Anyone who’s been through a flood knows that recovering after this kind of disaster isn’t easy. You’re forced to accept that irreplaceable family treasures and memories may be gone forever, your furniture is destroyed, potentially along with your home. It’s a devastating and emotional moment and a lot to take in all at once. But you know the only thing you can do is move forward, and begin the steps needed to restore your home.<\/p>\n\n\n\n
As soon as the floodwaters recede, you can return to your home as long as officials give the OK to do so. Before entering your home, however, make sure it is safe!<\/p>\n\n\n\n
Bring waterproof boots, a first aid kit, cleaning supplies, and a battery-powered flashlight with you before entering the house! You never know what you\u2019ll run into.<\/p>\n\n\n\n
Tips for claim reporting:<\/strong> When reporting a claim, you should have the following information available: The next step, according to the Federal Emergency Management Agency<\/a> (FEMA), is to prepare for your inspection. After deeming the structure safe for entry, take as many photos or videos of the flood-damaged property on the outside and inside. Take pictures of high-cost items as well like washers and dryers, hot water heaters, televisions, and kitchen appliances. It\u2019s also a good idea to separate the damaged from undamaged items prior to the inspection.<\/p>\n\n\n\n When the adjuster arrives, they will inspect your property including taking measurements and photos, and give you an overview of the NFIP flood claims process. Remember that some flood insurance claims are more complex than others. Some may be opened and closed quickly, while others may take weeks or even months to resolve.<\/p>\n\n\n\n If your vehicle was also damaged in a flood event, it’s best to call your auto insurance provider to see if you’re covered for the loss.<\/p>\n\n\n Anyone who’s been through a flood knows that recovering after this kind of disaster isn’t easy. You’re forced to accept that irreplaceable family treasures and memories may be gone forever, your furniture is destroyed, potentially along with your home. It’s a devastating and emotional moment and a lot to take in all at once. But […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[341,346,16,344,148,342,1,343,349,348,347,2,345],"tags":[9,15,31,1487,12,25,4,77,1489,62,1488],"class_list":["post-1839","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-boat-watercraft-insurance","category-business-blog","category-flood-insurance","category-health-ins-blog","category-home-insurance","category-insurance","category-life-insurance","category-recreational-insurance","category-renters-insurance","category-rv-insurance","category-shield-blog","category-umbrella-insurance","tag-auto-insurance","tag-business","tag-commercial-insurance","tag-flood","tag-health-insurance","tag-healthcare","tag-home-insurance","tag-insurance","tag-sewage-system","tag-shield-insurance-agency","tag-structural-damage"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/1839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=1839"}],"version-history":[{"count":3,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/1839\/revisions"}],"predecessor-version":[{"id":11911,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/1839\/revisions\/11911"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=1839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=1839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=1839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Another important<\/em><\/strong> step to take when recovering from a flood is reporting your loss immediately to your insurance agent or carrier. While flood coverage is typically not provided under most homeowner’s and renter’s policies, flood insurance may be available to you through the federally regulated program known as the National Flood Insurance Program (NFIP). If you need assistance to locate your flood insurance carrier, you can call 1-800-621-FEMA (3362). A claims adjuster should contact you within a day or two after the report of the claim, depending on the severity of the flood event.<\/p>\n\n\n\n
\u2013 Your name and address
\u2013 Policy number
\u2013 Date the loss happened
\u2013 Description of events that led to the loss
\u2013 Active phone number
\u2013 Confirm what\u2019s covered under your NFIP policy (some policyholders may only have building or personal property items coverage, not both)
<\/p>\n\n\n\nTips for inspections:<\/strong><\/h2>\n\n\n\n