{"id":11241,"date":"2021-10-15T04:00:00","date_gmt":"2021-10-15T10:00:00","guid":{"rendered":"https:\/\/www.shieldagency.com\/blog\/?p=11241"},"modified":"2025-02-15T16:20:54","modified_gmt":"2025-02-15T22:20:54","slug":"4-areas-covered-by-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.shieldagency.com\/blog\/4-areas-covered-by-auto-insurance\/","title":{"rendered":"4 Areas Covered by Auto Insurance"},"content":{"rendered":"<p>Even though you have a valid driving license, driving your car off the dealership won\u2019t happen until you purchase auto insurance. While Michigan laws require every driver to purchase car insurance, there are plenty of other reasons to consider auto insurance coverage. Buying this coverage from Shield Insurance Agency protects you in the following areas.<\/p>\n<p><strong>Liability protection<\/strong><\/p>\n<p>Despite how keen you are on the road, accidents can still happen. Unfortunately, when deemed liable for an accident, you are likely to face bodily injury and property damage claims from third parties. Worse yet, you could face expensive lawsuits that could severely dent your pocket.<\/p>\n<p>The good news is that auto insurance shields you from such nightmarish costs. Car insurance compensates you for liability claims up to your policy\u2019s limit.<\/p>\n<p><strong>Asset protection<\/strong><\/p>\n<p>Whether you use your car to commute, for fun, or run personal errands, your vehicle is precious to you. And just like any other valuable asset, you would do everything to shield it from any harm. While installing car alarms and tracking devices is superb, car insurance protects your vehicle beyond theft and vandalism. It covers your vehicle from other perils, including fire, falling objects, accidents, and natural disasters.\u00a0<\/p>\n<p><strong>Uninsured motorist protection<\/strong><\/p>\n<p>Did you know that about 25.5 % of motorists in Michigan are uninsured? Given this startling statistic of uninsured motorists, you are likely to be involved with a motorist carrying no insurance. Fortunately, you can purchase uninsured motorist coverage to compensate for bodily injuries and property damage when you collide with a motorist with no insurance. Besides, this coverage comes to your rescue in hit-and-run scenarios.<\/p>\n<p><strong>Medical coverage<\/strong><\/p>\n<p>When your purchase MedPay or PIP coverage, it pays for medical costs for you and your passengers following a vehicular accident. Besides, PIP coverage covers partial loss of income and funeral expenses for the injured.<\/p>\n<p><strong>Car insurance in Michigan<\/strong><\/p>\n<p>If you are shopping or looking to renew your auto insurance in Michigan, your search has ended. At Shield Insurance Agency, we have long-standing experience in auto insurance. Contact us today, and we will provide you with a car insurance policy that meets your needs.\u00a0<\/p>\n<p>\u00a0<\/p>\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Check out more blogs from Shield Insurance Agency!<\/h2>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/health-insurance-for-michigan-families-managing-chronic-conditions\/\">Health Insurance for Michigan Families Managing Chronic Conditions<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/how-life-insurance-can-support-long-term-care-planning-without-replacing-it\/\">How Life Insurance Can Support Long-Term Care Planning Without Replacing It<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/what-happens-if-your-vehicle-is-totaled-understanding-the-auto-insurance-claims-process\/\">What Happens If Your Vehicle Is Totaled, Understanding the Auto Insurance Claims Process<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/why-now-is-a-smart-time-for-michigan-businesses-to-review-liability-coverage-before-spring-foot-traffic-increases\/\">Why Now Is a Smart Time for Michigan Businesses to Review Liability Coverage Before Spring Foot Traffic Increases<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.shieldagency.com\/blog\/snowstorms-and-roof-damage-is-your-michigan-home-covered\/\">Snowstorms and Roof Damage: Is Your Michigan Home Covered?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Even though you have a valid driving license, driving your car off the dealership won\u2019t happen until you purchase auto insurance. While Michigan laws require every driver to purchase car insurance, there are plenty of other reasons to consider auto insurance coverage. Buying this coverage from Shield Insurance Agency protects you in the following areas. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14980,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[341,1,2],"tags":[9,71,62],"class_list":["post-11241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-insurance","category-shield-blog","tag-auto-insurance","tag-michigan","tag-shield-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/comments?post=11241"}],"version-history":[{"count":2,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11241\/revisions"}],"predecessor-version":[{"id":11272,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/posts\/11241\/revisions\/11272"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media\/14980"}],"wp:attachment":[{"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/media?parent=11241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/categories?post=11241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shieldagency.com\/blog\/wp-json\/wp\/v2\/tags?post=11241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}