‘Gift of Adoption’ Marks 5,000th Child Given a Home–Covering the Fees to Keep Siblings Together

Posted on June 27, 2023June 7, 2023 by Shield Insurance Agency

GoodNewsNetwork.org | May 27, 2023 | Adoption | All Insurances | Start A Quote Today!

An American nonprofit is celebrating a huge milestone after helping to unite three brothers at risk of separation—into a new forever family.

The Illinois-based Gift of Adoption Fund has facilitated the placement of 5,000 children since its founding 26 years ago—with over $15 million in grants awarded.

They provide grants of up to $15,000 to help families complete adoptions of kids in vulnerable circumstances—including, most recently, three brothers born in Ecuador.

Gift of Adoption Milestone

“Gift of Adoption is elated to mark this milestone by helping to keep together three siblings at risk of separation,” said Gift of Adoption CEO Pam Devereux. “We’re incredibly grateful to our donors, volunteers and the families with a heart for adoption – we all reached this milestone together.”

Eleven-year-old Josue is the 5,000th child whose adoption was completed with assistance from the nonprofit. He was adopted along with biological brothers Darwin, 9, and Abraham, 6. The siblings were in an orphanage in Ecuador for five years—and at risk of separation—before Nicole and David gave them a new forever family in Wisconsin.

The couple had always sought to adopt older siblings, knowing how much it means to grow up together in the bonds of family—and the negative life outcomes that often await children who age-out of orphanages.

International Sibling Adoptions

“Although international sibling adoptions can be complex and expensive, once we saw their faces, we knew we would make it work in any way we could,” Nicole said. “We are so happy that we can provide a permanent home for these brothers, and they can now grow up together in a stable environment.”

While a reported one-third of Americans have considered adoption, fewer than 4% complete the process- with many citing the high expense as a barrier. Gift of Adoption prioritizes grants for children facing what might be their only chance at adoption, such as those at risk of separation from siblings, entering foster care, aging out of a care system or with medical needs.

Commercial Business Insurance Bond: Protecting Your Business and Customers

Posted on June 26, 2023June 6, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Insurance Bond | Bond Insurance | Start A Quote Today

As a business owner, you know that unexpected events can happen at any time. That’s why it’s important to have insurance and bonding for your business. In this blog post, we’ll discuss what an insurance bond is, how it works, what it covers, and who needs it. We’ll also talk about the benefits of being bonded and insured, and how Shield Insurance Agency can help you find affordable coverage for your business.

What is an Insurance Bond?

An insurance bond is a type of insurance that provides financial protection to a business in case of loss due to employee theft, fraud, or other types of dishonesty. It is a contract between the business owner, the bonding company, and the customer. The bonding company guarantees that the business will fulfill its obligations to the customer, and if it fails to do so, the bonding company will pay the customer on behalf of the business.

How Does an Insurance Bond Work?

When a business obtains an insurance bond, it pays a premium to the bonding company. The premium is based on the amount of coverage the business needs and the level of risk involved. If the business fails to fulfill its obligations to the customer, the customer can file a claim with the bonding company. The bonding company will investigate the claim and if it is found to be valid, the bonding company will pay the customer on behalf of the business.

What Does an Insurance Bond Cover?

An insurance bond covers financial loss due to employee theft, fraud, or other types of dishonesty. It also covers loss due to the failure of the business to fulfill its obligations to the customer. Insurance bonds can cover a variety of industries, including construction, transportation, and healthcare.

What Doesn’t an Insurance Bond Cover?

An insurance bond does not cover damage to property or injury to people. For that, you need liability insurance. It also does not cover loss due to natural disasters, such as floods or earthquakes. For that, you need property insurance.

Who Needs an Insurance Bond?

Certain industries are required by law to have insurance bonds. For example, contractors and construction companies are required to have bonds to ensure that they will complete their projects and pay their subcontractors and suppliers. Transportation companies are required to have bonds to ensure that they will pay for any damage they cause to other vehicles or property.

Even if your industry is not required to have an insurance bond, it is still a good idea to have one. It provides protection and peace of mind in case of unexpected events.

Bonded and Insured: The Benefits

Being bonded and insured means that your business is protected against financial loss due to employee theft, fraud, or other types of dishonesty. It also means that your business is more trustworthy in the eyes of your customers. When customers see that your business is bonded and insured, they know that you take your responsibilities seriously and that you are committed to providing quality service.

Commercial Surety Bond: The Details

A commercial surety bond is a type of insurance bond that is required by law for certain industries, such as construction and transportation. It guarantees that the business will fulfill its obligations to the customer, and if it fails to do so, the bonding company will pay the customer on behalf of the business.

When obtaining commercial surety bond coverage, it is important to understand the deductible. The deductible is the amount that the business owner must pay before the bonding company will pay the customer. It is important to choose a deductible that is affordable for your business, but also provides adequate protection for your customers.

Affordable Protection and Safety with Shield Insurance Agency

At Shield Insurance Agency, we understand that every business is unique. That’s why we offer personalized service to each of our clients. Our experienced agents will work with you to determine the best coverage for your business, and we will help you navigate the complex world of insurance and bonding.

Shield Insurance Agency represents over 40 insurance companies, which means that we can find the best coverage for your business at an affordable price. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

Don’t wait until it’s too late – protect your business today with commercial business bond insurance. With Shield Insurance Agency, you can have peace of mind knowing that your business and your customers are protected.

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Term Life Insurance: Protecting Your Family with Affordable Coverage

Posted on June 23, 2023June 6, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Term Life Insurance | Life Insurance | Start A Quote Today

As a responsible adult, you want to ensure that your family is protected in case of any unforeseen circumstances. One of the best ways to do this is by investing in a term life insurance policy. It provides a lump sum payment to your beneficiaries in case of your untimely death, ensuring that they are financially secure even in your absence. However, with so many options available in the market, it can be overwhelming to choose the best term life insurance policy for your needs. In this blog post, we will discuss the key factors to consider when selecting a term life insurance policy and how Shield Insurance Agency can help you find affordable coverage.

What is Term Life Insurance?

Term life insurance is a type of life insurance policy that provides coverage for a specific period, usually ranging from 5 to 30 years. It is a popular choice among individuals who want to ensure that their family is protected during a specific period, such as the duration of a mortgage or until their children are financially independent. Unlike permanent life insurance policies, such as whole life or universal life insurance, term life insurance policies do not accumulate cash value and are typically more affordable.

Factors to Consider When Choosing a Term Life Insurance Policy

When selecting a term life insurance policy, there are several factors to consider to ensure that you get the best coverage for your needs. These include:

Coverage Amount: The coverage amount should be sufficient to cover your family’s financial needs in case of your untimely death. It should take into account your outstanding debts, future expenses, and income replacement needs.
Term Length: The term length should align with your financial goals and needs. For instance, if you have a 30-year mortgage, you may want to consider a 30-year term life insurance policy.
Premiums: The premiums should be affordable and fit within your budget. It is essential to consider the long-term affordability of the policy, as premiums may increase over time.
Deductible: Some term life insurance policies may have a deductible, which is the amount you need to pay before the insurance coverage kicks in. It is essential to consider the deductible amount and how it may impact your financial situation.
Insurance Company: It is crucial to choose a reputable insurance company that has a strong financial rating and a history of paying out claims.

How Shield Insurance Agency Can Help You Find Affordable Coverage

At Shield Insurance Agency, we understand that selecting the best term life insurance policy can be overwhelming. That’s why we are here to help you find affordable coverage that meets your needs. As an independent insurance agency, we represent over 40 insurance companies, giving us access to a wide range of policies and pricing options. Our experienced agents will work with you to understand your financial goals and needs and provide you with a term life insurance quote that fits within your budget.

To get started, you can contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK, and an agent will be in touch soon. We will guide you through the process of selecting the best term life insurance policy for your needs and ensure that you have the protection your family deserves.

In conclusion, investing in a term life insurance policy is an essential step in protecting your family’s financial future. By considering the factors mentioned above and working with Shield Insurance Agency, you can find affordable coverage that meets your needs and provides you with peace of mind. Contact us today to get started on your journey toward financial security.

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Rental Home Insurance to Protect Your Belongings and Yourself

Posted on June 21, 2023June 5, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Rental Home Insurance | Start a Quote Today!

As a renter, it’s important to protect yourself and your belongings with rental insurance. But with so many options out there, it can be overwhelming to choose the best rental home insurance for your needs. In this blog post, we’ll explore the different types of rental insurance, how to find the cheapest renters insurance, and why Shield Insurance Agency is the best choice for tenant insurance coverage near you.

Types of Rental Home Insurance

First, let’s talk about the different types of rental insurance. The most common type is apartment insurance, which covers your personal belongings in case of theft, fire, or other damage. This type of insurance also includes renters liability insurance, which protects you if someone is injured in your apartment and sues you for damages. Another type of rental insurance is loss of use coverage, which pays for temporary housing if your apartment becomes uninhabitable due to a covered event.

When shopping for rental insurance, it’s important to consider the deductible. This is the amount you’ll have to pay out of pocket before your insurance kicks in. A higher deductible will lower your monthly premium, but it also means you’ll have to pay more if something happens. On the other hand, a lower deductible will increase your monthly premium, but it also means you’ll have to pay less if something happens.

Shopping for Rental Home Insurance

Now, let’s talk about how to find the cheapest renters insurance. The first step is to shop around and compare quotes from different insurance companies. Shield Insurance Agency represents over 40 insurance companies, so we can help you find the most affordable option for your needs. It’s also important to ask about discounts, such as bundling your rental insurance with other types of insurance or installing safety features in your apartment.

But while it’s important to find affordable rental insurance, it’s even more important to make sure you have adequate protection for yourself and your family. That’s why Shield Insurance Agency is the best choice for tenant insurance coverage near you. We’ll work with you to understand your unique needs and find the best rental insurance policy for your budget. And if something does happen, we’ll be there to help you through the claims process and make sure you get the coverage you need.

In addition to rental insurance, Shield Insurance Agency also offers other types of insurance to protect your family and your assets. We can help you find the best auto insurance, home insurance, life insurance, and more. And because we represent over 40 insurance companies, we can find the most affordable options for your needs.

So if you’re looking for the best rental home insurance, the cheapest renters insurance, or tenant insurance coverage near you, contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon. We’ll help you find the affordable, comprehensive protection you need to give you peace of mind as a renter.

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Traces of Sisterhood POLAND & UKRAINE | 2022

The Red Dress

Posted on June 20, 2023June 6, 2023 by Shield Insurance Agency

The Red Dress | BY KIRSTIE MACLEOD | Apr 15, 2023 | Red Dress | Home Insurance | Start A Quote Today!

Shield Insurance Blog | Red Dress | Home Insurance | Start A Quote Today! |

375 Embroiderers
51 COUNTRIES
1 DRESS

A 14-year, award-winning global, collaborative embroidery project from 2009 to 2023

The Red Dress project, conceived by British artist Kirstie Macleod, provides an artistic platform for women around the world, many of whom are vulnerable and live in poverty, to tell their personal stories through embroidery.

From 2009 to 2023, pieces of the Red Dress traveled the globe being continuously embroidered. Constructed out of 85 pieces of burgundy silk dupion, the garment has been worked on by 366 women/girls, 7 men/boys, and 2 non-binary artists from 51 countries. All 140 commissioned embroiderers were paid for their work and received a portion of all ongoing exhibition fees, merchandise, and the opportunity to sell their work through the Red Dress Etsy shop. The rest of the embroidery was added by a willing audience at various exhibitions & events.

Embroiderers of the Red Dress

Embroiderers include female refugees from Palestine, Syria, and Ukraine, women seeking asylum in the UK from Iran, Iraq, China, Nigeria, and Namibia, survivors of war in Kosovo, Bosnia & Herzegovina, Rwanda, and DR Congo; impoverished women in South Africa, Mexico, and Egypt; individuals in Kenya, Japan, Turkey, Jamaica, Sweden, Peru, Czech Republic, Dubai, Afghanistan, Australia, Argentina, Germany, Switzerland, Canada, Tobago, Vietnam, Estonia, USA, Russia, Pakistan, Wales, Colombia and England, students from Montenegro, Brazil, Malta, Singapore, Eritrea, Norway, Poland, Finland, Ireland, Romania, and Hong Kong as well as upmarket embroidery studios in India and Saudi Arabia.

Initially, the project sought to generate a dialogue of identity through embroidery, uniting people around the world without borders. However, over the 14 years, the dress has also become a platform for self-expression and an opportunity for voices to be amplified and heard.

Many of the embroiderers are established professionals, but there are also pieces created by first-time embroiderers. The artists were encouraged to create a work that expressed their own identities whilst adding their own cultural and traditional experiences. Some used specific styles of embroidery practiced for hundreds of years within their family, village, or town whilst others chose simple stitches to convey powerful events from their past. Some of the women are rebuilding their lives with the help of embroidery, by using their skills or being trained in embroidery to earn a decent and consistent living.

The Red Dress Exhibitions

The Red Dress has been exhibited in various galleries and museums worldwide, including Gallery Maeght in Paris, Art Dubai, Museo Des Arte Popular in Mexico City, the National Library of Kosovo, National Waterfront Museum in Wales, Fashion and Textile Museum, in London, an event at the Royal Academy in London, and the Premio Valcellina Textiles award in Maniago, Italy where it won first prize in 2015.

The Red Dress’s 14-year creation journey around the world is now just about completed with the garment assembled in its final configuration. Covered in millions of stitches, the 6.8 kg. silk Red Dress is weighted as much by the individual stories and collective voices waiting to be heard as by the threads and beads that adorn it.

Moving forward, as well as continuing to develop a strong online platform the Red Dress will be traveling to many different galleries, museums, and event spaces around the world – with a continued aim to be accessible to all. Kirstie hopes to bring the garment to visit the countries of all commissioned embroiderers and exhibit the Red Dress alongside their own work in their chosen venue.

Practical and logistical support with commissions for the project was provided by the following charities, self-help development projects, social enterprises, and various initiatives providing support to women in poverty: Manchester Aid for Kosovo supporting Sister Stitch in Kosovo; Kisany in Rwanda and DR Congo; Missibaba in South Africa; Kitzen in Mexico; Al Badia in Lebanon supporting Palestinian refugees; FanSina in Egypt; the Swansea Women’s Asylum & Refugee Support Group, Wales and the War Childhood Museum in Bosnia & Herzegovina. Seed investment for the project was provided by the British Council Dubai in 2009 and subsequent funding has been received by the Arts Council Lottery Fund & the British Embassy in Pristina, Kosovo.

Click here for the full story

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Recreational Vehicle Insurance: Protecting Your Family and Your Investment

Posted on June 19, 2023June 21, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Recreational Vehicle Insurance | Start a Quote Today!

If you own a recreational vehicle (RV), you know how much fun it can be to hit the open road and explore new places. Whether you have a motorhome, travel trailer, fifth wheel, or camper, your RV is more than just a vehicle – it’s a home away from home. But just like any other vehicle, your RV needs insurance coverage to protect you and your investment in case of an accident or other unexpected event.

Finding the best recreational vehicle insurance coverage can be a challenge, especially if you’re not sure what to look for. Here are some key factors to consider when shopping for RV insurance:

Coverage Options: Make sure your policy covers all the types of damage that could occur to your RV, including collision, theft, fire, and weather-related damage. You may also want to consider additional coverage options like roadside assistance, personal property coverage, and liability coverage.

Deductible: The deductible is the amount you’ll have to pay out of pocket before your insurance coverage kicks in. A higher deductible can lower your monthly premiums, but it also means you’ll have to pay more if you need to file a claim.

Affordable Recreational Vehicle Insurance

RV insurance can be expensive, but there are ways to save money on your premiums. Look for discounts for things like safe driving, multiple policies, and membership in RV clubs or organizations.

Recreational Vehicle Insurance Protection

Your RV is more than just a vehicle – it’s also a home for you and your family. Make sure your insurance policy provides adequate protection for your personal belongings, as well as liability coverage in case someone is injured on your property.

At Shield Insurance Agency, we understand the unique needs of RV owners and offer a wide range of coverage options to meet your needs. As an independent agency, we represent over 40 insurance companies, which means we can shop around to find the best coverage at the most affordable price.

If you’re looking for recreational vehicle insurance coverage near me, look no further than Shield Insurance Agency. We offer personalized service and can help you find the right policy to protect your family and your investment. Contact us at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

Recreational Vehicle Camper Insurance Quote: What to Expect

When shopping for RV insurance, it’s essential to get a quote that accurately reflects your needs and budget. Here’s what you can expect when you request a recreational vehicle camper insurance quote from Shield Insurance Agency:

Personalized Service: We’ll take the time to understand your unique needs and help you find the right coverage options for your RV.

Multiple Quotes: We’ll shop around to find the best coverage at the most affordable price, giving you multiple options to choose from.

Transparent Pricing: We’ll provide a clear breakdown of your premiums and deductibles, so you know exactly what you’re paying for.

Expert Advice: Our experienced agents can answer any questions you have about RV insurance and help you make an informed decision.

At Shield Insurance Agency, we’re committed to providing our clients with the best possible service and coverage options. Whether you’re a full-time RV traveler or a weekend warrior, we can help you find the right policy to protect your family and your investment.

Protect Your Family and Your Investment with Shield Insurance Agency

Your RV is more than just a vehicle – it’s a home away from home. Make sure you have the right insurance coverage to protect your family and your investment in case of an accident or other unexpected event.

At Shield Insurance Agency, we’re dedicated to helping RV owners find the best coverage at the most affordable price. Contact us at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon. Let us help you enjoy the open road with peace of mind.

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Love your Daddy! This Sun, Jun 18, 2023, is Father’s Day!

Posted on June 16, 2023May 30, 2023 by Shield Insurance Agency

HISTORY.COM | MAY 15, 2023 | Father’s Day | Recreational Insurance | Start a Quote Today!

The nation’s first Father’s Day was celebrated on June 19, 1910, in the state of Washington. However, it was not until 1972—58 years after President Woodrow Wilson made Mother’s Day official—that the day honoring fathers became a nationwide holiday in the United States. Father’s Day 2023 will occur on Sunday, June 18.

Mother’s Day: Inspiration for Father’s Day

The “Mother’s Day” we celebrate today has its origins in the peace-and-reconciliation campaigns of the post-Civil War era. During the 1860s, at the urging of activist Ann Reeves Jarvis, one divided West Virginia town celebrated “Mother’s Work Days” which brought together the mothers of Confederate and Union soldiers.

Did you know? There are more than 70 million fathers in the United States.

However, Mother’s Day did not become a commercial holiday until 1908, when–inspired by Jarvis’s daughter, Anna Jarvis, who wanted to honor her own mother by making Mother’s Day a national holiday–the John Wanamaker department store in Philadelphia sponsored a service dedicated to mothers in its auditorium.

Thanks in large part to this association with retailers, who saw great potential for profit in the holiday, Mother’s Day caught on right away. In 1909, 45 states observed the day, and in 1914, President Woodrow Wilson approved a resolution that made the second Sunday in May a holiday in honor of “that tender, gentle army, the mothers of America.”

FEATURED

Why the Founder of Mother’s Day Turned Against It

Anna Jarvis, who founded Mother’s Day in 1908, passionately opposed its growing commercialization and eventually campaigned against the holiday.

Origins of Father’s Day

The campaign to celebrate the nation’s fathers did not meet with the same enthusiasm–perhaps because, as one florist explained, “fathers haven’t the same sentimental appeal that mothers have.”

On July 5, 1908, a West Virginia church sponsored the nation’s first event explicitly in honor of fathers, a Sunday sermon in memory of the 362 men who had died in the previous December’s explosions at the Fairmont Coal Company mines in Monongah, but it was a one-time commemoration and not an annual holiday.

The next year, a Spokane, Washington, woman named Sonora Smart Dodd, one of six children raised by a widower, tried to establish an official equivalent to Mother’s Day for male parents. She went to local churches, the YMCA, shopkeepers and government officials to drum up support for her idea, and she was successful: Washington State celebrated the nation’s first statewide Father’s Day on June 19, 1910.

Slowly, the holiday spread. In 1916, President Wilson honored the day by using telegraph signals to unfurl a flag in Spokane when he pressed a button in Washington, D.C. In 1924, President Calvin Coolidge urged state governments to observe Father’s Day.

Today, the day honoring fathers is celebrated in the United States on the third Sunday of June: Father’s Day 2021 occurs on June 20.

In other countries–especially in Europe and Latin America–fathers are honored on St. Joseph’s Day, a traditional Catholic holiday that falls on March 19.

Click here to enjoy a fascinating video of several Founding Fathers

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What is the value of having recreational insurance in Michigan?

Posted on June 15, 2023June 21, 2023 by admin

Shield Blog | Recreational Insurance | Start A Quote Today!

Living in the state of Michigan can come with a lot of amenities. One of the benefits that come with living here is that you can enjoy many local parks and other attractions. If you are going to move here, investing in a recreational vehicle can be a great option as it can be very fun to use. When you are looking for a recreational vehicle, getting recreational insurance for it is quite important.

This type of coverage can come with many forms of coverage which makes it quite valuable:

Cover the Vehicle

A reason to get a recreational insurance plan is so you can cover the vehicle. When you are going to get a recreational vehicle, you will find that it can cost a lot of money to purchase and maintain. Because of this investment, you will want to protect your asset and ensure it is always covered. With a recreational insurance plan, you will get support to replace or repair your asset.

Reduce Liability Risks

It can also be a good idea to get recreational insurance so you can reduce your liability risks. There is always a chance you can be found liable for an accident when using a recreational vehicle. If you have a full recreational insurance plan, you will get support to cover any damages that you have incurred.

Reach Out To Us

Having recreational insurance continues to be a necessity for those that are in Michigan. When you are looking for one of these plans here, it would be a great idea to call our team with the Shield Insurance Agency. If you do call us with the Shield Insurance Agency, you can receive top support to ensure you are able to make an informed decision and properly protect your recreational asset.

Manufactured Home Insurance for you and the Family

Posted on June 14, 2023June 5, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Manufactured Home Insurance | Start A Quote Today!

Mobile homes, also known as manufactured homes, are a popular housing option for many families. They offer affordability, flexibility, and the ability to move from one location to another. However, just like any other type of home, mobile homes need to be protected with insurance. In this blog post, we will discuss everything you need to know about mobile home insurance, including how to find the best mobile home insurance near you, how to get a mobile home insurance quote, and what to look for in a policy.

Mobile or Manufactured Home Insurance

Manufactured mobile home insurance is a type of insurance policy that is specifically designed to protect mobile homes. It covers a range of risks, including damage to the home, personal property, and liability. Mobile home insurance policies can vary depending on the insurance company and the state you live in. However, most policies cover the following:

Damage to the home: This includes damage caused by fire, wind, hail, lightning, and other natural disasters.
Personal property: This includes your personal belongings, such as furniture, appliances, and electronics.
Liability: This covers you in case someone is injured on your property or if you accidentally damage someone else’s property.

Best Mobile or Manufactured Home Insurance Near Me

When it comes to finding the best mobile home insurance near you, there are a few things to consider. First, you want to make sure that the insurance company you choose has experience with mobile homes. Mobile homes have unique risks and requirements, so it’s important to work with an insurance company that understands these factors.

Second, you want to look for an insurance company that offers affordable rates. Mobile home insurance can be expensive, so it’s important to shop around and compare rates from different companies. You can also look for discounts, such as bundling your home and auto insurance policies.

Finally, you want to make sure that the insurance company you choose offers good customer service. You want to work with an insurance company that is responsive, helpful, and easy to work with.

Manufactured Home Insurance Quote

Getting a mobile home insurance quote is easy. You can contact an insurance company directly or use an online quote tool. When getting a quote, you will need to provide information about your mobile home, such as its age, size, and location. You will also need to provide information about your personal property and any additional coverage you may need.

Deductible

A deductible is the amount of money you pay out of pocket before your insurance policy kicks in. For example, if you have a $1,000 deductible and your home is damaged in a storm that causes $5,000 in damage, you will need to pay $1,000 out of pocket and your insurance company will cover the remaining $4,000.

When choosing a deductible, you want to find a balance between affordability and protection. A higher deductible will lower your monthly premiums, but it will also mean that you will need to pay more out of pocket if you need to file a claim.

Affordable

Mobile home insurance can be expensive, but there are ways to make it more affordable. One way is to bundle your home and auto insurance policies. Many insurance companies offer discounts for bundling, which can help you save money on both policies.

Another way to save money on mobile home insurance is to increase your deductible. A higher deductible will lower your monthly premiums, but it will also mean that you will need to pay more out of pocket if you need to file a claim.

Protection

Mobile home insurance is important because it provides protection for your home, personal property, and liability. Without insurance, you could be responsible for paying for damages and injuries out of pocket. Mobile home insurance gives you peace of mind knowing that you are protected in case something unexpected happens.

Family

Mobile homes are often a popular housing option for families. Mobile home insurance is important for protecting your family and your home. It provides coverage for a range of risks, including damage to the home, personal property, and liability. With mobile home insurance, you can rest easy knowing that your family and your home are protected.

Shield Insurance Agency Represents Over 40 Insurance Companies

At Shield Insurance Agency, we represent over 40 insurance companies, which means we can help you find the best mobile home insurance policy for your needs and budget. We have experience working with mobile homes and can help you navigate the unique risks and requirements of mobile home insurance.

Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

In conclusion, mobile home insurance is an important investment for protecting your home, personal property, and liability. When looking for the best mobile home insurance near you, consider factors such as experience, affordability, and customer service. Don’t forget to get a mobile home insurance quote and choose a deductible that balances affordability and protection. With the right mobile home insurance policy, you can have peace of mind knowing you are insured.

The Hidden Joy of Waiting In Line

Posted on June 13, 2023June 5, 2023 by Shield Insurance Agency

DailyGood.org | BY CAROLYN GREGOIRE | May 31, 2023 | Waiting In Line | Free No Line Insurance Quote

Americans spend an estimated 37 billion hours waiting in line each year, much to our individual and collective distaste. Few things inspire as much universal frustration and ire as long queues and lengthy wait times — many of us even struggle to wait for a sluggish web browser to load.

In fact, according to computer scientist Ramesh Sitaraman, Internet users may be a particularly impatient bunch. His research has found that we’re willing to be patient, on average, for two seconds while waiting for an online video to load.

“After five seconds, the abandonment rate is 25 percent,” Sitaraman told the Boston Globe. “When you get to 10 seconds, half are gone.”

We Hate Waiting In Line

We want it all, and we want it now — which is why we’ve created apps to zap as much wait time as humanly possible from mundane daily tasks like food delivery, transportation, and paying bills (and even arenas of greater import, like dating). We devour articles with time-saving “life hacks” to shave 30 seconds here and five minutes there off of the day’s drudgery.

So why do we dislike waiting in line so much?

According to M.I.T. operations researcher and line expert Richard Larson, occupied time feels shorter than unoccupied time, so when we’re standing in a long line or in a doctor’s office waiting room, the time does feel as if it’s dragging on. Waiting can provoke impatience, stress, and anxiety, and in turn, anxiety also makes waits seem longer.

“The dominant cost of waiting is an emotional one: stress, boredom, that nagging sensation that one’s life is slipping away,” Alex Stone wrote in the New York Times in 2012.

But while waiting in line may be, to some extent, innately annoying, there’s no question that our lifestyles of constant busyness, multitasking, and information overload have made it even more difficult for us to tolerate idle time. And of course, mobile devices and wifi have made it possible to avoid idle time almost altogether. We’ve become accustomed to instant gratification, and any less-than-stimulating situation invites us to immediately whip out our phones in order to keep our brains occupied. This need for instant gratification and loss of patience is indeed a negative side effect of hyperconnectivity, according to Pew Center research.

Most of us would like to have more peace and stillness in our lives, and yet we don’t make use of life’s many daily opportunities to just be still and practice patience. No opportunity is better than when we’re waiting — when we so often whip out our phones and busy ourselves with texts, emails, Candy Crush, Spotify, or Twitter. But what if we welcomed these idle, luxuriously long in-between moments as opportunities to simply wait?

In Japanese, there is a concept known as ma, which refers to a gap, pause, or negative space between things. The term is generally used in the context of the Zen aesthetic, but it’s also a useful construct when it comes to how we think of spending our time. We can use life’s inevitable waiting periods as moments of ma — ways to create still points in our constantly turning worlds.

Next time you find yourself waiting in line, try making your wait a little more mindful and see how it makes you feel. Once the twitch of your hand reaching down for your phone has stopped, you might actually enjoy a moment of relaxation.

**Here are nine things to do while you’re waiting in line that doesn’t involve mindlessly checking your phone:**

Smile at a stranger
Practice a “sights and sounds” meditation, clearing your thoughts and simply directing your full awareness of the visual and auditory stimuli in your present environment.
Let someone who’s in a rush cut in front of you.
Make a mental list of things you’re grateful for.
Take some deep breaths.
Silently repeat a mantra for an inner piece.
Daydream.
Send a kind thought to someone you love.
Read a book

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