The real reasons why your ideas at work are rejected

Posted on October 6, 2022October 6, 2022 by Shield Insurance Agency

Ideas at Work

Worklife News | September 23, 2022 | by Steve Hemsley

There is a saying in business that ideas at work can come from anywhere.

That is certainly true, but in reality not everyone’s ideas at work are listened to.

According to Dr. Megan Seibel, a leadership development professional at Virginia Tech University in Blacksburg, Virginia, ideas can be rejected because of different cognitive styles within a team. Seibel is a global instructor in Kirton’s Adaption-Innovation Theory which is used to measure problem-solving, teamwork and creativity.

Some people are “adaptors,” who want to do things better at work and are happy operating within rules and routines. “Innovators” meanwhile seek to do things differently and feel constrained by corporate structures and procedures.

“Often a brilliant idea will not resonate with the rest of your team, or you may think you have the perfect solution but others do not agree,” said Seibel. “The way we generate ideas, utilize structure to implement our ideas and respond to rules and group norms is innate to each of us as individuals.”

Here are Seibel’s five reasons why someone’s ideas may be rejected because a team comprises adaptors and innovators.

The “style” of the idea at work

Others find it hard to see the value of an idea if they have a different approach and style to problem-solving.

The “fit” of the idea at work compared to the norm:

The idea that has been suggested may not fit the current norm.

Misunderstanding of what needs to change:

We may be working with others and think we understand the issue, only to realize at some point we were not all on the same page.

The status of the idea at work originator:

Is the status of the person affecting others’ attitudes? Maybe an idea is coming from a junior employee.

An idea is from the “in-group” or “out-group”:

In every organization there are groups of individuals with similar cognitive styles when it comes to solving problems. This consensus group may have an easier time building energy and agreement around certain ideas. It can be harder for individuals who fall outside of these groups to have their ideas understood and championed.

“In the workplace people behave in a certain way, and every idea either comes from an adaptive or an innovative person,” said Seibel. “It is important to know your own type and the chemistry of your team so you approach the right people at the right time to get good ideas to solve specific problems.”

According to research by cloud-based design software company Figma (whose product is used by employees at companies such as Spotify, Deliveroo and WorkLife parent company Digiday Media) how and when people suggest ideas at work can vary by demographic.

Some 33% of men and 47% of women have been too shy to voice an idea at work, and then somebody else suggests it. Some 60% of 25-34 year olds worry that their idea will be considered ‘terrible’ by colleagues. The company’s findings also reveal that 35% of people have their best ideas at home and 28% when talking to somebody else. Apparently people feel most creative on a Friday morning.

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100th Anniversary of Fire Prevention Week

Posted on October 6, 2022October 6, 2022 by Shield Insurance Agency

NFPA.org | 2022 Campaign | Fire Prevention Week

Join NFPA® in celebrating the 100th anniversary of Fire Prevention Week™ (FPW). This year’s FPW campaign, “Fire won’t wait. Plan your escape™”, works to educate everyone about simple but important actions they can take to keep themselves and those around them safe from home fires.

Today’s homes burn faster than ever. You may have as little as two minutes (or even less time) to safely escape a home fire from the time the smoke alarm sounds. Your ability to get out of a home during a fire depends on early warning from smoke alarms and advance planning.

Home fire escape planning and practicing

It is important for everyone to plan and practice a home fire escape. Everyone needs to be prepared in advance, so that they know what to do when the smoke alarm sounds. Given that every home is different, every home fire escape plan will also be different.

Have a plan for everyone in the home. Children, older adults, and people with disabilities may need assistance to wake up and get out. Make sure that someone will help them!

Smoke alarms

Smoke alarms sense smoke well before you can, alerting you to danger. Smoke alarms need to be in every bedroom, outside of the sleeping areas (like a hallway), and on each level (including the basement) of your home. Do not put smoke alarms in your kitchen or bathrooms.

Choose an alarm that is listed with a testing laboratory, meaning it has met certain standards for protection.

For the best protection, use combination smoke and carbon monoxide alarms that are interconnected throughout the home. These can be installed by a qualified electrician, so that when one sounds, they all sound. This ensures you can hear the alarm no matter where in your home the alarm originates.

Importance of fire prevention

In a fire, mere seconds can mean the difference between a safe escape and a tragedy. Fire safety education isn’t just for school children. Teenagers, adults, and the elderly are also at risk in fires, making it important for every member of the community to take some time every October during Fire Prevention Week to make sure they understand how to stay safe in case of a fire.

On this site, you’ll find loads of educational resources to make sure that every person knows what to do in case of a fire. We have everything from apps to videos to printables and much more, to make sure you have the resources you need to keep your family, your community, and your city safe.

Learn more about Fire Prevention at this great website!

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Why Small Businesses Fail: Top 8 Reasons for Startup Failure

Posted on October 5, 2022October 2, 2022 by Shield Insurance Agency

Learn the top 8 reasons for startup failure and keep your business from failing with these tips.

Starting a business without a legal entity? It’s time to make it official!

ZenBusiness.com | By Patricia Schaefer | September 1, 2022

Why do small businesses fail? Business failure isn’t something you want to think about when you start a business. But if you want your business to succeed, you need to know and avoid these eight common reasons why businesses fail.

According to statistics published in 2021 by the Small Business Administration (SBA), about 32% of business startups fail before two years. A little over half (51.1%) succumb to business failure within five years. By year 10, only 33.6% survive. The 15-year survival rate is 25.7%

Those statistics are rather grim. And in 2022, small business survival is an even bigger worry because of coronavirus-related declines, supply chain disruptions, and inflation.

While there’s a multitude of conditions that can result in a business failing, most years, the reason small companies go out of business is usually that they make one or more common mistakes.

Here are the top eight reasons for business failure and what you can do to avoid them.

Why Small Businesses Fail

1. You start your business for the wrong reasons

The reason for business failure is often tied to the reason the owner started the business. Is your primary reason for starting your own business the desire to make a lot of money? Do you think that if you have your own business you’d have more time with your family? Or maybe that you wouldn’t have to answer to anyone else? While those are benefits some successful entrepreneurs achieve after years of hard work, they aren’t necessarily reasons to start a business.

The right reasons for starting a company — reasons that lead to building a successful company — include these:

You have a passion and love for what you’ll be doing and strongly believe — based on educated study and investigation — that your product or service would fulfill a real need in the marketplace.
You have drive, determination, patience, and a positive attitude. When others throw in the towel, you are more determined than ever.
Failures don’t defeat you. You learn from your mistakes and use these lessons as business tips to help you succeed the next time around. Studies of successful business owners have shown they attributed much of their success to “building on earlier failures” and on using failures as a “learning process.”
You thrive on independence and are skilled at taking charge when a creative or intelligent solution is needed. This is especially important when under strict time constraints.
You like — if not love — your fellow man, and show this in your honesty, integrity, and interactions with others. You get along with and can deal with all different types of individuals.

RELATED: How to Start a Business

2. There’s no market or too small of a market

The best business ideas will fail if there isn’t a market for what you sell, or if the market suddenly disappears because of economic changes or natural disasters. While you can’t predict disasters, before you start a business you need to determine if there’s a market for what you plan to sell and if that market is big enough to be profitable. Keep in mind that “everyone” isn’t a market. The market must be an identifiable group of customers you’ll be able to reach with the marketing dollars and resources you’ll have available.

To avoid business failure after startup, business owners need to keep tabs on their market and customers’ changing needs on an ongoing base, as well.

3. Poor Management

Many a report on business failures cites poor management as the number one reason for failure. New business owners frequently lack relevant business and management expertise in areas such as finance, purchasing, selling, production, and hiring and managing employees. If the business owner doesn’t recognize what they don’t do well and seek help, the company may fail and go out of business. To remedy the problem, small business owners can educate themselves on skills they lack, hire skilled employees, or outsource work to competent professionals.

Neglect of a business can also be its downfall. It’s important to regularly study, organize, plan, and control all activities of your business operations. This includes the continuing study of market research and customer data, an area that may be more prone to disregard once a business has been established.

A successful manager is also a good leader who creates a work climate that encourages productivity. They have a skill at hiring competent people and training them, and they’re able to delegate. A good leader is also skilled at strategic thinking, able to make a vision a reality, and able to confront change, make transitions, and envision new possibilities for the future.

4. Insufficient Capital

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A beginner’s guide to buying home insurance

Posted on October 5, 2022June 14, 2023 by Shield Insurance Agency

Shield Blog | Home Insurance | Start A Quote Today!

Home insurance isn’t an option — it’s a necessity. Nearly all mortgage lenders require borrowers to purchase homeowners insurance before financing a residential real estate transaction.

FOX Business | By Josephine Nesbit | Published April 27, 2021 3:23 pm EDT

Insurance can be complicated. Homeowners need to be prepared and make sure they are adequately insured. Here’s a buyer’s guide for first-time homeowners on the basics of home insurance and finding the plan that offers the right insurance coverage for you.

What should I look for when buying home insurance?

Buyers can adjust their insurance policy to fit their insurance coverage needs. When buying homeowners insurance, you should have enough coverage to:

Rebuild your home
Replace your personal belongings
Cover injuries and damages that occur on your property
Pay your living expenses if your house is uninhabitable

What does home insurance cover?

Here are the different types of coverage from a standard home insurance policy:

1. Dwelling

Dwelling coverage helps rebuild or repair the home’s structure if damaged by a covered event. Dwelling coverage should equal the cost to replace your home. This can be calculated by speaking with an insurance agent or an appraiser.

2. Personal property

This applies to everything in your home besides the structure itself if your personal belongings are destroyed, vandalized, or stolen.

You should have enough coverage to replace all of your belongings. This can be calculated by keeping a home inventory of everything you own and their actual cash value. More expensive items may also require additional coverage.

3. Liability

Liability coverage covers you against lawsuits for injury or property damage caused by you, family members, or pets to other people. Common liability claims include:

Dog bites
Intoxicated guests
Accidents
Falling trees
Injured domestic workers

No-fault medical coverage is also included. This covers the medical expenses of guests injured on your property.

4. Additional living expenses

If your home is uninhabitable, additional living expenses will cover your temporary displacement such as hotel bills and eating out.

There are also different types of homeowners insurance for various property types and insurance coverage needs. This includes:

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You Can Store Medical Records on Your Phone. Is That Healthy?

Posted on October 3, 2022October 3, 2022 by Shield Insurance Agency

Hunting down medical records is enough to give anyone a migraine.

By Edward C. Baig | AARP | September 14, 2022

Encrypted electronic medical records option for iPhones, Androids weren’t possible a decade ago

You likely see a primary care physician, and as you get older, perhaps one or more specialists. But these doctors may not all be part of the same health care system.

Meanwhile, a separate laboratory or clinic may handle your bloodwork. Your last surgical procedure took place in a hospital. You’ve gone elsewhere for immunizations and to fill prescriptions.

Worse, office workers at your health care providers are overstretched, and at times you must navigate a bureaucratic maze to reach someone who can help. While you might be able to chase down your records online, each doctor group may have a separate web-based patient portal.

Still, you can probably find many of your medical records more easily than you could a decade ago, when almost two-thirds of physicians were using fax machines to share information. That’s because of a 2009 federal law, the American Recovery and Reinvestment Act, that dispensed incentives to providers for digitizing health records and then, seven years later, penalized large hospitals that hadn’t adapted.

In 2016, the 21st Century Cures Act continued to smooth the way for electronic health information sharing, and consumers are just now seeing the results of that law. Yet even today, your electronic medical records are all over the place.

Apple prescribes a new, personalized path for medial reords

Apple set out to address the epidemic of scattered health records in 2018 by letting people with an iPhone download those records into the Health app on their phone. Nowadays, the health records feature on the iPhone is available to patients at more than 800 institutions with more than 12,000 locations in the United States, Canada and the United Kingdom, the company says.

How it works: A direct, encrypted connection is created between participating providers and a patient’s iPhone so people can get a centralized view of their allergies, clinical vitals, conditions, immunizations, lab results, medication records and procedures in one place.

The feature is based on something called Fast Healthcare Interoperability Resources (FHIR), a standard for the sharing of electronic medical records among different computer systems. Apple says its Health app data is never shared with any third party without the user’s explicit permission.