{"id":6793,"date":"2021-01-07T14:49:56","date_gmt":"2021-01-07T20:49:56","guid":{"rendered":"https:\/\/shieldagency.com\/?p=6793"},"modified":"2023-06-07T13:59:58","modified_gmt":"2023-06-07T19:59:58","slug":"daves-easiest-money-saving-tip","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/daves-easiest-money-saving-tip\/","title":{"rendered":"Dave Ramsey: Easiest Money-Saving Tip"},"content":{"rendered":"\n

Dave\u2019s Easiest Money-Saving Tip<\/h1>\n\n\n\n

4 MINUTE READ | DECEMBER 17, 2020 | Dave Ramsey | Term Life Insurance <\/a><\/p>\n\n\n\n

\"Dave
Dave Ramsey endorses Shield Insurance Agency<\/figcaption><\/figure>\n\n\n\n

Everyone loves saving money<\/a>\u2014especially after the year we\u2019ve just come out of. 2020 was a rough one, and there\u2019s no denying people are looking for even more<\/em> ways to save a buck or two going into the new year.<\/p>\n\n\n\n

You probably already know some of the usual ways to cut back on your expenses\u2014everything from packing brown-bag lunches to having an extreme no-spend month. But here\u2019s an easy one you might not have thought of yet. And it could save you a lot<\/em> of money.<\/p>\n\n\n\n

So, what\u2019s the secret we\u2019ve got up our sleeve here? Shopping for insurance with the help of an\u00a0independent insurance agent like Shield Insurance Agency!<\/strong>\u00a0(Didn\u2019t see that one coming, did you?) Hear us out, though. This easy-saving tip is worth your time!<\/p>\n\n\n\n

The Difference Is the Dave Ramsey Name<\/h2>\n\n\n\n

Why is an independent insurance agent such an easy money saver, you ask? It\u2019s all in the word independent<\/em>. They\u2019re not limited to a single insurance provider\u2019s options. With access to a whole network of insurers, an independent agent casts a wider net to find you the best deals on the coverage that\u2019s right for you. It\u2019s like having your own personal shopper . . . but for insurance. Connect with Shield Insurance Agency today<\/a> and save more. <\/p>\n\n\n\n

And you can feel confident knowing your independent agent doesn\u2019t have a stake in the game when it comes to which provider or policy you choose. They don\u2019t get paid extra for helping you choose a specific one\u2014so, at the end of the day, the choice is yours!<\/p>\n\n\n\n

Old Policies Aren\u2019t Always Better<\/h2>\n\n\n\n

The only constant in life is change, right? We all know that. But a lot of people treat their insurance policy like a bottle of wine that just gets better with age. Spoiler alert: Insurance doesn\u2019t work like that.<\/p>\n\n\n\n

Never taking a second look at your insurance policy is a mistake that could cost you. In fact, a recent survey found that one out of every three Americans with homeowner\u2019s or car insurance have never<\/em> shopped around for better coverage. Ever.<\/em> That means they could be missing out on new discounts that apply to where they\u2019re currently at in life.<\/p>\n\n\n\n

Did Junior get good grades this semester? Did you get married recently? Drive a different car these days? All of that might impact your insurance rates.<\/p>\n\n\n\n

\n

After 15 years with the same auto insurance company, Zach D. decided to give an independent agent a try. Now his family is saving $1,200 a year on the exact same coverage.<\/p>\n<\/blockquote>\n\n\n\n

Dave Ramsey: It\u2019s About More Than Your Bottom Line<\/h2>\n\n\n\n

You also shouldn\u2019t have to sacrifice your coverage quality to save a buck. Saving money is awesome. But cutting costs shouldn\u2019t mean cutting corners. A true pro takes time to walk you through your coverage options so you can make the decision that\u2019s right for you<\/em>.<\/p>\n\n\n\n

Sadly, this basic level of service isn\u2019t always part of the package. Many people don\u2019t fully understand the details of their insurance policies at all. And if you\u2019re confused about what\u2019s covered and what\u2019s not, that could really cost you. Things like floods, earthquakes, and normal wear and tear are not usually covered under a basic homeowner\u2019s policy.2<\/sup><\/a><\/p>\n\n\n\n

So be sure you know what you\u2019re paying for. No one wants to be surprised in the middle of a crisis when they\u2019re trying to file a claim. Take our 5-Minute Coverage Checkup<\/a> to make sure you have the right kind of coverage you need.<\/p>\n\n\n\n

\n

Brandi’s insurance premiums went up 10%. With help from her independent insurance agent, she cut her rate by 20% and got increased coverage with lower deductibles.<\/p>\n<\/blockquote>\n\n\n\n

Start Saving Today<\/h2>\n\n\n\n

What would you do with an extra $700 or\u00a0more<\/em>\u00a0to your name? That\u2019s how much people save on average by having an insurance Endorsed Local Provider (ELP), like Shield Insurance Agency, check out their rates. With that kind of extra money, you could knock out your debt snowball, boost your retirement fund, or get hustling on paying off your mortgage. The possibilities are endless! So what are you waiting for?<\/p>\n\n\n\n

\n\n\n\n

More blogs by Shield Insurance Agency<\/h2>\n\n\n