Motorcycle Insurance and the Breeze of the Open Road

Posted on June 12, 2023June 5, 2023 by Shield Insurance Agency

Shield Insurance Blog | Motorcycle Insurance | Start a Quote Today!

Riding a motorcycle can be an exhilarating experience, but it also comes with its own set of risks. That’s why it’s important to have the right motorcycle insurance to protect yourself, your bike, and your family. But with so many options out there, how do you find the best and cheapest motorcycle insurance near you?

The Importance of Motorcycle Insurance

First, let’s talk about what motorcycle insurance is and why it’s important. Motor bike insurance is a type of insurance that provides financial protection in case of an accident, theft, or damage to your motorcycle. It can also cover medical expenses and liability if you’re at fault in an accident.

The best motorcycle insurance is one that provides adequate coverage at an affordable price. But finding the right insurance can be a daunting task, especially if you’re not familiar with the different types of coverage and deductibles.

Motorcycle Insurance Agency Near You

That’s where a motorcycle insurance agent near you can help. An agent can guide you through the process of selecting the right coverage for your needs and budget. They can also help you understand the different deductibles and how they affect your premium.

At Shield Insurance Agency, we represent over 40 insurance companies, which means we can find the best motorcycle insurance for you at the most affordable price. Our agents are knowledgeable and experienced in motorcycle insurance, and we’re committed to providing our clients with the best possible protection for their family and their bike.

When it comes to selecting the right coverage, there are a few things to consider. First, you’ll want to make sure you have enough liability coverage to protect yourself in case of an accident. Liability coverage pays for damages and injuries you cause to others in an accident.

You’ll also want to consider collision and comprehensive coverage. Collision coverage pays for damages to your motorcycle if you’re in an accident, while comprehensive coverage covers theft, vandalism, and other non-collision incidents.

Another important factor to consider is the deductible. The deductible is the amount you pay out of pocket before your insurance kicks in. A higher deductible can lower your premium, but it also means you’ll have to pay more out of pocket if you’re in an accident.

At Shield Insurance Agency, we can help you find the right balance between coverage and deductible to ensure you have the best motorcycle insurance for your needs and budget.

But motorcycle insurance isn’t just about protecting your bike. It’s also about protecting your family. If you’re in an accident and unable to work, disability coverage can provide financial support for you and your family. And if you’re injured in an accident, medical payments coverage can help cover your medical expenses.

At Shield Insurance Agency, we understand the importance of protecting your family. That’s why we offer a range of coverage options to ensure you have the protection you need.

So if you’re looking for the best and cheapest motorcycle insurance near you, look no further than Shield Insurance Agency. Contact us at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon. We’re committed to providing our clients with the best possible protection for their family and their bike.

More fascinating blogs by Shield Insurance Agency

Biker Gang Gives Granny the Ride of Her Life

Posted on June 1, 2023May 20, 2023 by Shield Insurance Agency

Great-Grandma Gets 90th Birthday Wish to Ride a Harley Again, Courtesy of a Biker Gang

Good News Network | Apr 29, 2023 | Biker Gang | Motorcycle Insurance | Start A Quote Here

A great-grandmother who is mad for motorcycles was granted her birthday wish to ride on the back of a Harley-Davidson – a call-back to her youth while celebrating turning 90.

Fearless Brit Barbara Morris said she “felt 21 again” during her spin around town on the powerful American cruising bike.

She mentioned to her family several years ago that if she made it to 90, she’d like to get back in the saddle one last time.

She was left stunned when her sons arrived recently at her nursing home with members of a local biker group. Though wearing a dress, she had no concerns about straddling the bike right there on the spot, before taking a trip with 13 other riders to a pub.

“I just felt the years melt away,” said the great-grandmother of six. “It was just an incredible experience to feel the wind blowing in my face again.”

Barbara got her first motorcycle license as a teen in the 1950s.

Her granddaughter Kirsty Harvey, 34, who helped organize the surprise for Barbara along with the local biker chapter of Widows Sons, said the inspiring senior had a ‘daredevil spirit’ and wasn’t fazed by anything.

“My uncle said to her ‘You always said if you made it to 90, you wanted to go on a Harley,’ and then she said, ‘Oh my gosh, I can’t believe you remember that’.”

“She’s got nerves of steel, she’s not really afraid of anything. She’s kind of from that generation that was made of tough stuff. Nothing really fazes them.”

Barbara got her first bike, a Royal Enfield 350, when she was about 19, and used it to get around while in college. She quickly caught the bug for riding, which she then passed on to the rest of her family.

“She always had a little bike that she nipped about on. Her three sons later all had motorbikes and a keen interest in motorbike racing and groups.”

Visit GoodNewsNetwork .org for the rest of the story…

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Shield Insurance Nominated for Business Excellence Award - Shield Insurance Agency Blog

Join the Celebration: Shield Insurance Agency Recognized for Business Excellence!

Posted on June 2, 2021August 9, 2023 by Shield Insurance Agency

Shield Insurance Agency | Shield Blog | About Us | Start A Quote Today! | Business Excellence Award

We are pleased to announce that Shield Insurance Agency has been nominated for the prestigious Business Excellence Award. This recognition is a testament to our commitment to providing exceptional insurance services and our dedication to our clients.

The Business Excellence Award is given to companies that have demonstrated outstanding performance, innovation, and leadership in their respective industries. It recognizes organizations that have achieved significant growth, maintained high ethical standards, and made a positive impact on their communities.

We are honored to be considered for this award and would like to express our gratitude to our clients for their continued support and trust in our services. This nomination serves as motivation for us to continue delivering the highest level of service and to constantly improve our offerings.

We would also like to extend our appreciation to our dedicated team members who have worked tirelessly to ensure the success of our agency. Their hard work, expertise, and commitment to excellence have been instrumental in our nomination for this prestigious award.

Winners of the Business Excellence Award will be announced at a ceremony later this year. We are excited about the opportunity to be recognized among other outstanding businesses and look forward to the results.

Once again, we would like to thank everyone who has contributed to our success and helped us achieve this nomination. We remain committed to providing exceptional insurance services and being a trusted partner for all our clients’ insurance needs.

Thank you for your continued support.

Big News from the Hudsonville Chamber of Commerce!

It’s Awards Season!

The Chamber is SO excited to be hosting the Chamber Awards once again this year!

Here are our nominees for the 2021 Awards!
::::: drumroll :::::

Business Excellence Award

Hudsonville Physical Therapy
Advent Physical Therapy
Shield Insurance Agency

Leadership Award

Dr. Therese House-Vereeke
Patrick Waterman
Mary Jane Schreur

Spark Award

Hand 2 Hand Ministries
Meijer
Joy 99

The winners of the Awards will be announced at our official Awards Ceremony MEAL. June 17th at noon at the Pinnacle Center.

Make sure to get registered, we hope to see you there!

Visit the Shield Insurance Blog for some great reading…

Tips for Motorcycle Road Trips

Posted on April 30, 2021August 26, 2021 by Shield Insurance Agency

Foremost Insurance Group

Before heading out on motorcycle road trips, make sure you and your bike are ready!

How To Winterize Your Motorcycle in 7 Simple Steps

Posted on November 4, 2019August 30, 2023 by Shield Insurance Agency

Shield Insurance Blog | Winterize Your Motorcycle | Start A Quote Today!

Ready to winterize your motorcycle?

Cold temperatures are settling in, which means motorcycle riding season is coming to an end. Unless you live in the southwest or southern states, odds are you will be putting your ride in storage for the winter months. Unfortunately, simply keeping it covered is not enough.

If this is the first time you are winterizing your motorcycle, or you simply need a refresher, we’ve put together a simple 7-step guide to help steer you in the right direction.

Fuel stabilizer is the engine’s best friend. As fuel sits, it degrades and coats the inside of the tank and engine parts. Stabilizer in the tank prevents that. Run the engine a little to get the treatment into the carburetor and injectors.
Top off the fuel. This prevents condensation build-up in the tank.
Old oil becomes acidic. When the engine is warm, change it, and add a small amount into the cylinders to keep them protected, too.
Add anti-freeze. If the bike is liquid-cooled, refresh the anti-freeze.
Wash, dry and polish. The goal is to clean off corrosive material, then build up a protective coating on the metal, chrome and leather.
Stay off the concrete. Park the bike on a sheet of plywood or an old carpet, or elevate the cycle on a stand. The intent is to prevent flat spots from forming and eliminate moisture build-up under the tires.
Cover it. After completing the steps above, you can now put the entire bike in a storage bag. This will keep it protected from whatever the kids or wind bring into the garage over the winter.

Last but not least, check your motorcycle insurance policy or talk with your insurance agent. Even if you’re storing your ride indoors, it’s still at risk of theft, vandalism, or physical damage.

For informational purposes only and may not be applicable to all situations.

Is Your Motorcycle Coverage a Perfect Fit?

Posted on September 18, 2019August 30, 2023 by Shield Insurance Agency

Shield Insurance Blog | Motorcycle Coverage | Contact Shield

Not all bikes are the same. Motorcycle Coverage isn’t all the same, either.

Picking good motorcycle insurance is more than just choosing between comp and collision or liability-only. Here are four questions to ask yourself about coverages and options before you switch to a new policy or renew your current one.

1) What is your health insurance Motorcycle Coverage like?

An odd question? Not really, given the big changes we’ve all experienced in the last few years with health care. If you have a high-deductible policy, and need an x-ray or go to urgent care, you’ll likely pay out-of-pocket.

Medical payments coverage (often called “Med Pay”) might be worth considering. The typical $500 limit should be enough to cover smaller medical bills and it does not cost much to bump up to a higher limit.

While you’re at it, you might want to consider uninsured and under-insured motorist (UM/UIM) protection, too. That covers larger medical costs as well as repairs or bike replacement — if you’re left with the bill from an at-fault driver without sufficient insurance.

2) Are you into long road trips?

Whether it’s that bucket-list ride to Sturgis, or just a long-weekend cruise, you’ll want to consider:

Rental coverage – If you can’t ride your bike due to physical damage, your trip isn’t over. This endorsement covers the cost of a rental to finish the trip or get you home.
Travel loss reimbursement – This could coverour room, dinner, and a ride-share after an accident.
Towing and emergency assistance – Coverage for the reimbursement of some of these costs, too.
Trailer coverage – Separate coverage can be added for damage to your bike trailer.

3) Does your wingman have a fuzzy face?

No, we don’t mean your uncle Earl. Coverage for injury to your dog or cat is a newer option you can add.

4) Do you ride year-round?

In much of the country, riding is a seasonal sport. It’s tempting to save a few bucks by canceling your policy when you put your bike under wraps for the winter. But it can still be stolen, vandalized, or damaged. Consider year-round coverage for your bike.