When Disaster Strikes: What to Put in Your Medication Go Bag

Atlantic hurricane season is a good reminder that everyone should prepare this potentially lifesaving kit

By Consumer Reports Last updated: July 05, 2021

A well-stocked Medication Go Bag can be used to soothe a cut or burn—or to save your life during a hurricane, flood, fire, or other emergencies.  

But it’s important not to wait until you’re faced with the need to leave your home in a hurry to assemble your medication go bag, says Geoffrey C. Wall, Pharm.D., a professor of pharmacy practice at Drake University in Des Moines, Iowa.

Whether you buy a kit from a drugstore or build it yourself, Wall recommends that all households keep a medication go bag on hand. It should contain the essentials, including: 

  • At least seven days’ worth of over-the-counter and prescription medications you take on a regular basis. Label the containers clearly, and include a printed-out list of everything you take and the regimen for each medication, plus a copy of your health insurance card (in case you need medical care while you’re away from your home).
  • An antihistamine for allergic reactions, such as diphenhydramine (Benadryl Allergy and generic) or loratadine (Claritin and generic).
  • Pain relievers, including acetaminophen (Tylenol and generic), aspirin, ibuprofen (Advil, Motrin IB, and generic), or naproxen (Aleve and generic).
  • Stomach and antidiarrheal remedies, including loperamide (Imodium and generic) and bismuth subsalicylate (Kaopectate, Pepto-Bismol, and generic).
  • An antacid for heartburn, such as Maalox, Mylanta, Rolaids, Tums, or generic.
  • Antiseptic wipes; an antibiotic ointment such as Neosporin, Bacitracin Plus, Curad, or generic (use only for infected wounds); and bandages, gauze, and tape, for treating burns, cuts, and wounds.
  • Mosquito repellent to prevent bites, and aloe gel, hydrocortisone cream, or calamine lotion to soothe bites and skin irritation.
  • An eyewash solution for flushing out eye irritants.
  • Water-purification tablets.
  • Scissors.
  • Thermometer.
  • Tweezers.

If you and your family have special medical needs, you can build a more sophisticated medication go bag—for example, one that contains hearing aids with extra batteries, an epinephrine auto-injector, glasses, contact lenses, or syringes.

Fill Prescriptions in Advance

For prescriptions, you and your family members take, consider asking your doctor for 60- or 90-day refills rather than a month’s worth. That way, you’re more likely to have extras on hand for your medication go bag. (This can also save you money.)

Always fill prescriptions on the first day you become eligible for a refill, rather than waiting until the day you run out. If you are able to obtain an emergency supply, establish a plan for rotating your go-bag supply so that it remains up to date. And remember to check medications periodically to ensure that they have not expired.

“During an emergency, some states allow pharmacists to dispense an emergency supply of medications without doctor authorization,” Wall says. But, he adds, “certainly if a known potential disaster, such as a hurricane, is predicted, make sure you have prescription meds and supplies before it hits.”

You might also ask your health insurance company to assist you in obtaining enough medication and supplies to have on hand.

Storing and Maintaining Your Kit

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Life Kit Episodes That Will Bring You Closer To Financial Independence

This story is adapted from the Life Kit weekly newsletter, which arrives in inboxes each Friday.  Subscribe here.


Explore Life Kit

This story comes from Life Kit, NPR’s family of podcasts to help make life better — covering everything from exercise to raising kids to making friends. For more, sign up for the newsletter and follow @NPRLifeKit on Twitter.

From signing up for the right credit card to paying off debt to navigating a financial crisis — managing money is a lot easier with a little know-how. Here are seven of our favorite Life Kit episodes on common and confusing money topics, featuring personal finance experts who are eager to help you out.

Cut Down Miscellaneous Expenses

Trying on pajama pants at Target just for fun, swinging by an ice cream store, because it’s not the same as the pint I have in my fridge — I’ve been there. Personal finance expert Tiffany Aliche, “The Budgetnista,” recommends asking yourself whether you “Need it, love it, like it or want it” before springing for impulse purchases. If the gratification from a purchase will last less than one year, it’s just a “like,” and you might be better off skipping it to save up for something you’ll “love.”

Master Budgeting

When I moved into my first apartment out of college, I quickly realized that no one ever taught me how to budget. Author Kristen Wong points out that young adults shouldn’t feel obligated to budget just because it is what grown-ups do. Instead, she suggests holding onto a personal goal that you’re saving up for, like a weeklong trip, a new computer or dinner from your favorite restaurant. Here’s more on how you can budget to feel “liberated.”

Make Money From Your Side Hustle

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4 Symptoms of Stress You Should Never Ignore

Mental health focus at Tokyo Olympics is a reminder of the role that pressure plays

by Sarah Elizabeth Adler |  AARP | August 2, 2021| Symptoms of Stress | Health Insurance

En español | Wins and medals aren’t the only things grabbing attention at this year’s Olympic games in Tokyo: Mental health awareness is also in the spotlight, after U.S. star gymnast Simone Biles’ decision to withdraw from some events in order to focus on her emotional well-being. 

Olympians or not, we’re all susceptible to stress, whether from job or family pressures or obligations like caregiving. Here are the physical and mental signs that experts say could signal trouble.  

1. Insomnia and difficulty sleeping 

Can’t fall or stay asleep? Insomnia is a classic symptom of stress, says Connecticut-based clinical psychologist Holly Schiff. For example, Biles said she “could barely nap” before the Olympic team gymnastics final. And the consequences of lack of sleep, including fatigue and problems concentrating, can make it even harder to get through the day, creating a stress snowball effect. 

To break the no-slumber cycle, Schiff recommends that you keep a bedside journal to jot down the worries keeping you up at night, whether that’s tomorrow’s to-do list or other preoccupying thoughts. “Getting it down on paper and theoretically out of your mind can be helpful and free up some mental space, so you can focus on getting a restful night’s sleep,” she says. 

2. Changes in mood and thinking 

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One Crick to Traveling Cheaply: Flexibility

By SAM KEMMIS of Nerd Wallet July 14, 2021 | AP News

So you want to travel on a budget. Who doesn’t? Yet it’s easy to get overwhelmed by all the cheap travel tips, hacks and strategies out there that promise unbelievable deals on airfare and hotels.

In reality, there’s only one important tactic for traveling cheaply: being flexible with your travel dates, destination and plans. It might sound simple — or even simplistic — but you would be surprised how few travelers are willing to take this piece of advice to heart.

To be fair, this flexibility-first mindset requires a paradigm shift for many in terms of how they start planning vacations. It requires moving from this type of planning:

“I want to go to Amsterdam from Sept. 5th through 13th.”

To this:

“I want to go somewhere fun in September.”

For some, this degree of flexibility is simply impossible. Yet for those who can loosen their preconceptions about how to plan travel, it can lead to big savings — and maybe even more fun — whether you’re paying with cash or using points.

WHY RIGIDITY IS SO EXPENSIVE

The cost of travel depends on the interplay between many factors, including:

— Demand.

— Supply.

— Randomness.

— Number of options.

When you make specific plans from the get-go, you essentially constrain the last variable — you give yourself fewer options. This means that the cost of your trip will depend entirely on the first three variables, which are completely outside of your control.

This economic interplay will sometimes fall in your favor, and you’ll score a good deal on the exact destination and dates you wanted. But more often than not, you’ll end up paying more than average simply by starting with a severely limited set of options.

HOW TO PLAN TRAVELS WITH FLEXIBILITY

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Off-road ATVs: Coverage for your off-road ATV

Safeco® Off-road ATVs: Coverage for your off-road ATV

Do you have an off road vehicle? Safeco will insure all-terrain vehicles with four or six wheels, a wide variety of utility-terrain vehicles (UTV), side-by-sides, dirt bikes, snowmobiles, golf carts, and other select off-road vehicles. Talk with a Safeco agent to get details about all the vehicles types we cover. Connect with your Safeco independent agent today to get the details and determine the best coverage options for your off-road vehicle: http://spr.ly/6053yTUUv Disclaimer: Subject to policy terms, conditions, and limitations. Discounts and savings available where state laws and regulations allow and may vary by state. State insurance requirements apply. Insurance offered by Safeco Insurance Company of America and affiliates, Boston, MA.

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Caregiving Assistance: How to Assess When an Older Adult Requires Caregiving Assistance

by Barbara Stepko, AARP, June 28, 2021 | Caregiving Assistance

Sometimes an older adult’s need for additional help is obvious. It could be that he or she is having a hard time getting to appointments, seems confused by instructions or perhaps isn’t paying bills on time. More often, though, the change happens gradually. That’s where a professional assessment comes in. This comprehensive review of all aspects of person’s mental, physical and environmental condition is one way to determine if your loved one needs assistance. This helps to evaluate his or her ability to remain safely independent and identify risks and ways to reduce them.

A family member or caregiver also has an opportunity to evaluate how a loved one is doing in terms of health, safety and quality of life. “The goal,” says Ardeshir Hashmi, M.D., section chief of the Center for Geriatric Medicine at Cleveland Clinic, “is to pick up clues early, before they start to impact day-to-day life a significant way, so we can do something about them.” Here are red flags to look for, which may signal a loved one needs further evaluation — and possibly more support.

Mobility

Changes in appearance

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Claims Technology Bolstered by the Pandemic

Shield Insurance Blog | Claims Technology | Start a Quote today!

Workers Expect Savvy Claims Technology: Here’s How the Pandemic’s Bolstered Claims Technology During Uncertain Times

The COVID-19 pandemic sped up the adoption of claims technology, but many tools were already in place and poised for growth.

Even apart from the COVID-19 pandemic, 2020 was a significant year. According to the NOAA, 22 separate weather events including severe storms, wildfires, and cyclones totaled $95 billion in damages.

While many types of insurance bear the brunt of these disasters, workers’ compensation carriers, tasked with critical care needs that affect workers and their families, need special strategies to deliver care when catastrophe strikes.

For many organizations, these strategies utilize technology, built-in redundancies, and, stepped-up conveniences like a direct deposit to ensure continuity of care, no matter the weather.

“We have to be ready for it all — hurricanes, floods, fires,” said Mark Bilger, CIO of One Call.

“In general, disaster recovery and business continuity are a staple of well-run IT management for any organization. Specifically, in claims and insurance, it’s heightened because of the critical care for injured workers.”

Especially in the wake of the COVID-19 crisis, workers’ comp claims teams were challenged with the immediate expansion of remote work, resulting in necessary changes that are likely to endure even after the pandemic concludes.

“Before work from home, One Call had a few concentrated contact centers,” Bilger said.

“After working from home, we look a lot more like the internet. We’re dispersed and we had to make major upgrades to our virtual private network, essentially 10-fold. We went from 1 gigabit to 10 gigabit capacity. We strengthened our endpoint protections and it went from firewalls in our locations to everybody’s home becoming the One Call network.”

Claims Technology

This growth in gigabit capacity is not isolated to the workers’ comp industry; reports indicate that pandemic-related growth has resulted in an estimated global wireless gigabit market size of $19 million in 2021 and is projected to reach $70 million by 2026.

In tandem with the global wireless market, gigabit size is the growth of cloud computing. Gartner forecasted 18.4% growth in a 2020 report to a total of $304.9 billion, noting that “the proportion of IT spending that is shifting to the cloud will accelerate in the aftermath of the COVID-19 crisis, with cloud projected to make up 14.2% of the total global enterprise IT spending market in 2024, up from 9.1% in 2020.”

Workers Expect Claims Technology

Expectations have been set by regulation and digitization in the 21st Century that even in the wake of a natural disaster, services will continue.

“One of the technology solutions that we have had for a few years but that we pushed during COVID and any other type of catastrophic event is our claimant app, MyCare,” said Michael Jamason, SVP, of business operations at CorVel.

“It gives the injured worker the ability to manage their pharmacy information, phone numbers for points of contact regarding their claim, information about payments being made to their accounts, and they can even establish their direct deposit in the app.”

Pharmacy information is especially important during a disaster when medications are destroyed due to property damage or lost in an evacuation.

“We were able to utilize our partnership with our PBM to allow people to get early refills, and with mail order, we were able to even change the amounts of medication given,” said Melissa Burke, head of managed care and clinical, AmTrust.

“We expanded into other needs like telemedicine, ensuring that we have different types of providers available. We were able to expand that and ensure access in all of our states where allowed by regulatory governance, including digital doctor networks. Something important there too is transitioning injured employees. Typically a telehealth solution would be either on the front end or the back end of a claim. We wanted to make sure that we could go back and forth depending on the state of the catastrophe,” Burke added.

Indeed, telemedicine expansion is at the forefront of many workers’ comp claims organizations’ radar. According to Mitchell’s “The Future of Technology in Work Comp 2020” industry survey, “many respondents believe that telemedicine will have the biggest impact on the industry within the next five years (32%), followed closely by artificial intelligence (30%) and predictive analytics (20%).”

The survey was conducted before the COVID-19 pandemic, which likely would have boosted telemedicine’s impact on the results due to significant expansions.

For many industry leaders though, the specific technological solution is not as significant as the strategy behind the solutions. “We have to ensure continuity of care and benefits,” said Michele Tucker, CorVel’s VP of EC operations.

“Any interruption — whether it’s a natural disaster or anything else — impacts many lives and families. We’ve been doing some regular testing with payments and system recovery so redundancy is set up, and if we have an office impacted, our system allows for immediate replication and the pickup of services by another office.”

Growth Brings Security Risks

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What Is Mindfulness?

by Kim Painter, AARP, May 26, 2021

What Is Mindfulness? And Why It Might Make You Happier

Focusing on the present moment can help you quiet anxiety and find perspective

En español | What is Mindfulness? When psychiatrist Judson Brewer, M.D., wants to help a patient stop smoking, one of the first things he does is ask the smoker to give his or her full attention to smoking a cigarette, focusing on how it tastes, smells and feels right then.

“Not one of them has come back and said that they enjoyed smoking,” says Brewer, who is director of research and innovation at Brown University’s Mindfulness Center in Providence, R.I., and author of a new book, Unwinding Anxiety. Noticing that smoking is actually unpleasant can be the first step to quitting — and it’s a prime example of how mindful living can change your life, Brewer says.

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Common Health Problems After 50

7 Common Health Problems That Can Strike After 50

by Rachel Nania, AARP, May 18, 2021 | Health Problems

Some chronic conditions tend to start cropping up in midlife. Here’s what to do about them…

En español | There’s a lot to celebrate when you hit the big five-oh. Discounts start to kick in, investments begin to mature and — how does the saying go? — with age comes wisdom and maybe a few health problems.

But for all the money saved and knowledge earned, there’s a small price to pay: It’s time to really start tuning in to your health and addressing health problems.

“What we see is that some chronic health conditions are frequently diagnosed starting at age 50,” says Renuka Tipirneni, M.D., an internist and assistant professor in the Division of General Medicine at the University of Michigan.

The good news is that many of the conditions that creep up in midlife can be managed. And if they’re caught early and treated promptly, you can “prevent complications that are more serious,” Tipirneni explains.

Here’s what you need to look out for after you turn 50.

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Stop by the Farmers Market in Hudsonville!

TODAY June 2, 2021 9am to 1pm

at the Terra Square

Stop by to meet Joe, Sean and his wife Kat, and register to win a robot vacuum or local gift cards!!

All the details can be found at the Chamber website be sure to check it out and visit the market!


TERRA SQUARE FARMERS MARKET Shield Insurance Agency

The home of Hudsonville’s Farmers Market.
Hudsonville farmers are passionate about bringing the community together over farm fresh produce they have been growing for generations. The Terra Square Farmer’s Market will be a place where we inspire healthy, full, and abundant living. Growing together, food and community.

Click here to visit the web site for all the detais !

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