National Gratitude Month - Shield Insurance Agency

National Gratitude Month

Use #NationalGratitudeMonth | National Day Calendar

National Gratitude Month in November encourages us to embrace the power of gratitude.

Gratitude is more than simply saying “thank you.” Gratitude’s amazing powers have the ability to shift us from focusing on the negative to appreciating what is positive in our lives. Practicing daily gratitude gives us a deeper connection to ourselves, the world around us, and to our Creator.

Everything in our lives has the ability to improve when we are grateful. Research has shown that gratitude can enhance our moods, decrease stress, and drastically improve our overall level of health and wellbeing. On average, grateful people tend to have fewer stress-related illnesses and experience less depression and lowered blood pressure, they are more physically fit, they are happier, have a higher income, have more satisfying personal and professional relationships, and will be better liked. Grateful kids are even more likely to get A’s in school.

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Toys For Tots can be dropped off at the Shield Insurance Agency Home Office in Hudsonville, MI

Stop by the Shield office and drop off a Toys For Tots donation

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Bring the Joy of Christmas to Less Fortunate Children

The Shield Insurance Home Office in Hudsonville, MI, is proud to support the Toys for Tots Foundation.

Please stop by and drop off a Toy for Tots!


The Local Impact

Holland MI during 2020

37,132
Toys Distributed
12,500
Children Supported

Marine Toys for Tots Foundation, an IRS recognized 501(c)(3) not-for-profit public charity is the fundraising, funding, and support organization for the U.S. Marine Corps Reserve Toys for Tots Program. The Foundation was created at the behest of the U. S. Marine Corps and provides support in accordance with a Memorandum of Understanding with the Commander, Marine Forces Reserve, who directs the U. S. Marine Corps Reserve Toys for Tots Program. The Foundation has supported Toys for Tots since 1991.

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Shield Insurance Thanks All Veterans

Favorite Veterans Day Poems

from the National Endowments of the Arts in honor of Veterans Day

Battleground” by William Trowbridge

“Those nights I heard shouts from the dark
of my parents’ room, he was back down
in his foxhole, barking orders, taking fire…”


At the Vietnam War Memorial” by Robert Dana

“…we’ve come to find
your brother’s name, etched
in the long black muster
of sixteen years of war—”


Thanks” by Yusef Komunyakaa

“…Thanks
for the vague white flower
that pointed to the gleaming metal
reflecting how it is to be broken…”


Dulce et Decorum Est” by Wilfred Owen

“Bent double, like old beggars under sacks,
Knock-kneed, coughing like hags, we cursed through sludge,
Till on the haunting flares we turned our backs…”

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10 Tips to Avoid Food Waste at Home - Shield Insurance Agency Blog

10 Tips to Avoid Food Waste at Home

By Fred Decker  | December 1, 2020 | eHow.com

Whether you’re looking to reduce your personal carbon footprint or just stretch your budget, cutting down on the amount of food you waste in your home is a big step in the right direction. Most of us waste more than we think (if you weighed and wrote down what you throw out as many restaurants do, you’d be shocked), and learning to reduce food waste is one of the most powerful things you can do as an individual. Here are 10 tips to get you started.

1. First In, First Out

When it comes to minimizing food waste, you can learn a lot from the professionals. Restaurants organize ingredients on a system of “first in, first out” or FIFO, which just means organizing your food so you always use older things before newer things. Restaurants might label and date their ingredients, but you probably don’t need to do that at home (though it helps). Just make sure when you’re putting things away that you leave the old food front and center, and tuck the new stuff in behind. Whether it’s your fridge, freezer or pantry, that usually does the trick.

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4 ways to make the moves easier for family caregivers and their loved ones

Managing the Transition From Hospital to Rehab to Home

4 ways to make the moves easier for family caregivers and their loved ones

by Amy Goyer |  AARP | October 27, 2021| Hospital to Rehab | Health Insurance

I’ve recently been helping a friend who has been managing her mother’s transitions from a hospital to a rehab facility, and then again to another rehab facility that wants to send her home before she, or her family, is ready. It reminded me of how tough family caregiving transitions can be. As a longtime family caregiver of many including both parents and my sister, I’ve been through many of them — some smooth, others unexpected and rocky. Caregivers play a crucial role in easing transitions, helping to ensure that loved ones adjust and get appropriate care along the way.

Moving our loved ones from one care setting to another is stressful for everyone involved. It’s invariably complicated and confusing, and I’ve often experienced poor communication among hospitals, facilities and family caregivers. Family caregivers play a key role in preventing hospital readmissions. We are the one consistent part of our loved ones’ care teams. Yet, all too often, family caregivers feel left out of the transition process. That’s why it’s up to us to be proactive.

CARE TRANSITION CHECKLIST 

• Contact discharge planner/social worker

• Discuss options/plans with patient

• Talk with health care practitioners and therapists

• Arrange for next step in care:

  • Facility: Visit; review care provided, residents, visitors, meals, cleanliness, certifications, ratings, complaints, costs and insurance coverage
  • Home: Understand insurance coverage of home-based care; arrange for home modifications, medical equipment, personal care, medical care, therapies, meals, transportation, visitors/socialization, prescriptions

• Get printed medication list, prescriptions and discharge instructions

• Get hands-on demonstrations/instruction on medical/nursing tasks; photos/videos

• Get appropriate clothing and personal supplies

• Arrange for transportation upon discharge

• Ensure transfer of medical records between facilities/providers prior to, at time of and following the transition

When faced with a care transition, planning is key, even if you have only a few days. Here are some ways you can help your loved ones with care transitions:

1. Do your homework ahead of time.

It’s a good idea to be aware of the hospitals and rehabilitation, skilled nursing and assisted living facilities in your parent or other loved one’s immediate area. Talk with your parents about their preferences, goals and wishes about where, if needed, they would want to be treated, recover and live. Review the ratings of Medicare-certified facilities at the Medicare Compare site, and talk with family members of people who have been there. A little bit of basic research ahead of time will lower your stress levels in a crisis when you may need to make decisions quickly.

2. Start planning for discharge at the beginning of a stay at a hospital or rehabilitation facility.

Don’t wait until discharge is imminent. Ask to speak with a hospital discharge planner or social worker for help planning your loved one’s next steps, care, transportation to their next place, insurance coverage and payment plans.

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12 DIY Board Games So You're Never Bored - Shield Insurance Agency Blog

12 DIY Board Games So You’re Never Bored

By LAUREN THOMANN | Updated on 05/05/20 | TheSpruceCrafts.com

Board games are a great way to keep busy and connect with friends and family members. Don’t have any on hand? You may not have known that you can make your own! These 12 DIY board games below could help save you from boredom if you happen to be stuck in the house. Plus, it’s a reason to break out the crafting supplies!

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Delayed claims reporting - the true cost to businesses and injured workers - shield insurance agency blog

Delayed claims reporting: the true cost to businesses and injured workers

Get the details of our latest deep dive into workers comp with our Claims Reporting Lag Study report.

Business Insurance > Insights > Delayed claims reporting: the true cost to businesses and injured workers

Workplace injuries that go unreported can keep employees on the sidelines — uncertain about treatment and unclear on what to expect under their state’s WC system. When workplace incidents do happen, prompt claim reporting is a key factor to ensuring injured employees receive the necessary care to feel supported in a successful return — and minimizing business impact.

Businesses appreciate the value of speed. Consider these strategies to accelerate your injury reporting:

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4 Simple Steps to Fight Identity Fraud - Shield Insurance Blog

4 Simple Steps to Fight Identity Fraud

New AARP-sponsored report shows the most common ruses adopted by scammers

by Katherine Skiba, AARP, October 11, 2021

​Identity fraud is easy money for criminals, but there are four steps you can take to protect yourself and your money:​​

  1. Ignore requests for an urgent form of payment, such as using a gift card or making a wire transfer.
  2. ​Protect your passwords and log-in information.
  3. Do not communicate with strangers about confidential or sensitive financial matters.
  4. Verify everything you’re told to determine if a supposed problem truly requires your attention.

The helpful tips are in a new, AARP-sponsored report by Javelin Strategy & Research, which estimates that identity fraud led to $56 billion in losses in 2020.

The report says older consumers are not more vulnerable to every kind of fraud, but notes that the stakes are high for adults age 50-plus because losses tend to be steeper for people who have accumulated a lifetime of wealth.

The report also:

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e—and make it more organized, functional, and flexible . . . for whatever comes next - Shield Insurance Agency Blog

DIY Updates Your Home Needs Right Now

How to protect your home living space—and make it more organized, functional, and flexible . . . for whatever comes next

By Perry Santanachote, October 07, 2021

With 2020 being what it was and hindsight being 20/20, we’ve learned a lot about new ways of living—with a pandemic, climate change, and working (and working out) at home. We also know a few things we would do differently. But through it all, our appreciation for our homes has never been greater.

Whether you like it or not, you might still find yourself spending more time at home than normal this winter—but this time, you and your home will be ready.

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The do's and don'ts of driving with a trailer - Shield Insurance Agency Blog

The do’s and don’ts of driving with a trailer

 by The Foremost Creative Team

Whether you’re taking a road trip or taking the family camping, driving with a trailer can be a challenge. According to eTrailer.com, when you add a trailer to your vehicle, the overall handling, and rules of driving dramatically change. Using your hitch to tow your favorite travel trailer means you should give yourself more time to slow down and turn corners. It’s important that drivers of all experience use trailer brakes to decrease speed evenly with the added weight that’s being towed. And, because trailers don’t follow the exact path as the vehicle on turns, always remember to safely swing out wider when traveling around bends and corners.

Here are some do’s and don’ts of towing to keep you safe on the road.

Do’s

  • Gradually reduce speed
  • Travel at an even, moderate speed
  • Steady the steering wheel — sudden turns can cause more sway
  • Be cautious of potholes and large bumps
  • Use a lower gear over large hills or down gravel roads
  • Avoid slamming on the brakes — jackknifing could occur

Don’ts

  • Consistently stay in overdrive and/or in a high gear
  • Attempt to steer out of trailer sway
  • Forget to add sway control or a weight distribution system
  • Be afraid to safely stop and reload trailer in case of engine problems, sway, flat tires, etc.

Foremost wants you to tow and travel safely!


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