{"id":11957,"date":"2022-06-21T04:00:00","date_gmt":"2022-06-21T10:00:00","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=11957"},"modified":"2023-02-16T13:02:12","modified_gmt":"2023-02-16T19:02:12","slug":"how-do-i-get-recreational-insurance","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/how-do-i-get-recreational-insurance\/","title":{"rendered":"How Do I Get Recreational Insurance?"},"content":{"rendered":"\n<p>Recreational Insurance| <a href=\"https:\/\/app.usecanopy.com\/c\/Shield-Insurance-Agency\" target=\"_blank\" rel=\"noopener\" title=\"Shield Quoting Portal \">Shield Quoting Portal <\/a>| <a href=\"https:\/\/www.shieldagency.com\/other-insurance.html\" target=\"_blank\" rel=\"noopener\" title=\"Recreational Insurance\">Recreational Insurance<\/a> | <\/p>\n\n\n<p><span style=\"color: #000000;\">If you want to buy insurance for recreational activities like fishing or golf, you will likely have to buy it separately from your homeowner\u2019s or car&#8217;s insurance.\u00a0 If you are self-employed or work for a small company, you may be able to get coverage through your small business owners or association insurance plan.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">Some employers may also offer group health insurance that covers some or all of the cost of recreational insurance. To learn more, consult with\u00a0Shield Insurance Agency in Michigan.\u00a0<\/span><\/p>\n<h2><span style=\"color: #000000;\">Recreational Insurance: What You Need To Know<\/span><\/h2>\n<p><span style=\"color: #000000;\">Recreational insurance is specifically designed to help protect your investment in a vacation. You can get this type of coverage through an association, an organization, or a company.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">Associations provide lower rates because they tend to have higher-risk members.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">You can purchase a policy that specifically covers recreational activities, or purchase a general homeowners or renters policy.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">You can compare the cost of recreational activities to the cost of replacing the item. If the activity costs less than the item, you may be able to file a claim with your homeowners or renters insurance.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">When you go to buy your recreational insurance, you will likely be required to have some money in a certain type of account.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">Recreational insurance protects you from any potential damages or harm that you might face while participating in a recreational activity.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">Let\u2019s say you are going camping with your friends and you go hiking in the mountains, and while hiking, one of your friends slips and falls down a cliff.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">What if he ends up breaking his arm? You will be responsible for them if you don\u2019t have any sort of recreational insurance.\u00a0<\/span><\/p>\n<h3><span style=\"color: #000000;\">Contact Us Today\u00a0<\/span><\/h3>\n<p><span style=\"color: #000000;\">It\u2019s important to obtain some sort of recreational insurance before engaging in any recreational activities. It could be as simple as getting an umbrella policy that covers all the things while engaging in a recreational activity.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">You can also get specific policies for different activities such as skiing or snowboarding, mountain climbing, etc. For expert advice, give us a call at\u00a0Shield Insurance Agency\u00a0in Michigan.<\/span><\/p>\n<p>\u00a0<\/p>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/how-life-insurance-can-support-long-term-care-planning-without-replacing-it\/\">How Life Insurance Can Support Long-Term Care Planning Without Replacing It<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/what-happens-if-your-vehicle-is-totaled-understanding-the-auto-insurance-claims-process\/\">What Happens If Your Vehicle Is Totaled, Understanding the Auto Insurance Claims Process<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/why-now-is-a-smart-time-for-michigan-businesses-to-review-liability-coverage-before-spring-foot-traffic-increases\/\">Why Now Is a Smart Time for Michigan Businesses to Review Liability Coverage Before Spring Foot Traffic Increases<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/snowstorms-and-roof-damage-is-your-michigan-home-covered\/\">Snowstorms and Roof Damage: Is Your Michigan Home Covered?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/do-you-need-recreational-insurance-for-your-snowmobile-in-michigan\/\">Do You Need Recreational Insurance for Your Snowmobile in Michigan?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Recreational insurance is specifically designed to help protect your investment in a vacation. Click here to learn more&#8230;<\/p>\n","protected":false},"author":1,"featured_media":12039,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[349,2],"tags":[71,1727,62],"class_list":["post-11957","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-recreational-insurance","category-shield-blog","tag-michigan","tag-recreational-insurance","tag-shield-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11957","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=11957"}],"version-history":[{"count":3,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11957\/revisions"}],"predecessor-version":[{"id":12567,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11957\/revisions\/12567"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media\/12039"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=11957"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=11957"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=11957"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}