{"id":762,"date":"2019-06-22T22:22:33","date_gmt":"2019-06-23T03:22:33","guid":{"rendered":"https:\/\/shieldagency.com\/?p=762"},"modified":"2023-08-31T11:44:12","modified_gmt":"2023-08-31T17:44:12","slug":"other-drivers-in-household","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/other-drivers-in-household\/","title":{"rendered":"Are There Other Drivers In the Household?"},"content":{"rendered":"\n

Updated:\u00a0Aug 6, 2018 | Drivers In the Household | Auto Insurance<\/a> | Start A Quote Today!<\/a><\/p>\n\n\n\n

Written by Shield Insurance Agency on Sep 10, 2017<\/strong> Share<\/a><\/p>\n\n\n\n

One of the many questions we ask while preparing an auto quote is if there are other drivers in the household.  Here are some of the reasons why: <\/p>\n\n\n\n

First off, under Michigan\u2019s No-Fault rules, if someone ( let\u2019s call him Marvin) is in an auto accident and needs medical attention, Marvin\u2019s auto insurance will end up paying those medical bills.  It doesn\u2019t matter if Marvin caused the accident or if he got hit.  It doesn\u2019t even matter if Marvin was walking down the street and got struck by a car, Marvin\u2019s auto insurance will get that bill. <\/p>\n\n\n\n

Now if Marvin doesn\u2019t have auto insurance, guess who would be next in line to get those bills?  If Marvin lives with someone, that person\u2019s auto insurance would be next in line. <\/p>\n\n\n\n

So that\u2019s why the insurance companies want to know who lives with you.  If your roommates are driving without insurance, there\u2019s a good chance a medical bill would land in your insurance company\u2019s mailbox. <\/p>\n\n\n\n

submitted by Joe
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