{"id":9621,"date":"2021-08-15T11:51:34","date_gmt":"2021-08-15T17:51:34","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=9621"},"modified":"2025-01-22T14:11:26","modified_gmt":"2025-01-22T20:11:26","slug":"how-does-my-home-deductible-work","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/how-does-my-home-deductible-work\/","title":{"rendered":"How does my home deductible work?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Safeco Insurance &amp; Liberty Mutual Small Commercia<\/h2>\n\n\n\n<p>A home insurance deductible is what you pay out of pocket to repair your home if you have a claim. For example, if you have a $500 deductible and $2,000 in repair costs, you\u2019ll pay $500 and Safeco will pay the remaining $1,500. You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires greater out-of-pocket expenses should you have an accident. Connect with your Safeco independent agent today to get the details and determine the deductible options for your home. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Finding the home deductible that&#039;s right for you\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/GnSD2DhWcoM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Disclaimer: Subject to policy terms, conditions, and limitations. Discounts and savings available where state laws and regulations allow and may vary by state. State insurance requirements apply. Insurance offered by Safeco Insurance Company of America and affiliates, Boston, MA<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">More great articles!<\/h2>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/what-happens-if-your-vehicle-is-totaled-understanding-the-auto-insurance-claims-process\/\">What Happens If Your Vehicle Is Totaled, Understanding the Auto Insurance Claims Process<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/why-now-is-a-smart-time-for-michigan-businesses-to-review-liability-coverage-before-spring-foot-traffic-increases\/\">Why Now Is a Smart Time for Michigan Businesses to Review Liability Coverage Before Spring Foot Traffic Increases<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/snowstorms-and-roof-damage-is-your-michigan-home-covered\/\">Snowstorms and Roof Damage: Is Your Michigan Home Covered?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/do-you-need-recreational-insurance-for-your-snowmobile-in-michigan\/\">Do You Need Recreational Insurance for Your Snowmobile in Michigan?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/the-importance-of-giving-back-during-the-holiday-season\/\">The Importance of Giving Back During the Holiday Season<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Safeco Insurance &amp; Liberty Mutual Small Commercia A home insurance deductible is what you pay out of pocket to repair your home if you have a claim. For example, if you have a $500 deductible and $2,000 in repair costs, you\u2019ll pay $500 and Safeco will pay the remaining $1,500. You have a choice of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14641,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"footnotes":""},"categories":[342,1,2],"tags":[1286,4,1285,71,62],"class_list":["post-9621","post","type-post","status-publish","format-video","has-post-thumbnail","hentry","category-home-insurance","category-insurance","category-shield-blog","tag-home-deductible","tag-home-insurance","tag-insurace-deductible","tag-michigan","tag-shield-insurance-agency","post_format-post-format-video"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/9621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=9621"}],"version-history":[{"count":2,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/9621\/revisions"}],"predecessor-version":[{"id":11591,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/9621\/revisions\/11591"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media\/14641"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=9621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=9621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=9621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}