{"id":8760,"date":"2021-04-07T10:18:10","date_gmt":"2021-04-07T16:18:10","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=8760"},"modified":"2025-01-23T17:24:36","modified_gmt":"2025-01-23T23:24:36","slug":"injured-worker-advocacy-matters","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/injured-worker-advocacy-matters\/","title":{"rendered":"Injured Worker Advocacy Matters"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">3 reasons why injured worker advocacy matters<\/h2>\n\n\n\n<p class=\"has-text-align-right\">INJURED WORKER COMP TRENDS\u00a0\u00a0\u2022\u00a0\u00a03\u00a0MIN READ<\/p>\n\n\n\n<p>Experiencing a workplace injury is understandably stressful for any employee and trauma can be exacerbated when employers focus on medical costs and missing staff hours instead of the employee\u2019s well-being. With today\u2019s advocacy-based worker&#8217;s compensation model, however, employers are seeking to fix this inherent conflict, with many now intent on changing the relationship \u2013 from adversary to advocate.<\/p>\n\n\n\n<p>\u201cThe way you treat an injured worker can have a material impact on the life of the claim,\u201d says Wesley Hyatt, Senior Vice President, Workers Compensation Claims, Liberty Mutual Insurance, and Helmsman Management Services LLC. \u201cInjured worker advocacy is a mindset that starts with the goal that \u2018we\u2019re here to help this injured person\u2019 versus just moving claims along by checking boxes.\u201d<\/p>\n\n\n\n<p>Here are three reasons why injured worker advocacy is driving a paradigm shift in how forward-looking employers manage the claims process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Open communication builds trust and confidence in the process<\/h3>\n\n\n\n<p>Creating consistent, clear, and open communication in a way that puts an injured worker\u2019s needs first is a key part of the advocacy approach. Every outreach should reassure injured workers that their claims and clinical teams are working in their best interests. After all, along with recovering from the injury, an employee must also work through the complex worker&#8217;s compensation (WC) claims process \u2013 often for the very first time.<\/p>\n\n\n\n<p>To achieve the goal of open communication, employers are changing the language used throughout the process to eliminate jargon and replace negative wording with positive terms. For example, \u201ccovered\u201d is now substituted for \u201ccompensable,\u201d and \u201cclaims examiner\u201d is replaced by \u201cclaims representative.\u201d<\/p>\n\n\n\n<p>Another example of improving the employee experience is Liberty Mutual\u2019s&nbsp;<a href=\"https:\/\/business.libertymutualgroup.com\/business-insurance\/claims-process\/workers-compensation-claims-smartvideo-communications\">SmartVideo<\/a>, a personalized, two-minute video that\u2019s automatically sent via email to an injured worker whose claim meets certain WC criteria. Accessible via computer, tablet, or mobile device, the video outlines important claims information and available tools.<\/p>\n\n\n\n<p>\u201cThe idea is to expand on the human connection between adjuster and worker, alleviating an employee\u2019s stress and fears of the unknown,\u201d Hyatt says. \u201cIt\u2019s not just about what you say, but how you say it and deliver it.\u201d<\/p>\n\n\n\n<p>The takeaway: the tone used and ease of information provided from the very first contact with an injured worker sets the course for the entire claim.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cThe way you treat an injured worker can have a material impact on the life of the claim.\u201d \u2013 Wesley Hyatt, Senior Vice President, Workers Compensation Claims<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">2. Responsive follow-up leads to faster return-to-work<\/h3>\n\n\n\n<p>With&nbsp;<a href=\"https:\/\/www.wcrinet.org\/news\/10-18-of-injured-workers-across-15-states-never-reached-substantial-return-\">data<\/a>&nbsp;showing that as many as 18% of injured workers never reach the ability to return to work in the same capacity, connecting frequently with progress check-ins and additional resources can inform a proactive \u2013 and realistic \u2013 post-recovery evaluation.<\/p>\n\n\n\n<p>Anticipating a worker\u2019s needs in a holistic way demonstrates that their well-being is a priority, says Debbie Michel, Executive Vice President, National Insurance Risk Management, Liberty Mutual Insurance. \u201cThink about the whole person, not just the specific injury,\u201d she says.<\/p>\n\n\n\n<figure class=\"wp-block-image is-style-default\"><img decoding=\"async\" src=\"https:\/\/viewpoint.libertymutualgroup.com\/wp-content\/uploads\/2019\/10\/3-reasons-why-injured-worker-advocacy-matters-2.jpg\" alt=\"3 Reasons Why Injured Worker Advocacy Matters, Shield Insurance Agency Blog\" class=\"wp-image-1487\"\/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cAnticipating a worker\u2019s needs in a holistic way demonstrates that their well-being is a priority.\u201d \u2013 Debbie Michel, Executive Vice President, National Insurance Risk Management<\/p>\n<\/blockquote>\n\n\n\n<p>Nurse case managers can use motivational interviewing and therapeutic listening to help identify other factors that may affect an employee\u2019s return to work \u2013 and coordinate additional services if needed.<\/p>\n\n\n\n<p>Another way to reinforce employer support is by empowering the employee with a range of choices, Michel says. Options can include a gradual part-time to full-time transition, providing temporary limited duty or alternate work tasks, and temporarily working remotely.<\/p>\n\n\n\n<p>The takeaway: returning to work full time after an injury doesn\u2019t always have to be an all-or-nothing proposition. Keeping an injured worker engaged and empowered through the recovery process can strengthen the employer-employee relationship and better prepare for a successful return to work plan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Compassionate strategies improve overall claims outcomes<\/h3>\n\n\n\n<p><a href=\"https:\/\/viewpoint.libertymutualgroup.com\/article\/why-injured-worker-advocacy-matters\/\" target=\"_blank\" rel=\"noreferrer noopener\">Click here for the rest of the story<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>3 reasons why injured worker advocacy matters INJURED WORKER COMP TRENDS\u00a0\u00a0\u2022\u00a0\u00a03\u00a0MIN READ Experiencing a workplace injury is understandably stressful for any employee and trauma can be exacerbated when employers focus on medical costs and missing staff hours instead of the employee\u2019s well-being. With today\u2019s advocacy-based worker&#8217;s compensation model, however, employers are seeking to fix this [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14735,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,148,1,2],"tags":[500,15,31,499,501],"class_list":["post-8760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-blog","category-health-ins-blog","category-insurance","category-shield-blog","tag-advocacy","tag-business","tag-commercial-insurance","tag-injured-worker","tag-workplace-injury"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/8760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=8760"}],"version-history":[{"count":3,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/8760\/revisions"}],"predecessor-version":[{"id":13624,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/8760\/revisions\/13624"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media\/14735"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=8760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=8760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=8760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}