Choose a health insurance plan that meets your specific needs

Peace of Mind: Understanding the Importance of Health Insurance for Your Well-Being

Posted on August 9, 2023July 21, 2023 by Shield Insurance Agency

Shield Insurance Blog | Health Insurance | Start a quote today! Contact Brianna or Carlos for help

Health insurance is an important aspect of life in Michigan. Understanding the different types of health insurance, key terms, availability, and cost is vital to finding the right policy for you. Shield Insurance Agency understands the importance of finding the best health insurance plan for you and they have the expertise to help determine the best coverage to fit your needs. Read on to learn more about health insurance in Michigan, including HMOs, PPOs, HRAs, HSAs, and more.

HMOs and PPOs

Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) are two common types of health insurance. HMOs are health insurance plans that provide access to a network of healthcare providers and usually require referrals in order to see a specialist. PPOs also provide access to a network of healthcare providers, but they allow you to choose your own doctors and do not require referrals. Both have different structures that affect how much you pay for services and how much deductible and copayments you pay.

HRAs and HSAs

Health Reimbursement Arrangements (HRAs) are employer-provided plans that allow employees to set aside pre-tax dollars to use for eligible medical expenses. Health Savings Accounts (HSAs) are also employer-provided plans that allow employees to save pre-tax dollars to use for eligible medical expenses. They are similar to 401k accounts, in that investments are allowed and the money rolls over from year to year. Both of these accounts can be used to help pay for out-of-pocket medical expenses, such as copays and deductibles.

Key health insurance terms

When thinking about health insurance in Michigan, there are several key terms to keep in mind. Copayments (or copays) are fixed amounts that customers pay for services, such as doctor visits or prescriptions. Deductibles are the amount of money the customer pays out of pocket before the insurance company pays for services. Coinsurance is the percentage of costs the customer pays once the deductible is met.

How much does health insurance cost

The cost of health insurance is different for everyone depending on factors such as age, family size, location, and type of plan. Generally speaking, HMOs tend to be less expensive than PPOs, and the higher the deductible, the lower the monthly premium. Health insurance premiums also depend on whether or not you receive subsidies or tax credits. In Michigan, the average monthly premium for family coverage with an employer-sponsored plan is about $735.

What are the different health insurance metal levels are

Health insurance plans also differ from one another depending on their level of coverage. Platinum plans typically have the highest premiums but also the most coverage, while bronze plans have the lowest premiums with the least coverage. Silver and gold plans are in the middle, offering somewhere between the two extremes of platinum and bronze plans.

When you can buy health insurance

The Annual Open Enrollment Period (OEP) is the time when everyone can buy a health insurance plan or make changes to their existing plan. In Michigan, the OEP runs from November 1st through December 15th each year. If you miss the OEP, you can still buy coverage outside of open enrollment if you experience certain life events, such as marriage, the birth of a child, or a move to a different state.

Where you can buy health insurance

You can buy health insurance from Shield Insurance Agency which represents over 40 insurance companies and specializes in helping individuals and businesses find the right plan for them. They can help determine the best level of coverage and answer any questions you have about health insurance in Michigan. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

Health insurance in Michigan is an important aspect of life and it is essential to understand the types of health insurance, key terms, availability, and costs when shopping for a plan. Shield Insurance Agency has the expertise to help guide you through the process of finding the right policy for your needs and they can provide a free quote. For more information about health insurance in Michigan, contact Shield Insurance Agency at (616) 896-4600 today or visit this LINK to start the quoting process.

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500-Pound Bear REPEATEDLY Steals Candy From Gas Station

Posted on July 27, 2023July 17, 2023 by Shield Insurance Agency

SunnySkyz.com | June 22, 2023 | 500-Pound Bear | Business Insurance

Chocolate-Obsessed 500-Pound Bear REPEATEDLY Steals Candy From Gas Station

In an unusual turn of events, a mischievous bear has been causing quite a stir in Lake Tahoe, California.

The bear’s exploits first came to light when a surveillance camera captured footage of the furry culprit stealthily entering the convenience store during the late hours of the night.

After scaring the employee off, he made his way to the candy aisle, grabbed a bag os Snickers, and took off.

But once he got a taste of chocolate, he kept coming back for more…

From CBS NEWS:

Could it be the same bear doing home break Ins? Meet Hank the Tank

South Lake Tahoe, California — DNA evidence now shows that a 500-pound black bear the public had nicknamed “Hank the Tank” — blamed for breaking into dozens of homes across the Tahoe Keys area — may be innocent.

The state Department of Fish and Wildlife on Thursday said there were three other bears responsible for damaging more than 30 properties that were originally linked solely to Hank.

The agency will soon begin trapping bears in the South Lake Tahoe area to tag the animals and collect evidence for genetic analysis. The bears will be released in a “suitable habitat” and the agency said no trapped animals will be euthanized as part of the project.

The bears are responsible for more than 150 incident reports in the region straddling Northern California and Nevada, including a break-in at a residence in the Tahoe Keys neighborhood last week.

Fish and Wildlife has concluded that Hank may not even be responsible for any of the break-ins over the last seven months, officials said on Thursday.

“Hank is not the culprit,” Bear League Director Ann Bryant told CBS San Francisco.

“Just like they say in the murder shows — you can’t argue with DNA!” she laughed.

Click Here to Meet Hank the Tank

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Delivery Man Saves Elderly Woman Stuck in Window

Stuck In Window For 5 Hours Delivery Man Saves Elderly Woman

Posted on July 25, 2023July 17, 2023 by Shield Insurance Agency

FOX 13 Tampa Bay | June 29, 2023 | Stuck In Window | Home Insurance | Start A Quote!

A newspaper delivery man has become a local hero after he rescued a 78-year-old woman who had been stuck in a window for five agonizing hours.

The story unfolded when the woman, identified as Nancy Reyburn, found herself trapped in a precarious situation as she attempted to break into her own home through a window after she had locked herself out. In her desperate efforts to get inside, she became stuck.

“Because of surgery, I had with two hip replacements, I can’t get past mid-part of my leg,” Reyburn told Fox 13. “I’m reaching around the more moving I did, the worse I felt.”

Stuck In Window For 5 Hours

She was stuck in the window for five hours. No one could hear her and hope was running out.

“I was asking God, ‘please this is not the way I want to be found’,” Reyburn recalled.

And just when it seemed that all hope was lost, out of the corner of her eye, she saw the blinking orange light on top of Jose Sanchez’s car.

Sanchez said he was on his normal paper route early Tuesday morning when he heard screaming and saw Reyburn stuck in the window.

“How I screamed, I have no idea,” she said.

Sanchez stuck by her and called 911, and help was finally on the way. Some are calling him the neighborhood guardian angel.

“I’m touched, because I care for these people in this park, they’re like my family, and they’re retired, and I try to watch out for them,” Sanchez said.

“Yes, I do believe in angels and people are put in a place for that time and that night, morning was my time to be helped by Jose,” Reyburn added.

Watch the good news video below.

Group Health Insurance: Affordable Coverage

Posted on July 17, 2023June 28, 2023 by Shield Insurance Agency

Shield Insurance Blog | Group Health Insurance | Contact Our Commercial Lines Dept

Group Health Insurance is a type of health insurance that is offered by an employer, union or association to its members while they are still working. It is a way for employers to provide their employees with affordable health insurance coverage, while also protecting them from the high costs of medical care.

What Does Group Health Insurance Cover?

Group Health Insurance typically covers a wide range of medical services, including doctor visits, hospital stays, prescription drugs, and preventive care. It may also cover mental health services, dental care, and vision care. The specific coverage will depend on the plan that is offered by the employer or organization.

How Does Business Health Insurance Work?

Group Health Insurance or Business Health Insurance works by pooling the risk of a large group of people together. This means that the cost of medical care is spread out among all the members of the group, which can help to lower the overall cost of health insurance. The employer or organization typically pays a portion of the premium, while the employee pays the rest.

When a member of the group needs medical care, they will typically visit a doctor or hospital that is part of the insurance network. The insurance company will then pay a portion of the cost of the medical care, while the member will be responsible for paying any deductibles or co-payments that are required.

What Are Examples of Coverage under Group Health Insurance?

Group Health Insurance typically covers a wide range of medical services, including:

Doctor visits
Hospital stays
Prescription drugs
Preventive care
Mental health services
Dental care
Vision care

The specific coverage will depend on the plan that is offered by the employer or organization.

What Types of Companies Offer Group Health Insurance?

Many different types of companies offer Group Health Insurance, including:

Large corporations
Small businesses
Non-profit organizations
Unions
Professional associations

If you are interested in obtaining Group Health Insurance for your employees or members, it is important to work with an experienced insurance agency that can help you find the right plan for your needs.

Shield Insurance Agency represents over 40 insurance companies and can help you find an affordable Group Health Insurance plan that provides the protection your employees or members need. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

In conclusion, Group Health Insurance is an important benefit that employers and organizations can offer to their employees or members. It provides affordable health insurance coverage and protection from the high costs of medical care. If you are interested in obtaining Group Health Insurance, it is important to work with an experienced insurance agency that can help you find the right plan for your needs. Contact Shield Insurance Agency today to learn more about your options.

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Kayakers Swallowed By Whale Live To Tell The Tale

Posted on July 6, 2023June 12, 2023 by Shield Insurance Agency

Shield Insurance Blog | June 8, 2023 | Swallowed By Whale | Life Insurance | Start A Quote Today

VIDEO: Humpback whale almost swallows kayakers near a California beach

The two managed to escape unscathed, briefly going underwater after capsizing before reemerging.

Julie McSorley says she learned an important lesson after she and her friend ended up in a humpback’s mouth: “Whales need their space.”

McSorley and Liz Cottriel were kayaking together in California’s San Luis Obispo Bay watching the whales feed on silverfish when one of the massive sea creatures surfaced beneath them, toppling their kayak and knocking them into the water.

Videos and photos from other kayakers and paddlers appear to show the women and their kayak being momentarily engulfed in the whale’s mouth — though the two friends say it all happened too fast for them to be sure.

“It’s definitely woke me up to the realization that, you know, our place is not in the feeding zone of whales,” McSorley told As It Happens host Carol Off.

“We didn’t think we were that close, but we definitely were right in the area that we shouldn’t have been — so I’ve learned my lesson, big time.”

Swallowed By Whale

AVILA BEACH, Calif. — Two whale watchers had a close encounter while kayaking off the coast of Avila Beach, California, that they will likely never forget.

Julie McSorley and Liz Cottriel were watching humpback whales on Monday when one decided to get up close and personal. A whale came up underneath them and caused them to capsize.

“I saw the big pool of fish, the big bait ball come up out of the water,” McSorley told CNN affiliate KMPH. “I saw the whale come up. I thought, ‘Oh, no! It’s too close.'”

“All of a sudden, I lifted up, and I was in the water.”

Footage from a witness nearby makes it appear as if the kayakers are being swallowed by the whale, but the two just tipped over.

“The whale was right here in my face, literally,” Cottriel told KMPH.

“I’m thinking to myself, ‘I’m gonna push. Like, I’m gonna push a whale out of the way! It was the weirdest thought. I’m thinking, ‘I’m dead. I’m dead.’ I thought it was gonna land on me. Next thing I know, I’m underwater.”

The two managed to escape unscathed, briefly going underwater after capsizing before reemerging.

Humpback whales typically feed on krill and small fish, according to the National Oceanic and Atmospheric Administration (NOAA).

The NOAA says humpback whales are popular among whale watchers as they are active on the surface and often jump out and slap the water with their pectoral fins or tails.

Love your Daddy! This Sun, Jun 18, 2023, is Father’s Day!

Posted on June 16, 2023May 30, 2023 by Shield Insurance Agency

HISTORY.COM | MAY 15, 2023 | Father’s Day | Recreational Insurance | Start a Quote Today!

The nation’s first Father’s Day was celebrated on June 19, 1910, in the state of Washington. However, it was not until 1972—58 years after President Woodrow Wilson made Mother’s Day official—that the day honoring fathers became a nationwide holiday in the United States. Father’s Day 2023 will occur on Sunday, June 18.

Mother’s Day: Inspiration for Father’s Day

The “Mother’s Day” we celebrate today has its origins in the peace-and-reconciliation campaigns of the post-Civil War era. During the 1860s, at the urging of activist Ann Reeves Jarvis, one divided West Virginia town celebrated “Mother’s Work Days” which brought together the mothers of Confederate and Union soldiers.

Did you know? There are more than 70 million fathers in the United States.

However, Mother’s Day did not become a commercial holiday until 1908, when–inspired by Jarvis’s daughter, Anna Jarvis, who wanted to honor her own mother by making Mother’s Day a national holiday–the John Wanamaker department store in Philadelphia sponsored a service dedicated to mothers in its auditorium.

Thanks in large part to this association with retailers, who saw great potential for profit in the holiday, Mother’s Day caught on right away. In 1909, 45 states observed the day, and in 1914, President Woodrow Wilson approved a resolution that made the second Sunday in May a holiday in honor of “that tender, gentle army, the mothers of America.”

FEATURED

Why the Founder of Mother’s Day Turned Against It

Anna Jarvis, who founded Mother’s Day in 1908, passionately opposed its growing commercialization and eventually campaigned against the holiday.

Origins of Father’s Day

The campaign to celebrate the nation’s fathers did not meet with the same enthusiasm–perhaps because, as one florist explained, “fathers haven’t the same sentimental appeal that mothers have.”

On July 5, 1908, a West Virginia church sponsored the nation’s first event explicitly in honor of fathers, a Sunday sermon in memory of the 362 men who had died in the previous December’s explosions at the Fairmont Coal Company mines in Monongah, but it was a one-time commemoration and not an annual holiday.

The next year, a Spokane, Washington, woman named Sonora Smart Dodd, one of six children raised by a widower, tried to establish an official equivalent to Mother’s Day for male parents. She went to local churches, the YMCA, shopkeepers and government officials to drum up support for her idea, and she was successful: Washington State celebrated the nation’s first statewide Father’s Day on June 19, 1910.

Slowly, the holiday spread. In 1916, President Wilson honored the day by using telegraph signals to unfurl a flag in Spokane when he pressed a button in Washington, D.C. In 1924, President Calvin Coolidge urged state governments to observe Father’s Day.

Today, the day honoring fathers is celebrated in the United States on the third Sunday of June: Father’s Day 2021 occurs on June 20.

In other countries–especially in Europe and Latin America–fathers are honored on St. Joseph’s Day, a traditional Catholic holiday that falls on March 19.

Click here to enjoy a fascinating video of several Founding Fathers

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Shark Attack App Uses AI to Forecast and Detect Risk for Swimmers at 89% Accuracy

Posted on June 8, 2023May 20, 2023 by Shield Insurance Agency

A sophisticated app generates shark attack “forecasts” using artificial intelligence.

GoodNewsNetwork.org | By Andy Corbley | May 19, 2023 | Shark Attack | Boat Insurance

The developers are taking advantage of a deep learning algorithm to compartmentalize over a hundred years of shark attack data to create a sort-of weather forecast for beaches around the US with an 89% accuracy.

Called SafeWaters.AI, they hope not only to save lives—their primary objective—but to help reduce the persecution of sharks in response to attacks on humans.

Shark Attack Risks

The risk of shark attack is about 1 in every 3.7 million swimmers, and 60% (28) of all recorded shark attacks in the US have occurred in Florida.

As the developers point out, most consumers of news regarding AI see it employed for aspects that seem frightening or purely futuristic, such as deep fake video creation or self-driving cars.

But the ability of a targeted AI to parse out trends and forces in mountains of data lends it to working with all manner of unique applications. In this case, over a hundred years of shark attack reports are analyzed, with data points being whether it was a swimmer or surfer, where the victim was swimming, what time of day it was, what the marine weather conditions were like, and even whether they were wearing shiny jewelry.

credit SafeWaters AI

In an era where artificial intelligence is progressively transforming our daily lives, a groundbreaking app, SafeWatersAI, has arrived. This innovative application, which has recently launched its crowdfunding campaign on Kickstarter, revolutionizes our interaction with marine environments. SafeWaters forecasts the risk of shark attacks with an impressive 89% accuracy rate. You can say it’s like a weather app, for sharkiness.

All of this contributes to the total percentage risk displayed on the app.

Currently, the project is being crowdfunded, with 5% of all future sales to be donated to ocean cleanup efforts.

Click here to read the full article and see some great photos…

Health Insurance: The Importance of Protection for You and Your Family

Posted on June 1, 2023June 2, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Health Insurance | Contact Bri or Carlos for details

Medical expenses can be a significant financial burden, especially if you or a family member
requires extensive medical treatment. Health insurance is a crucial tool that can help you
manage these costs and ensure that you and your loved ones receive the care you need. In this
blog post, we will explore the different types of health insurance available, the benefits of having
health insurance, and how to find affordable coverage.

Types of Health Insurance

There are two main types of health insurance: private health insurance and public health
insurance. Private health insurance is typically purchased by individuals or provided by
employers as part of a benefits package. Public health insurance is provided by the government
and includes programs like Medicare and Medicaid.

Supplemental health insurance is another type of coverage that can be added to your existing
health insurance plan. This type of insurance can help cover costs that are not included in your
primary health insurance plan, such as deductibles, copayments, and coinsurance.
Benefits of Having Health Insurance

The primary benefit of having health insurance is protection. Health insurance can help cover
the costs of medical treatment, including doctor visits, hospital stays, and prescription
medications. Without health insurance, these expenses can quickly add up and become
Unmanageable.

In addition to financial protection, health insurance can also provide peace of mind. Knowing
that you and your family are covered in the event of a medical emergency can alleviate stress
and anxiety.

Finding Affordable Health Insurance

One of the biggest concerns for many people when it comes to health insurance is affordability.
Fortunately, there are several ways to find affordable coverage.

One option is to shop around for health insurance quotes. Shield Insurance Agency represents
over 40 insurance companies and can help you find a plan that fits your needs and budget.

Contact Shield Insurance Agency at (616) 896-4600 for a free quote today.

Another option is to consider a high-deductible health plan. These plans typically have lower
monthly premiums but require you to pay a higher deductible before your insurance coverage
kicks in. While this can be a riskier option, it can also be a good choice for those who are
generally healthy and do not anticipate needing extensive medical treatment.

Finally, you may be eligible for public health insurance programs like Medicaid or Medicare.
These programs are designed to provide coverage for low-income individuals and seniors,
respectively.

Choosing the Right Health Insurance Plan

When choosing a health insurance plan, it is important to consider your specific needs and
budget. Some factors to consider include:

Monthly premiums: How much can you afford to pay each month for health insurance?
Deductibles: How much will you have to pay out of pocket before your insurance coverage kicks in?
Copayments and coinsurance: How much will you be responsible for paying for doctor visits,
prescriptions, and other medical expenses?
Network: Does the plan include the doctors and hospitals you prefer to use?
Coverage: Does the plan cover the medical treatments and services you need?

By carefully considering these factors, you can choose a health insurance plan that provides the
protection you need at a price you can afford.

In conclusion, health insurance is a crucial tool for protecting yourself and your family from the
financial burden of medical expenses. Whether you choose private health insurance, public
health insurance, or supplemental health insurance, it is important to find a plan that fits your
needs and budget. By working with Shield Insurance Agency and carefully considering your
options, you can find affordable health insurance coverage that provides the protection you
need.

Contact A Shield Agent today for a review of your current policy and learn about your healthcare options:

Brianna Kornoelje, Health Benefits Advisor, Direct Line: 616.777.3012

Carlos Garcia, Health Benefits AdvisorHabla español, Direct Line: 616-777-3017

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Biker Gang Gives Granny the Ride of Her Life

Posted on June 1, 2023May 20, 2023 by Shield Insurance Agency

Great-Grandma Gets 90th Birthday Wish to Ride a Harley Again, Courtesy of a Biker Gang

Good News Network | Apr 29, 2023 | Biker Gang | Motorcycle Insurance | Start A Quote Here

A great-grandmother who is mad for motorcycles was granted her birthday wish to ride on the back of a Harley-Davidson – a call-back to her youth while celebrating turning 90.

Fearless Brit Barbara Morris said she “felt 21 again” during her spin around town on the powerful American cruising bike.

She mentioned to her family several years ago that if she made it to 90, she’d like to get back in the saddle one last time.

She was left stunned when her sons arrived recently at her nursing home with members of a local biker group. Though wearing a dress, she had no concerns about straddling the bike right there on the spot, before taking a trip with 13 other riders to a pub.

“I just felt the years melt away,” said the great-grandmother of six. “It was just an incredible experience to feel the wind blowing in my face again.”

Barbara got her first motorcycle license as a teen in the 1950s.

Her granddaughter Kirsty Harvey, 34, who helped organize the surprise for Barbara along with the local biker chapter of Widows Sons, said the inspiring senior had a ‘daredevil spirit’ and wasn’t fazed by anything.

“My uncle said to her ‘You always said if you made it to 90, you wanted to go on a Harley,’ and then she said, ‘Oh my gosh, I can’t believe you remember that’.”

“She’s got nerves of steel, she’s not really afraid of anything. She’s kind of from that generation that was made of tough stuff. Nothing really fazes them.”

Barbara got her first bike, a Royal Enfield 350, when she was about 19, and used it to get around while in college. She quickly caught the bug for riding, which she then passed on to the rest of her family.

“She always had a little bike that she nipped about on. Her three sons later all had motorbikes and a keen interest in motorbike racing and groups.”

Visit GoodNewsNetwork .org for the rest of the story…

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Medicare is the federal health insurance program

What is Medicare and How Does It Work?

Posted on May 26, 2023May 24, 2023 by Shield Insurance Agency

Medicare.gov | May 2023 | Health Insurance | Contact Briana to get started!

Medicare is the federal health insurance program for:

People who are 65 or older
Certain younger people with disabilities
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

What are the parts of Medicare?

The different parts of Medicare help cover specific services:

Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
Medicare Part D (prescription drug coverage)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).

Part A & Part B Premiums

Most people don’t pay a monthly premium for Part A.

You usually don’t pay a monthly premium for Part A if you or your spouse paid Medicare taxes while working for a certain amount of time. This is sometimes called “premium-free Part A.”

Learn more about premium-free Part A.

If you don’t qualify for premium-free Part A, you can buy Part A.

If you aren’t eligible for premium-free Part A, you may be able to buy Part A. You’ll pay up to $506 each month in 2023. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $506. If you paid Medicare taxes for 30–39 quarters, the standard Part A premium is $278.

Learn more about Part A premiums.

Everyone pays a monthly premium for Part B.

Most people will pay the standard Part B premium amount. The standard Part B premium amount in 2023 is $164.90. If your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you’ll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium.

Learn more about Part B premiums.

How does Medicare work?

With Medicare, you have options in how you get your coverage. Once you enroll, you’ll need to decide how you’ll get your Medicare coverage.

There are 2 main ways:

Original Medicare

Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). You pay for services as you get them. When you get services, you’ll pay a deductible at the start of each year, and you usually pay 20% of the cost of the Medicare-approved service, called coinsurance. If you want drug coverage, you can add a separate drug plan (Part D).

Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles. Some Medigap policies also cover services that Original Medicare doesn’t cover, like emergency medical care when you travel outside the U.S.

Learn the general rules for how Original Medicare works.

Medicare Advantage

Medicare Advantage is Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D. Plans may offer some extra benefits that Original Medicare doesn’t cover — like vision, hearing, and dental services. Medicare Advantage Plans have yearly contracts with Medicare and must follow Medicare’s coverage rules. The plan must notify you about any changes before the start of the next enrollment year.

Learn about the types of Medicare Advantage Plans.

Each Medicare Advantage Plan can charge different out-of-pocket costs. They can also have different rules for how you get services.

Contact Briana to get started and ask any questions!

Click here for the full explanation of Medicare

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