{"id":12190,"date":"2022-11-02T09:20:00","date_gmt":"2022-11-02T15:20:00","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=12190"},"modified":"2022-10-27T09:40:49","modified_gmt":"2022-10-27T15:40:49","slug":"michigan-supreme-court-to-hear-car-insurance-case","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/michigan-supreme-court-to-hear-car-insurance-case\/","title":{"rendered":"Michigan Supreme Court to hear car insurance case"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Michigan Supreme Court to hear car insurance case \u2013\u00a0will it lead to higher rates?<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.wxyz.com\/news\/michigan-supreme-court-to-hear-car-insurance-case-will-it-lead-to-higher-rates\" target=\"_blank\" rel=\"noopener\" title=\"\">WXYZ.com <\/a>| By:\u00a0<a href=\"https:\/\/www.wxyz.com\/kiara-hay\">Kiara Hay<\/a> | Posted at\u00a06:25 AM, Sep 30, 2022 | car insurance<\/p>\n\n\n\n<p>The fight over no-fault car insurance in Michigan could lead to higher premiums for all drivers next year.<\/p>\n\n\n\n<p>It&#8217;s part of the fallout surrounding the 2019 reform law that is now heading to the State Supreme Court.<\/p>\n\n\n\n<p>Every driver who received a $400 auto insurance refund check last year will likely slowly pay it back with claims that insurance rates will go up starting in July.<\/p>\n\n\n\n<p>The Michigan Supreme Court will rule on whether or not people catastrophically injured before 2019 will continue to get their medical expenses covered indefinitely.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">So, how did we get here?<\/h2>\n\n\n\n<p>In 2019, Gov. Gretchen Whitmer rolled out a no-fault reform law. It set a fee schedule and cap on reimbursements not covered by Medicaid, impacting people who have been severely injured in a crash.<\/p>\n\n\n\n<p>In August 2022, the Michigan Court of Appeals ruled it unconstitutional to cut payments off to people injured before 2019.<\/p>\n\n\n\n<p>The state Supreme Court will now hear oral arguments in March 2023.<\/p>\n\n\n\n<p>The decision is hitting everyone in their pockets with the Michigan Catastrophic Claims Association saying it will increase rates in July.<\/p>\n\n\n\n<p>It could go up $48 a year for people who select no personal injury protection, or limited protection, and a 42% increase for drivers who want unlimited personal injury protection, going from $86 per year to $122.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.wxyz.com\/news\/michigan-supreme-court-to-hear-car-insurance-case-will-it-lead-to-higher-rates\" target=\"_blank\" rel=\"noopener\" title=\"\">Click here for the full story&#8230;<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Visit more great blogs from Shield Insurance Agency<\/h2>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/what-happens-if-your-vehicle-is-totaled-understanding-the-auto-insurance-claims-process\/\">What Happens If Your Vehicle Is Totaled, Understanding the Auto Insurance Claims Process<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/why-now-is-a-smart-time-for-michigan-businesses-to-review-liability-coverage-before-spring-foot-traffic-increases\/\">Why Now Is a Smart Time for Michigan Businesses to Review Liability Coverage Before Spring Foot Traffic Increases<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/snowstorms-and-roof-damage-is-your-michigan-home-covered\/\">Snowstorms and Roof Damage: Is Your Michigan Home Covered?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/do-you-need-recreational-insurance-for-your-snowmobile-in-michigan\/\">Do You Need Recreational Insurance for Your Snowmobile in Michigan?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/the-importance-of-giving-back-during-the-holiday-season\/\">The Importance of Giving Back During the Holiday Season<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The fight over no-fault car insurance in Michigan could lead to higher premiums for all drivers next year as part of the fallout surrounding the 2019 reform law<\/p>\n","protected":false},"author":2,"featured_media":12191,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[341,1,2],"tags":[9,896,71,62],"class_list":["post-12190","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-insurance","category-shield-blog","tag-auto-insurance","tag-car-insurance","tag-michigan","tag-shield-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/12190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=12190"}],"version-history":[{"count":1,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/12190\/revisions"}],"predecessor-version":[{"id":12192,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/12190\/revisions\/12192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media\/12191"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=12190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=12190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=12190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}