{"id":9638,"date":"2021-08-18T11:42:16","date_gmt":"2021-08-18T17:42:16","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=9638"},"modified":"2025-01-22T13:29:30","modified_gmt":"2025-01-22T19:29:30","slug":"life-kit-episodes-that-will-bring-you-closer-to-financial-independence","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/life-kit-episodes-that-will-bring-you-closer-to-financial-independence\/","title":{"rendered":"Life Kit Episodes That Will Bring You Closer To Financial Independence"},"content":{"rendered":"\n

This story is adapted from the Life Kit weekly newsletter, which arrives in inboxes each Friday. <\/em> Subscribe here<\/em><\/a>.<\/em><\/p>\n\n\n\n

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Explore Life Kit<\/strong><\/h2>\n\n\n\n

This story comes from Life Kit<\/a>, NPR’s family of podcasts to help make life better \u2014 covering everything from exercise to raising kids to making friends. For more, sign up for the newsletter<\/a> and follow @NPRLifeKit on Twitter<\/a>.<\/p>\n\n\n\n

From signing up for the right credit card to paying off debt to navigating a financial crisis \u2014 managing money is a lot easier with a little know-how. Here are seven of our favorite Life Kit <\/em>episodes on common and confusing money topics, featuring personal finance experts who are eager to help you out.<\/p>\n\n\n\n

Cut Down Miscellaneous Expenses<\/h3>\n\n\n\n

Trying on pajama pants at Target just for fun, swinging by an ice cream store, because it’s not<\/em> the same as the pint I have in my fridge \u2014 I’ve been there. Personal finance expert Tiffany Aliche, “The Budgetnista,” recommends asking yourself whether you “Need it, love it, like it or want it”<\/a> before springing for impulse purchases. If the gratification from a purchase will last less than one year, it’s just a “like,” and you might be better off skipping it to save up for something you’ll “love.”<\/a><\/p>\n\n\n\n

Master Budgeting<\/h3>\n\n\n\n

When I moved into my first apartment out of college, I quickly realized that no one ever taught me how to budget. Author Kristen Wong points out that young adults shouldn’t feel obligated to budget just because it is what grown-ups do. Instead, she suggests holding onto a personal goal that you’re saving up for, like a weeklong trip, a new computer or dinner from your favorite restaurant. Here’s more on how you can budget to feel “liberated.”<\/a><\/p>\n\n\n\n

Make Money From Your Side Hustle<\/h3>\n\n\n\n

Click here for the rest of the story…<\/a><\/p>\n\n\n\n

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More great articles!<\/h2>\n\n\n