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Dave Ramsey Endorsed

Listen to Dave’s Endorsement

I take the endorsement and recommendation of a company to my listeners very seriously. I make sure that the product and services offered are top notch and the management of a company is committed to my listeners. As one of the largest independent agencies in the United States Health Trust Financial helps protect people and families. It is what they do day in and day out, which means they work for you not the insurance company. Health Trust is fast, reliable and has unquestioned integrity, and you can trust them to work hard to get you affordable health insurance for you. That includes the HSAs that you hear me talk about on my show. HSAs are an excellent option for anyone who wants health insurance without having to pay huge monthly fees to get it. Not only that, but HSAs will also help you save on taxes.


Since 2006 Shield Insurance Agency has been an Endorsed Local Provider with Dave Ramsey.

ELPs earn Dave’s endorsement through their track record of success and commitment to fantastic customer service.


Being an ELP isn’t easy; it’s hard work because our ELPs are held to high standards. While ELPs do pay a fee, they have earned Dave’s recommendation by consistently providing excellent customer service.

We want you to have a great experience working with our ELPs. That’s why we carefully vet each ELP in our program and hold them accountable through coaching from our team. You can be confident you’re working with the best when you partner with one of our ELPs to reach your goals.

Dave Only Endorses the Best
ELPs (Endorsed Local Providers) earn Dave’s recommendation through their track record of success and commitment to fantastic customer service. When you use the ELP program, you can expect:

Support From Dave’s Team
As part of the program, ELPs have a personal coach on Dave’s team who holds them accountable to a higher standard of service. If a professional we recommend receives consistent low scores from our users, we will find a better one. We want you to have a fantastic experience working with our ELPs.

Client-Centered Mentality
Your ELPs will guide and encourage you so that you can make the best financial decisions for you. There are zero hard-sell pitches. Your pros always have your best interest in mind.

Trustworthy Professionals
Our team works hard to find and vet the most reliable professionals in your area so you never waste time looking for someone you can trust. You can rest assured knowing that your ELP is qualified and ready to super-serve you.

Expert Advice
The pros in ELP program are the best in the business. They offer years of experience to help you reach your financial goals. Whether you’re looking to sell your home fast or save money on insurance costs, our ELPs rise above their competition.

Dave Ramsey Endorsement
Hey everyone this is Dave Ramsey. I’ve been telling you about our health insurance ELP Michael Dennis at Health Trust Financial for years now.

Folks, don’t play around when it comes to getting health insurance – you know you need it.