Ways to Secure Your Property: The Ultimate Guide to Beating Post-Storm Scams

Shield Insurance Blog | Storm Scams | Call 616-896-4600

After a bad storm hits and damages your property, it’s important to stay vigilant to avoid being scammed. Dealing with the aftermath of a storm can be stressful and overwhelming, but being aware of potential storm scams and knowing what to look out for can help you protect yourself and your property. As an insurance salesman with years of experience, I’ve seen how homeowners can fall victim to unscrupulous individuals looking to take advantage of a difficult situation. In this blog, I’ll provide you with essential advice on how to protect yourself and your property from scammers after storm damage.

The first and most crucial step to take after your property has been damaged by a storm is to contact your insurance company. Your insurance provider can guide you through the process and help you understand what your policy covers. They may also have a list of recommended businesses to work with, which can be a good starting point for finding reliable contractors to repair the damage.

Storm Scams Have Tempting Offers

One of the most common tactics used by scammers is to offer their services at remarkably low prices. While it may be tempting to opt for the cheapest option, it’s essential to remember that if something sounds too good to be true, it probably is. Scammers may promise to provide top-notch services at rock-bottom prices, but in reality, they may deliver substandard work or even disappear after receiving payment. As a homeowner, it’s crucial to remain vigilant and not be swayed by unrealistically low quotes.

When assessing potential contractors to repair storm damage, watch out for red flags, such as high-pressure sales tactics and unsolicited contact through social media. Reputable contractors will provide you with a detailed quote and give you the time to make an informed decision without pressure. As a rule of thumb, always seek multiple quotes to gain an understanding of the typical costs involved. Additionally, researching the contractors’ backgrounds and verifying their credentials is crucial. You can start by searching for their company names online to ensure their legitimacy.

Storm Scams will NOT Provide Legal References

For contractors offering services like roofing, siding, and cement work, always request their license numbers and verify them through official channels. In many regions, you can look up a contractor’s license number through government websites. This step ensures that the contractor is qualified to perform the work and is operating legally. Taking these precautionary measures can significantly reduce the risk of falling victim to scam artists posing as legitimate contractors.

Lastly, once you’ve selected a contractor to work on repairing your storm-damaged property, ensure that everything is put in writing before any work begins. A reputable contractor will provide a detailed contract outlining the scope of work, materials to be used, costs, and a timeline for completion. It’s essential to thoroughly review and understand the contract before signing to avoid potential disputes in the future.

In conclusion, dealing with storm damage to your property can be challenging, especially when faced with the possibility of encountering scammers. By staying informed and following the suggestions outlined in this blog, you can protect yourself from falling victim to unscrupulous individuals looking to exploit your misfortune. Remember to reach out to your insurance company for guidance, seek multiple quotes, verify contractors’ credentials, and ensure that all agreements are put in writing. By taking these steps, you can safeguard your property and avoid being burned by storm damage scams.

Shield Insurance Agency represents over 40 insurance companies. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

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Ways to Secure Your Property_ The Ultimate Guide to Beating Post-Storm Scams _ Shield Insurance Agency Blog