Negotiate Pets with Your Landlord

How to Negotiate Pets

Nationwide | September 28, 2022 | Pets | Pet Insurance | Start A Quote Today!

If you’re worried about finding quality housing that will welcome your pet, you’re in good company. Navigating a tight rental market can be especially frustrating for pet owners. However, it is possible to negotiate your pet with your landlord whether you’ve found a home you would like to rent or are hoping to bring a furry friend into your current residence.

Acquire a landlord permission letter for pets

It’s important to get your landlord’s permission upfront. You can even come to your landlord prepared with a pet agreement to help start the conversation. You’ll want to make sure you have documentation of your landlord’s permission to have your pet on the property. [1]

The law allows for landlord discretion on pets.

Even if your landlord grants you approval to have a furry friend in your home, you still want to clearly read your lease agreement and make sure you understand the rules and restrictions around which pets are allowed on the property. The law allows for landlord discretion in determining whether or not tenants can own a pet as well as what breeds and sizes of animals are permitted. The law also grants landlords the right to impose fees related to pets. It’s important to make sure you’re carefully going over your landlord’s pet policy to make sure you understand any restrictions or limitations before signing your lease. [1]

Tips for negotiating pets with your landlord

Some landlords are weary of having pets on their property because of the potential noise and damage they can cause. This can be a barrier to finding housing that will allow pets, but there are several ways you can help improve your chances of finding a place for you and your furry friend to call home.

Be proactive in the housing search

Give yourself as much time as possible to find pet-friendly housing. If you don’t currently have a pet but are thinking of getting one in the future, you might want to find housing that will allow pets well before bringing one home. You can make your search easier by researching animal-friendly listings online. Ask your friends, family, and social media connections if they happen to know of any pet-friendly landlords or available properties. [2]

Come to the negotiations prepared

If you found a home you like but the landlord is not currently allowing pets, there are a few things you can come prepared with to help change their mind: [1] [2] [3]

  • Pet rent: You can offer pet rent. In most cases, landlords will require it anyway, but offering it helps to show good faith. It should be noted that pet rent is separate from your base rent and should not be incrementally increased as your base rent is increased.
  • Pets deposit: Additionally, you can suggest a pet deposit for any potential damages. Pet deposits are also separate from your standard deposit and cannot legally be withheld for any dispute unrelated to your pet.
  • Sample pet agreement: There are resources online that can help provide a sample pet agreement for you to share with your landlord. Coming prepared with one will help show you’re a thoughtful and knowledgeable tenant.
  • Pets resume with references: Show your landlord that your furry friend is well-behaved by sharing any training certifications your pet has. Even sharing photos of your pet playing with children can help show that your pet is friendly and won’t be a problem to your neighbors, and your veterinarian can also help by providing documentation of your pet’s vaccine records and a letter of reference.
  • Research building policies and local laws that might work in your favor: Sometimes the law is on your side when it comes to having a pet in your rental home. For example, in New York, if you get a pet and the building board doesn’t start a court proceeding against you within 3 months, you’re allowed to keep your pet. Research the laws in your state and find out whether there are any that could apply to your situation.
  • Reasonable accommodation: If you have an emotional, physical, or psychiatric disability, the law allows you to keep an assistive animal, and you’re legally protected from discrimination as a tenant. The law also requires landlords to make reasonable accommodations for you and your pet if your pet is an emotional support animal (ESA). The Rehabilitation Act of 1973 and The Fair Housing Amendments Act of 1988 both protect assistive pets in cases where landlords prohibit pets. In this instance, you may have to produce documentation that your pet is an assistive animal. This documentation can usually be provided by a health professional, such as a psychiatrist, psychologist, doctor or licensed therapist.

Common pet complaints and problems for renters

Even if your landlord grants approval for your pet, you might still deal with some challenges that could even result in eviction: [1]

  • Lease documentation specifies no pets: It’s important to read over your lease carefully and suggest any necessary changes before signing. If your lease stipulates that pets aren’t allowed on the property, make sure this is removed before signing and bringing a pet into the residence.
  • New ownership of property decides to not allow pets: If your place of residence is bought by new ownership that chooses not to allow pets, you may be asked to remove your pet or to leave the property.
  • Complaints from other tenants: This could cause your landlord to issue an eviction notice.

Pets are an important part of the family that help bring comfort and joy into our homes. Protect your pet like family with Nationwide’s Pet Insurance Policies.

Sources:

[1] “Negotiating for Pets: Tips for Success,” bhrentersalliance.org/2017/09/negotiating-for-pets/

[2] ”Information for renters with pets,” humanesociety.org/resources/information-renters-pets

[3] “How to Negotiate Pets with Skeptical Landlords,” emotionalpetsupport.com/2020/03/how-to-negotiate-pets-with-skeptical-landlords/

Disclaimer:

The information included is designed for informational purposes only. It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. It is the reader’s responsibility to comply with any applicable local, state or federal regulations. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2022 Nationwide and Shield Insurance Agency


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Rental vehicle coverage. Do you have it? Do you need it?

posted by Melissa Hunt | Shield Agency Blog | Start A Quote Today! | Rental vehicle coverage

I am currently a mother of 3 little ones so I typically need more than a compact sedan to get around. Now, imagine I get t-boned in an intersection…. I have auto insurance, I make a claim, I have collision coverage BUT I didn’t include rental vehicle coverage on my auto policy. 

Now what? I have to hope and pray that one of my family members, friends, or co-workers have a vehicle I can use otherwise I pay out of pocket for a rental. The tiniest, cheapest car would still cost me around $250/ week and a van can run upwards of $550 per week!!! The average family can not afford this extra expense, especially if there is already a deductible that will be owed from the claim.

This coverage that I was missing out on, can be as little as $5 a month depending on the insurance company and the amount of coverage you select. That is pennies compared to what it would take to keep me in a rental vehicle for up to a month! 

So, if you determine that you would need this coverage, how much do you think you would need? Depending on the insurance company, you could get anywhere from $20/day to $75/day for up to 30 days. I should have had at least $40/day if not more to be able to get a decent size vehicle for my family and me. The added perk of having this coverage is that a lot of rental vehicle companies will try to work with the coverage that you have so you will have to pay very little to nothing out of pocket.

Nowadays, there are fewer and fewer repair shops willing to provide loaner cars while your vehicle is in the shop. Those that do tend to still charge you for that loaner if they determine that your car is a total loss. They won’t get any money from you or the insurance company for the repairs to your car so they charge you for using the loaner car for those 2-3 days that it took to look over your car. The safest bet is to have the coverage on your auto policy. You can always quote out what the additional coverage would be with your agent.

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