Homeowners Insurance may cover some of the cost of school supplies

In those lazy days of summer, it’s easy to forget about the school supplies needed for that quickly approaching fall season. Some of you may be busy buying school supplies, and school clothes, and getting ready to send kids off to college while squeezing in one last trip to the beach or pool.

School supplies are not cheap these days.

Have you checked with your home or renters insurance to see if that TI-85 scientific calculator is covered? What about the new Apple Mac Book, Ipad, or smartphone you just invested in? What about the vanload of stuff your college student is taking with them to their dorm?

Most insurance policies offer limited coverage for electronic items unless a special endorsement is purchased or they are specifically listed. Some policies offer a portion of your home’s property coverage for the things your college student is taking with them.