{"id":11927,"date":"2022-04-29T04:00:00","date_gmt":"2022-04-29T10:00:00","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=11927"},"modified":"2023-05-11T11:54:12","modified_gmt":"2023-05-11T17:54:12","slug":"rv-insurance-requirements-in-michigan","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/rv-insurance-requirements-in-michigan\/","title":{"rendered":"RV Insurance Requirements in Michigan"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.shieldagency.com\/blog\/\" target=\"_blank\" rel=\"noopener\" title=\"Shield Insurance Blog\">Shield Insurance Blog<\/a> | RV Insurance | <a href=\"https:\/\/app.usecanopy.com\/c\/Shield-Insurance-Agency\" target=\"_blank\" rel=\"noopener\" title=\"Start a quote today!\">Start a quote today!<\/a><\/p>\n\n\n<p><span style=\"color: #0e101a;\">Driving an RV in Michigan can provide many a memorable vacation for you and your family, but your state government requires you to carry the same minimum level of insurance on your RV as on your car or truck.<\/span><\/p>\n<p><span style=\"color: #0e101a;\">Shield Insurance Agency wants you to understand that there\u2019s no getting around this law. If you get caught driving without auto\/RV insurance in the state, you\u2019ll get hit with a costly fine and potentially lose your license, although perhaps temporarily.<\/span><\/p>\n<h2><span style=\"color: #0e101a;\">RV Insurance Requirements in Michigan<\/span><\/h2>\n<p><span style=\"color: #0e101a;\">As a no-fault state, Michigan requires every driver on its roads to carry insurance that would cover their own damages or those incurred to another party\u2019s vehicle. You\u2019ll need to purchase at least the following coverage levels:<\/span><\/p>\n<ul>\n<li>\n<p><span style=\"color: #0e101a;\">bodily injury coverage in the amount of $20,000 per person per accident,<\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"color: #0e101a;\">bodily injury coverage in the amount of $40,000 per accident for all persons injured or killed,<\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"color: #0e101a;\">property damage in the amount of $10,000 per accident,<\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"color: #0e101a;\">personal injury protection (PIP) with no limits,<\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"color: #0e101a;\">property protection insurance (PPI) in the amount of $1 million per accident.<\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"color: #0e101a;\">You can and should add to your RV insurance coverage by tacking on collision and comprehensive coverage. Your collision coverage provides reimbursement for damages when you incur a single-vehicle accident. Comprehensive coverage protects you from theft and other unavoidable perils. Roadside assistance coverage can help you obtain quick service when your RV breaks down on the road. Car rental insurance can mean you have a vehicle while your RV undergoes repairs.<\/span><\/p>\n<p><span style=\"color: #0e101a;\">Contact Shield Insurance Agency to discuss the state minimum requirements and add-ons that would provide full coverage for your RV. Don\u2019t drive without insurance in Michigan.<\/span><\/p>\n<p>\u00a0<\/p>\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/how-life-insurance-can-support-long-term-care-planning-without-replacing-it\/\">How Life Insurance Can Support Long-Term Care Planning Without Replacing It<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/what-happens-if-your-vehicle-is-totaled-understanding-the-auto-insurance-claims-process\/\">What Happens If Your Vehicle Is Totaled, Understanding the Auto Insurance Claims Process<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/why-now-is-a-smart-time-for-michigan-businesses-to-review-liability-coverage-before-spring-foot-traffic-increases\/\">Why Now Is a Smart Time for Michigan Businesses to Review Liability Coverage Before Spring Foot Traffic Increases<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/snowstorms-and-roof-damage-is-your-michigan-home-covered\/\">Snowstorms and Roof Damage: Is Your Michigan Home Covered?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/do-you-need-recreational-insurance-for-your-snowmobile-in-michigan\/\">Do You Need Recreational Insurance for Your Snowmobile in Michigan?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>State government requires you to carry the same minimum level of insurance on your RV as on your car or truck. Learn more about RV Insurance.<\/p>\n","protected":false},"author":1,"featured_media":11934,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[347,2],"tags":[1498,71,2051,812,62],"class_list":["post-11927","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rv-insurance","category-shield-blog","tag-camping","tag-michigan","tag-retirement","tag-rv","tag-shield-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=11927"}],"version-history":[{"count":3,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11927\/revisions"}],"predecessor-version":[{"id":12902,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11927\/revisions\/12902"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media\/11934"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=11927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=11927"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=11927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}