{"id":11935,"date":"2022-05-23T13:09:01","date_gmt":"2022-05-23T19:09:01","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=11935"},"modified":"2022-05-23T13:09:03","modified_gmt":"2022-05-23T19:09:03","slug":"tips-following-northern-michigan-tornado","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/tips-following-northern-michigan-tornado\/","title":{"rendered":"Tips Following Northern Michigan Tornado"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>FROM: Michigan Department of Insurance and Financial Services Offers Insurance Tips Following Northern Michigan Tornado<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Media Contact:&nbsp;<\/strong><strong>Laura Hall<\/strong>,&nbsp;(517) 290-3779,&nbsp;<a href=\"mailto:DIFS-press@michigan.gov\" target=\"_blank\" rel=\"noreferrer noopener\">DIFS-press@michigan.gov<\/a>&nbsp;<br><strong>Consumer Hotline:<\/strong>&nbsp;877-999-6442,&nbsp;<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDAsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwczovL3d3dy5NaWNoaWdhbi5nb3YvRElGU2NvbXBsYWludHMifQ.Ww22zjFCeMuJ8ikYVfjftKdaPo4hLv-JKG7mQXK7mHA\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">Michigan.gov\/DIFScomplaints<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FOR IMMEDIATE RELEASE:<\/strong>&nbsp;May 23, 2022<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(LANSING, MICH) As residents across northern Michigan assess the damage and begin to recover from Friday afternoon\u2019s tornado, the Michigan Department of Insurance and Financial Services (DIFS) is providing tips to assist residents when working with insurance companies to file claims and repair damages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDIFS stands ready to assist the residents of northern Michigan as they begin to recover from the incredible devastation wrought by Friday\u2019s tornado, hailstorm, and power outages,\u201d said DIFS Director Anita Fox. \u201cIt is important that those who have experienced damage understand their rights and responsibilities when filing insurance claims. They should carefully review their policies and work with their agents and insurers to see what coverage is available to them. DIFS is available to answer questions and assist consumers 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Anyone impacted by storm damage should:<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Contact their insurance company\u2019s claims hotline and\/or agent to report the claim. Have the policy number and other relevant information readily available. DIFS has prepared an\u00a0<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDEsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwczovL3d3dy5taWNoaWdhbi5nb3YvZGlmcy8tL21lZGlhL1Byb2plY3QvV2Vic2l0ZXMvZGlmcy9QdWJsaWNhdGlvbi9JbnN1cmFuY2UvRklTLVBVQl82MDAwLnBkZiJ9.uWhTTQovXjG8iU-7bsYsfwir--2FD7N7EUPp6olB58c\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">Insurance Claims Tracking Sheet<\/a>\u00a0to make this process easier.<\/li><li>Take steps to protect the property and prevent further loss. Be sure to keep receipts for any purchases of supplies that are needed to protect the property.<\/li><li>Document the loss. Take pictures or videos of the damaged items and do not get rid of the items until instructed to do so by the insurance company.<\/li><li>Review insurance policies to understand their coverage and discuss with their agent or insurer if there are any questions.<\/li><li>If there is water damage to a home or other structure, consumers should tell their insurance company that there is water damage and they are looking to determine what coverage is available. Consumers should not simply state that the damage is due to a flood as there may be additional causes for water damage, such as storm-related rainwater intrusion, sewer backup, or failing sump pump, that may be covered under the policy.<\/li><li>If there is damage to a vehicle, consumers should contact their auto insurance company. They may have coverage for the damage if they carry comprehensive coverage on their auto policy.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">More Information<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Additional disaster recovery information is available on the\u00a0<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDIsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwczovL3d3dy5taWNoaWdhbi5nb3YvZGlmcy9jb25zdW1lcnMvZGlzYXN0ZXItcHJlcCJ9.sUmo1fq8a-Q9X9cqT9oMtHJ6JH8UuTNXbzFObUAnvAo\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">DIFS website<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DIFS encourages consumers to first attempt to resolve any claim disputes directly with their insurance company. If a resolution cannot be reached, DIFS will help try to resolve disputes. To learn more and file a complaint, visit&nbsp;<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDMsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwOi8vTWljaGlnYW4uZ292L0RJRlNjb21wbGFpbnRzIn0.jK5bVe6kgBIO4bOCpTPNGvin8bBoQljceoDrPnSb_8A\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">Michigan.gov\/DIFScomplaints<\/a>. Anyone with questions or concerns about their insurance coverage is asked to call the DIFS toll-free hotline 8 a.m. to 5 p.m. Monday through Friday at&nbsp;877-999-6442.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan residents. For more information, visit\u00a0<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDQsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwOi8vd3d3Lm1pY2hpZ2FuLmdvdi9kaWZzIn0.tMwQMVIbFUGl_st2Kc_0R_Njc-UMB7EXcZfFhRPAnJs\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">Michigan.gov\/DIFS<\/a>\u00a0or follow the Department on\u00a0<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDUsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwczovL3d3dy5mYWNlYm9vay5jb20vTUlESUZTLyJ9.PlXDThaJ7P9wg042hSkYe2MYSeuvZxl_-9m9RP04DUw\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>,\u00a0<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDYsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwOi8vd3d3LnR3aXR0ZXIuY29tL21pZGlmcyJ9.p4NbX_-c6ihTnEtamfxoPz-V86KbcuUM9UYdgpcQ7bY\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter<\/a>, or\u00a0<a href=\"https:\/\/lnks.gd\/l\/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDcsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA1MjMuNTgzMTY4ODEiLCJ1cmwiOiJodHRwczovL3d3dy5saW5rZWRpbi5jb20vY29tcGFueS9taWNoaWdhbi1kZXBhcnRtZW50LW9mLWluc3VyYW5jZS1hbmQtZmluYW5jaWFsLXNlcnZpY2VzLyJ9.8Ms4j62C85-mej3IHW_RL1XlasWfAEl4w7A2cIHlqeY\/s\/290631105\/br\/131757073527-l\" target=\"_blank\" rel=\"noreferrer noopener\">LinkedIn<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">More great reads&#8230;<\/p>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a 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damages.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,344,342,1,348,347,2],"tags":[9,15,31,4,77,71,2052,62,1529],"class_list":["post-11935","post","type-post","status-publish","format-standard","hentry","category-business-blog","category-flood-insurance","category-home-insurance","category-insurance","category-renters-insurance","category-rv-insurance","category-shield-blog","tag-auto-insurance","tag-business","tag-commercial-insurance","tag-home-insurance","tag-insurance","tag-michigan","tag-north-michigan","tag-shield-insurance-agency","tag-tornado"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=11935"}],"version-history":[{"count":1,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11935\/revisions"}],"predecessor-version":[{"id":11936,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11935\/revisions\/11936"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=11935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=11935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=11935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}