas poems for kids?

Look no further with our ultimate collection of holiday poems that have been specially curated with children in mind.  (We’ve also organized the poems by age group to make your life a little easier over this busy holiday season.

You are sure to find Christmas poems that your kids will love, whether they are using it in a craft activity, school or church performance, or simply to enjoy reading aloud with you.

Christmas Poems for Kids Aged 3 to 5

This first Christmas poem is perfect for kindergarteners and easy to memorize.

I Like to See Christmas

Author Unknown

I like to see the stockings
I like to see the gifts
I like to see the bells
I like to see the tree
And I like to see Santa
Looking at me!

~

When it comes to Christmas poems for kids, this one is a favourite!  It is also easy to incorporate into craft activities.

Peppermint Stick

Author Unknown

I took a lick
Of a peppermint stick
And oh it tasted yummy!

It used to be
On the Christmas tree
But now it’s in my tummy!

~

This is a childhood classic when it comes to holiday poetry.  The analogy in this Christmas poem is that little children are like little pine trees, waiting to grow up.

Little Pine Tree

Author Unknown

I’m a little pine tree
As you can see,
All the other pine trees
Are bigger than me.
Maybe when I grow up
Then I’ll be
A great big merry Christmas tree!

~

Does your family have a special angel that sits on the top of your Christmas tree?  If yes, then this Christmas poem written for children in kindergartener is sure to delight!

A Christmas Angel

By Denise Burke

Oh, I wish I was an angel on the tree
Oh, I wish I was an angel on the tree
I’d give every girl and boy
Lots of Christmas peace and joy
Oh, I wish I was an angel on the tree

~

No collection of Christmas poems for kids would be complete without this next poem.

It would be a wonderful poem for a group of five children to recite at a Christmas concert, either at school or elsewhere.

Have the group of five kids recite lines 1, 7, 8, and 9 of the poem in unison.  Also, have each child recite one line on a solo basis (for the remaining lines – lines 2 to 6).

Five Little Reindeer

Author Unknown

Five little reindeer playing in the snow
The first one said, “Can you see my nose glow?”
The second one said, “Listen to me sing!”
The third one said, “I can hear the bells ring.”
The fourth one said, “Let’s eat the pie!”
The fifth one said, “I’m ready to fly.”
Then clomp went their hooves
And the snow fell white
As the five little reindeer flew out of sight.

~

This next Christmas poem for kids reminds us how much fun the holiday season is!

Christmas is a Day Full of Joy

Author Unknown

Christmas is a day full of joy,
Ask any girl or boy.

Santa’s reindeer fly up high,
By the twinkling stars in the sky.

Children love a snowball fight,
Although its freezing day and night.

~

Did you grow up having this next poem read to you on Christmas Eve?  Children all over the world love this Christmas poem, with its promise of reindeer, Santa, and presents.  It is a classic for a reason!

Magic Reindeer Food

Author Unknown

Be sure to take this magic food
and sprinkle it on the lawn.

On Christmas Eve, Santa’s reindeers
travel miles before the dawn.

The smell of oats and glitter
will guide them on their way.

And you’ll wake up to Santa’s gifts
on merry Christmas day!

~

Who doesn’t love Santa?  This next Christmas poem is beloved by kindergarteners and older children alike.

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Here's How People Celebrate Christmas All Over the World

Here’s How People Celebrate Christmas All Over the World

Turns out, Santa Claus doesn’t visit the entire world for Christmas.

GoodHousekeeping.com | BY LIZZ SCHUMER | Dec 11, 2020 | Christmas | Shield Insurance

Every culture that celebrates Christmas also has its own festive ways to make the holiday special. Some of those involve dishes or treats that only appear once a year. Others give gifts that carry a particular meaning, and still, others decorate in a particular way, and hold festivals, parades or parties to ring in the season. Growing up, I know my family’s holiday season just wouldn’t have been the same if we didn’t hang the Christmas pickle on the tree, if dad didn’t read A Visit From St. Nicholas to my brother and I before we went to sleep on Christmas eve — or didn’t enjoy the Feast of Seven Fishes. In some countries, people can say the same about a visit from the Krampus, eating KFC, or pulling a Christmas cracker.

This year, the holiday might look different for a lot of us, but that doesn’t mean we can’t keep many of our most treasured traditions. Maybe you’ll even want to try out some of the most beloved Christmas traditions from around the world in your own home. You might just find a new cherished activity that your children and grandchildren (and their grandchildren!) won’t be able to do without.

1Japan: KFC for Christmas Dinner

In Japan, celebrating Christmas is still relatively new. It’s only been widely recognized for the past couple of decades and is typically seen as a time to spread joy and cheer, or even a romantic couple’s day, instead of a religious holiday. Many order KFC for Christmas dinner, or make a reservation at a restaurant instead of cooking a big feast.

2 Poland: People Share a Pre-Dinner Christmas Wafer

In Poland and many Polish communities worldwide, Christmas Eve dinner or (Wigilia) begins with sharing the Oplatek. The paper-thin square wafer is made of flour and water and has an image of the Nativity on it. Everyone at the table breaks off a piece and shares a holiday greeting before passing it along. Sometimes, even pets get in on the fun.

3 Slovakia: Carp for Dinner

All over Central Europe, people enjoy carp for Christmas Eve Dinner, according to NPR. But rather than picking it up from the supermarket, traditionalists let the fish live in the bathtub for a couple of days before preparing and eating it. Legend has it, the scales bring luck and good fortune for the coming year.

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38 Best Christmas Ideas for a Festive Bash

38 Best Christmas Ideas for a Festive Bash

Guaranteed to keep your Christmas party rockin’ around the tree all night

CountryLiving.com | BY JULIA LUDLAM | UPDATED: DEC 1, 2022 | Shield Home Insurance

Are you planning on having a merry little Christmas with your loved ones? Invite friends and family over to celebrate the holiday season with these festive Christmas party ideas! We’ve rounded up some of our best ideas to make prepping for parties just as fun as throwing them. So, settle in for a holiday decoration derby or Christmas movie marathon. Just don’t forget your favorite winter drink recipe and a slice of fruitcake.

For those with a crafty holiday spirit, you’ll love our crafter-noon parties. From making Christmas wreaths to hosting a fun (and helpful) gift-wrapping party, we have enough ideas to last you the entire season—and then some! Relax and make ornaments with your friends (with our favorite DIY Christmas ornament ideas and tutorials to get you started, no less) or kick it old school with a salt dough crafting extravaganza. You can even throw a cookie swap party where guests are invited to bring their favorites and share Christmas cookie recipes.

If your friends aren’t the crafty type, which we can totally understand in the hustle and bustle of the holiday season, we’ve got ideas for you too. Throw a fun holiday soiree inspired by your favorite Christmas movie, go for a classic holiday dinner party, or get competitive with a Christmas gift exchange. Start the evening by serving your guests some delicious Country Living-approved Christmas appetizers. You can even throw together a hot chocolate bar if you’ve got a slow cooker to keep things warm and toasty. If you’re in the mood for something savory, fondue can feed a crowd and keep everyone entertained all evening long. All your friends will need to do is bring their Christmas cheer!

1 Ice-Skating Christmas Party

Gather your friends for some winter revelry. Embrace the cold weather and serve up some Hot Buttered Rum with Vanilla Ice Cream Balls and your favorite Christmas cookies for an ice-skating party. No snow? No problem. Throw on a scarf and make it a porch party.

2 Movie Marathon Christmas Party

Build a fire, curl up with your family and friends, and get in the spirit of Christmas with your favorite holiday classics, like The Polar ExpressHome Alone, and Miracle on 34th Street. Serve fresh popcorn with optional popcorn seasonings like parmesan black pepper, cinnamon sugar, or everything bagel for a holiday treat. Don’t forget the toasted marshmallow hot cocoa and the theatre candy brownies. To make things extra fun, ask guests to play Binge-Watch Bingo using buttons or popcorn to mark the squares.

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3 Candy Cane Crafting Party

Invite friends over to craft fresh holiday decor out of peppermint sticks and candy canes. The season’s most ubiquitous treat is more versatile than you think! Besides candy canes, peppermint sticks and peppermints, hot glue gunsred cotton stringglass pillar candle holders, and festive ribbons are just a few must-haves.

4 Holiday Snack Exchange

Like a cookie exchange, invite your pals to come over with their favorite savory holiday snack like these sweet and spicy coated nuts. Turn on your favorite holiday playlist, sip on some hot cocoa, and send everyone home with a cute container of treats like these hexagon jars adorned with a cinnamon stick and striped ribbon.

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How 25 Christmas Traditions Got Their Start

How 25 Christmas Traditions Got Their Start

Learn why we decorate trees, swap cookies, and hide pickles and elves, among other Christmas traditions.

History.com | by LESLEY KENNEDY | UPDATED:DEC 22, 2021 | ORIGINAL:DEC 17, 2019 | Shield Insurance

From its Puritan roots to complaints of rampant commercialism (“What is it you want?” Charlie Brown asks Lucy in A Charlie Brown Christmas. “Real Estate.”), Christmas in America has been filled with traditions, old and new. Some date back to 16th-century Germany or even ancient Greek times, while others have caught on in modern times.

Here’s a look at 25 ways Americans have celebrated the Christmas season, from singing songs and reciting poems to decorating trees and swapping cookies to drinking eggnog and wearing ugly sweaters.

Christmas Trees

Decorated trees date back to Germany in the Middle Ages, with German and other European settlers popularizing Christmas trees in America by the early 19th century. A New York woodsman named Mark Carr is credited with opening the first U.S. Christmas tree lot in 1851. A 2019 survey by the American Christmas Tree Association, predicted that 77 percent of U.S. households displayed a Christmas tree in their home. Among the trees on display, an estimated 81 percent were artificial and 19 percent were real.

The Rockettes

Since 1925, first known as the Missouri Rockets, this iconic dance troupe has been kicking up its heels, officially becoming the Radio City Music Hall Rockettes in 1934. From performing at movie openings to entertaining troops to making TV appearances, they’re perhaps best known for their annual Christmas Spectacular.

A Charlie Brown Christmas

Decades later, it may be hard to imagine that this beloved TV special inspired by Charles Schulz’s Peanuts comic strip was first rejected by CBS executives. But when it finally aired on December 9, 1965, almost half of all U.S. TV sets were tuned to the broadcast, and the show went on to win an Emmy, a Peabody, an enduring following, and even a trend of “Charlie Brown” Christmas trees. “I never thought it was such a bad little tree,” Linus says in the special. “It’s not bad at all, really. Maybe it just needs a little love.”

Christmas Pickles

If there’s a pickle among your snowman, angel, and reindeer ornaments, you’re likely taking part in the American tradition of hiding the green ornament on the tree, so that the first child to find it wins a gift, or gets to open the first present Christmas morning. The practice’s origins are a bit murky (or should that be briny?), but, it’s likely it grew from a Woolworth’s marketing gimmick from the late 1800s when the retailer received imported German ornaments shaped like a pickle and needed a sales pitch.

Elf on the Shelf

Love it or loathe it, since 2005, moms and dads have either joyously or begrudgingly been hiding a toy elf each night from Thanksgiving to Christmas. More than 13 million elves have been “adopted” since 2005 when Carol Aebersold and her daughter, Chanda Bell, published the book Elf on the Shelf: A Christmas Tradition that comes with the toy. Social media has even inspired some parents to set up elaborate scenarios for their elves—as in He TP’d the tree! She filled the sink with marshmallows!

Yule Log

Yule logs were part of ancient winter solstice celebrations, but it was Americans who turned the wood burning into must-see TV. Back in 1966, WPIX-TV in New York City aired a continuous 17-second loop of a fireplace for three hours along with holiday music. That led to eventual better production and nearly 20 years of annual viewing. Today, you can view the yule log on demand and on the web. (In fact, HISTORY offers its own yule log themed to the series Forged in Fire.)

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Worker's Compensation

What’s Covered in Worker’s Compensation?

Worker’s Compensation | Business Insurance | Shield Self-Quoting Portal

At Shield Insurance Agency, we’re providing worker’s compensation to the people of Michigan. As a worker, this form of insurance will create a sense of financial security in the event of a workplace injury or an illness. Whether you’re dealing with medical bills or a loss of income, you have the right to file a claim at our agency.

What Policies Are Covered in Worker’s Compensation?

Your compensation plans will be based on the type of insurance that you buy. Some customers will buy full or partial packages, while others will have their insurance policies tailor-made to suit their needs. In a worker’s compensation package, you should search for whether the package contains policies for income loss, medical costs, or disabilities caused on the job.

You’ll also want to know whether your worker’s compensation insurance covers specific situations. There are medical claims, temporary disability claims, permanent disability claims, and compensation for workers undergoing vocational rehabilitation. If a worker dies as a result of a workplace incident, his or her family members may be entitled to file a worker’s compensation claim with the insurance agency. Knowing what type of file to claim will help you during your time of distress.

Purchasing Worker’s Comp Insurance in Michigan

If you’re looking for quality worker’s compensation, the Shield Insurance Agency is available for business. In addition to worker’s compensation for workplace injuries, we also offer home insurance, auto insurance, contractor’s insurance, business insurance, and more. To get in touch with one of our agents, contact Shield Insurance Agency today. We’d be happy to schedule an appointment with you right away to discuss your options.


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History of Christmas

History of Christmas

History.com | Updated: Dec. 2022 | Original: Oct 27, 2009 | Christmas | Meet the Agents of Shield

Christmas is celebrated on December 25 and is both a sacred religious holiday and a worldwide cultural and commercial phenomenon. For two millennia, people around the world have been observing it with traditions and practices that are both religious and secular in nature. Christians celebrate Christmas Day as the anniversary of the birth of Jesus of Nazareth, a spiritual leader whose teachings form the basis of their religion. Popular customs include exchanging gifts, decorating Christmas trees, attending church, sharing meals with family and friends, and, of course, waiting for Santa Claus to arrive. December 25—Christmas Day—has been a federal holiday in the United States since 1870.

How Did Christmas Start?

The middle of winter has long been a time of celebration around the world. Centuries before the arrival of the man called Jesus, early Europeans celebrated light and birth in the darkest days of winter. Many peoples rejoiced during the winter solstice when the worst of the winter was behind them and they could look forward to longer days and extended hours of sunlight.

In Scandinavia, the Norse celebrated Yule from December 21, the winter solstice, through January. In recognition of the return of the sun, fathers and sons would bring home large logs, which they would set on fire. The people would feast until the log burned out, which could take as many as 12 days. The Norse believed that each spark from the fire represented a new pig or calf that would be born during the coming year.

The end of December was a perfect time for celebration in most areas of Europe. At that time of year, most cattle were slaughtered so they would not have to be fed during the winter. For many, it was the only time of year when they had a supply of fresh meat. In addition, most wine and beer made during the year were finally fermented and ready for drinking.

In Germany, people honored the pagan god Oden during the mid-winter holiday. Germans were terrified of Oden, as they believed he made nocturnal flights through the sky to observe his people, and then decide who would prosper or perish. Because of his presence, many people chose to stay inside.

Saturnalia

In Rome, where winters were not as harsh as those in the far north, Saturnalia—a holiday in honor of Saturn, the god of agriculture—was celebrated. Beginning in the week leading up to the winter solstice and continuing for a full month, Saturnalia was a hedonistic time, when food and drink were plentiful and the normal Roman social order was turned upside down. For a month, enslaved people were given temporary freedom and treated as equals. Businesses and schools were closed so that everyone could participate in the holiday festivities.

Also around the time of the winter solstice, Romans observed Juvenalia, a feast honoring the children of Rome. In addition, members of the upper classes often celebrated the birthday of Mithra, the god of the unconquerable sun, on December 25. It was believed that Mithra, an infant god, was born of a rock. For some Romans, Mithra’s birthday was the most sacred day of the year.

Is Christmas Really the Day Jesus Was Born?

In the early years of Christianity, Easter was the main holiday; the birth of Jesus was not celebrated. In the fourth century, church officials decided to institute the birth of Jesus as a holiday. Unfortunately, the Bible does not mention the date of his birth (a fact Puritans later pointed out in order to deny the legitimacy of the celebration). Although some evidence suggests that his birth may have occurred in the spring (why would shepherds be herding in the middle of winter?), Pope Julius, I chose December 25. It is commonly believed that the church chose this date in an effort to adopt and absorb the traditions of the pagan Saturnalia festival. First called the Feast of the Nativity, the custom spread to Egypt by 432 and to England by the end of the sixth century. 

By holding Christmas at the same time as traditional winter solstice festivals, church leaders increased the chances that Christmas would be popularly embraced, but gave up the ability to dictate how it was celebrated. By the Middle Ages, Christianity had, for the most part, replaced pagan religion. On Christmas, believers attended church, then celebrated raucously in a drunken, carnival-like atmosphere similar to today’s Mardi Gras. Each year, a beggar or student would be crowned the “lord of misrule” and eager celebrants played the part of his subjects. The poor would go to the houses of the rich and demand their best food and drink. If owners failed to comply, their visitors would most likely terrorize them with mischief. Christmas became the time of year when the upper classes could repay their real or imagined “debt” to society by entertaining less fortunate citizens.

When Christmas Was Cancelled

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When Is it Time to Stop (or Start) Hosting the Holidays?

When Is it Time to Stop (or Start) Hosting the Holidays?

Passing the baton and changing traditions can be difficult for families

AARP | By Robin L. Flanigan | December 06, 2022| Hosting the Holidays | Home Insurance

​Hosting the holidays can be a marathon sport. There’s planning the meals, buying the groceries, cleaning the house, cooking the food. It’s a lot of work, especially for older adults who have been at the holiday helm for two — sometimes three — generations.

When is it time to call it quits and let the younger generation take over hosting the Holidays?

That’s a difficult question for all involved. It can be difficult to give up the role of host after so many years; on the other side, it can be hard to take over that role, especially after a lifetime of baking, decorating, game-playing and gift-giving traditions.

“It’s a very emotional topic,” says Andrew G. Celli Jr., a 57-year-old attorney in Manhattan.

The traditions at his mother’s house — the home where he grew up in Rochester, New York — have “a rhythm and a regularity that makes it incredibly special and specific to her and the way she does things.”

But their family is large. Celli and his two siblings each are married with multiple children, some of whom have significant others, which means gatherings draw nearly 20 people. It’s a lot of work for Dolores Celli, who lives alone and is approaching 90, to make her usual lasagna; prime rib, or chicken with lemon, garlic, and rosemary; pizzelles; and the apple pie recipe her grandmother always used in Italy.

“It means taking the house apart and putting extra tables out, but I enjoy every moment of it,” she says, adding that she also provides breakfast for guests in the mornings. “Fortunately, I’m healthy enough to do it. Every year is a blessing as far as I’m concerned, even though I’m sure one of these days one of the kids is going to say, ‘No more.’”

While Andrew Celli says neither he nor his siblings have put their foot down once and for all just yet, he will be hosting Christmas at his home this year.

His mother “is incredibly strong and somewhat stubborn, but at the end of the holiday weekend, she is pretty tired,” he says. “We want her to enjoy the traditions that we can re-create at my house, without her having to do all the work.”​

The importance of hosting the holidays & rituals

Going to the same house, eating the same food, and interacting with the same people for decades brings a sense of comfort and belonging.

“Traditions help create meaning in our lives, and help find and establish family connections,” says William C. Torrey, the Raymond Sobel professor of psychiatry and interim chair of psychiatry at Dartmouth Health and Dartmouth’s Geisel School of Medicine in New Hampshire. “Any change in how you celebrate the holidays can easily feel disruptive, but it also creates an opportunity for more conversation and expression of appreciation.”

That’s not so easy for Evey Meyer, 76, to believe. “I will be at the edge of my grave when I stop hosting,” says the former biology professor from St. Louis.

Rather than a chore, Meyer views hosting Hanukkah (“It wouldn’t be Hanukkah if I didn’t make potato pancakes”) as an act of survivorship, “something the Jewish holidays are partly about.” She points out that her generation may resist relinquishing the holiday reins in part because subsequent generations are less likely to engage in religious rituals — a worldwide phenomenon confirmed by a Pew Research Center analysis in 2018.

Meyer says that providing meals is linked to her self-image: “I’ve always been the feeder. When people think of me, I hope they think of food.”

At some point, however, the duties can become too much. It may take an older person days to recover, and younger adult guests may start to feel guilty for remaining on the receiving end. When this happens, it’s time for an honest, and possibly tough, conversation.​

Adjusting to new holiday approaches

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4 Surprising Benefits of the Flu Shot

4 Surprising Benefits of the Flu Shot

The vaccine can protect you from influenza, and it may have some other perks as well

AARP | by Beth Howard | October 3, 2022 | Flu Shot | Health Insurance with Shield Insurance

Not getting sick from the flu is reason enough to roll up your sleeve for a flu vaccine every fall. And along with preventing millions of cases of influenza each year, flu shots also reduce hospitalizations for complications of this misery-making seasonal illness.

A 2021 study from researchers at the Centers for Disease Control and Prevention (CDC) found that adults who got vaccinated were 26 percent less likely to be admitted to the intensive care unit and 31 percent less likely to die from the flu compared to those who were unvaccinated. There seems to be protection from illness even when vaccines aren’t perfectly matched to the strain of flu virus circulating (since the shot is formulated months in advance).

But evidence suggests that there are other payoffs beyond defense from fever, fatigue, chills, and aches.

“People don’t really appreciate the other potential benefits of flu shots,” says Michelle Barron, M.D., senior medical director of infection prevention and control for UCHealth in Aurora, Colorado. “It’s actually arming your immune system to fend off other problems.”

Here are four unexpected ways a flu vaccine can benefit the body and the brain.

1. A boost for the brain?

Previous research has suggested that flu vaccines may protect the brain from dementia, and a new study from the McGovern Medical School at UTHealth in Houston makes the case even stronger.

This study, published in the Journal of Alzheimer’s Disease, compared more than 47,000 people age 65 and older who were vaccinated against flu to a similar group of nearly 80,000 people who were not vaccinated. The findings: Those who got a flu shot were 40 percent less likely to develop Alzheimer’s disease over a four-year period.

“We weren’t actually expecting it to be that high,” says study coauthor Avram S. Bukhbinder, M.D., now a neurologist at Massachusetts General Hospital in Boston.

Bukhbinder has several theories for the vaccination’s potential effects on the brain. Perhaps by preventing the flu, the shot quells inflammation that can lead to harmful brain changes.

His most intriguing hypothesis is that vaccines alter the brain’s overall defenses. “There’s good evidence that when we get these vaccines, they help us make antibodies to the specific pathogen — the influenza virus,” he says. “But they may also modify the immune system in such a way that it’s better at either cleaning up amyloid and tau [the proteins responsible for the plaques and tangles that are the hallmarks of Alzheimer’s] or by preventing these proteins from building up in the first place.” 

2. The flu shot is linked to a stronger heart

A history of heart disease or a stroke can make flu more likely and more dangerous. In addition, flu can be a trigger for heart attacks and strokes in people at high risk for them. 

According to a 2018 Canadian study, people who got the flu were 6 times more likely to have a heart attack within a week of getting the diagnosis. And Columbia University researchers saw a significant jump in strokes in the month after fighting the flu, according to new research published in the American Heart Association’s journal Stroke

A flu shot can also spare you the potential heart harms. A new study led by the University of Toronto that incorporated six previous studies covering more than 9,000 patients showed that people who received a flu vaccine had a 34 percent lower risk of a major cardiovascular event in the 12 months following vaccination. Higher-risk vaccinated individuals with acute coronary syndrome — a group of conditions that abruptly stop blood flow to the heart — had a 45 percent risk reduction of a major cardiovascular event, and a 56 percent reduced risk of dying from heart disease in the year after they got the shot, according to the findings, which appear in JAMA Network Open. How the flu shot protects the heart isn’t fully known, but it may have to do with the plaques that build up on the artery walls of people with heart disease. The body’s immune response to the flu creates inflammation that is believed to disrupt these fat deposits, causing blood clots that may trigger heart attacks and strokes.

“The vaccine may interact with the body’s immune system and inflammatory processes to help stabilize plaques that might be present in blood vessels, thus preventing these plaques from rupturing and causing further problems,” says lead study author Bahar Behrouzi Homa, an M.D./Ph.D. candidate at the university. 

3. The flu shot could curb complications from other chronic conditions

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13 Fall Home Improvement Projects That Pay Off Big in Winter

13 Fall Home Improvement Projects That Pay Off Big in Winter

Some are simple DIY tasks, others should be done by a professional

AARP.org | By Sheryl Jean | October 19, 2022 | Home Insurance | Home Improvement

As winter approaches, fall is the perfect time to prepare your home so you stay warm and dry in colder weather.​

A checklist of inspections and projects will ensure your home’s systems and appliances work properly, which may increase its energy efficiency and lower your utility bills. Think of it as an annual checkup for your home just like you see your family doctor regularly.​

“Staying on top of simple maintenance pays dividends in the long run,” says John Wessling, president of the American Society of Home Inspectors. “Little things can make a huge difference … and prevent bigger problems. That window caulking now may prevent a $35,000 wall repair because water got behind the siding.”​

Lora Novak, an editor for the House Method website that provides home service recommendations and reviews, advises scheduling service sooner than later. It may take longer to get an appointment as many companies may be short of staff or parts due to supply chain issues, she adds.​

Here are 13 home improvement chores to focus on this fall:​

1. Fine-tune your furnace: Home Improvement

Novak says a furnace check is crucial so you don’t risk losing heat during winter. Change the air filter, which becomes dirty and inefficient over time. Hire a professional for a full maintenance check, which may include a furnace inspection, duct cleaning, and an airflow evaluation.​

A furnace inspection could cost less than $100, but a tuneup may cost more than $200. If you’ve got a tight budget, Wessling suggests getting a heating and cooling inspection every other year but only if you change the filter regularly yourself. Look for HVAC specialists through Air Conditioning Contractors of America and North American Technician Excellence.​

2. Clear gutters and downspouts: Home Improvement​

Even if you don’t have trees, leaves, pine needles, and other debris can clog gutters in the fall. That can cause ice dams or water to back up, potentially damaging the roof, siding, or trim. Clean out gutters and downspouts, and direct downspouts 2 to 4 feet away from the foundation, says Mark Graham, vice president of technical services for the National Roofing Contractors Association. DIY is possible, but if you don’t feel safe on a ladder, hire a professional. The average cost for a single-story house is about $160.​

3. Check seals and weatherstripping 

If you see gaps between exterior windows or door frames, you may need to re-caulk them or install new weatherstripping. Check that storm windows are secure. Cover screen doors with glass or replace them with storm doors for energy efficiency, says Wessling, who owns Wessling Home Inspection Services in St. Louis.​

4. Repair roofs

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Why employee turnover is more contagious than ever

Why employee turnover is more contagious than ever

Worklife | November 30, 2022, by Oliver Pickup | Business Insurance | Employee Turnover

In the hybrid-working era, job departures are more contagious than ever.

When a teammate goes — whether pushed or pulled — it leaves colleagues reflecting on their positions while having to pick up the extra slack. And it means they are 9.1% more likely to head for the exit, too, according to a new report published in mid-November by global employee analytics and workforce platform Visier. As the Great Resignation shows no sign of breaking stride, this statistic could become a thornier issue for business leaders and HR professionals.

“Employee turnover can be contagious because humans tend to imitate other people,” said Andrea Derler, principal of research and value at Visier. “This means that when a fellow employee’s intentions to quit become clear, it can trigger others to evaluate their situation.”

A cluster of departures is also incredibly destabilizing for any organization and could lead to a recruitment scramble. This desperate-but-necessary tactic might plug the gaps before more employees leave, but the rush to hire could be a misstep if they turn out to be a bad fit for the company.

“I was taught that teams ‘form, norm, perform, and storm,’ so one resignation can lead to many,” said Simon Roderick, managing director of Fram Search, a U.K.-based financial recruitment organization. “Firms, managers, and teams often lose their way, and sometimes whole change is the only way to gain stability again.”

The Visier report found that smaller teams have a higher probability of experiencing higher resignations due to turnover contagion. “This is because of stronger interdependencies between team members’ tasks and their stronger personal relationships,” said Derler.

Smaller teams but bigger problems

Piers Hudson, senior director of Gartner’s HR functional strategy and management research team, agreed with this insight. “Smaller teams have micro-cultures, so when someone goes, it is worse as a trigger point,” he said.

As such, Hudson was not shocked by the 9.1% figure. “If anything, I was surprised it wasn’t higher,” he said. “Any departure would lead you to reconsider your role. It might raise things like your compensation and whether the person who has left is being paid more elsewhere.”

Gartner delved into causes for considering one’s position should a teammate leave. “It often creates more work for the rest of the team, and 56% of people told us that the number of tasks went up when a colleague left,” said Hudson. Also, 28% reported that if a favorite colleague had departed, then work was “less pleasurable.”

“Employee turnover can be contagious because humans tend to imitate other people. This means that when a fellow employee’s intentions to quit become clear, it can trigger others to evaluate their situation.”

Andrea Derler, principal of research and value at Visier.

Lesley Cooper, a well-being consultant and founder of London-headquartered mental health service WorkingWell, believes that having best friends at work develops a mutually reinforcing attitude to stick at a job, whatever the challenges. So when that workplace buddy goes, the person left feels isolated and exposed.

“Some people stay in jobs or inside a toxic team because they have one or more work relationships that they value enough to compensate for the aspects of their job or the team culture that they find uncomfortable,” Cooper said. “We often hear: ‘I don’t like the job or the company, but I love my colleagues.’”

Therefore, when a favored colleague leaves, the balance is disturbed, and “the ‘protective’ effect of the co-worker companionship” is removed, meaning there are fewer reasons to stay, she added.

Employee Turnover is a Hybrid headache

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