{"id":738,"date":"2019-06-22T22:14:43","date_gmt":"2019-06-23T03:14:43","guid":{"rendered":"https:\/\/shieldagency.com\/?p=738"},"modified":"2023-08-30T12:03:56","modified_gmt":"2023-08-30T18:03:56","slug":"insurance-for-your-home-based-business-to-have-or-not-to-have","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/insurance-for-your-home-based-business-to-have-or-not-to-have\/","title":{"rendered":"Insurance for your Home-Based Business – To Have or Not to Have?"},"content":{"rendered":"\n

Shield Insurance Blog<\/a> | Home-Based Business | Business Insurance<\/a> | Start A Quote<\/a><\/p>\n\n\n\n

Having a home-based business is a booming trend these days.\u00a0 Who wouldn’t want to work from home (in their slippers if they want), be their own boss, and avoid the traffic and corporate office hassles?\u00a0 Just a couple of examples are Pampered Chef, Tastefully Simple, Lu-La-Roe, Photography, Real Estate Sales and so many more. Most home-based business owners have homeowners insurance and assume they are completely covered for whatever goes on inside their homes.\u00a0 This could not be more wrong!\u00a0 It is important to talk to your insurance agent about what actually is covered & what is excluded since most business exposures in the home\/on-premises are excluded.\u00a0 Also, operating your business from home without telling your insurance company could also void your entire homeowner’s insurance policy and result in a claim being denied. So how will you know if you need a separate insurance policy for your business?\u00a0 Answer these questions and talk to your agent:<\/p>\n\n\n\n